Great posts. I’m also considering a 72T like some other posters.
My very general thoughts are we ( BHs) have a tough time evaluating statistical risk of living (well & healthy).
If we boiled the risks down to a roll of the dice, a lot of the times the risk of running out of money is less than 1/6, yet the risk of getting sick or dying is higher.
It’s like we continue to play a game where the odds of failure diminish quickly (health declines as age progresses, usually quicker than most anticipate), yet our actions don’t match this reality (lethargy to stay on the treadmill, or find a new treadmill, well after the cheese has disappeared).
My very general thoughts are we ( BHs) have a tough time evaluating statistical risk of living (well & healthy).
If we boiled the risks down to a roll of the dice, a lot of the times the risk of running out of money is less than 1/6, yet the risk of getting sick or dying is higher.
It’s like we continue to play a game where the odds of failure diminish quickly (health declines as age progresses, usually quicker than most anticipate), yet our actions don’t match this reality (lethargy to stay on the treadmill, or find a new treadmill, well after the cheese has disappeared).
Statistics: Posted by Wannaretireearly — Mon Dec 08, 2025 1:03 am — Replies 42 — Views 4217