When I set up my TIPS ladder, I purchased a lot of 2040 TIPS, with the plan to use them for the years 2036 – 2040. I about a week the 2036 TIPS become available, and I’m wondering whether to purchase some with extra cash in my IRA.
This may be important: I don’t expect to need the 2036 $ for spending, but I will need to take an RMD. I think that I could transfer some of the 2040 TIPS from the IRA to the brokerage account to satisfy the RMD, but I don’t know the tax implications of doing that, or if it’s a good idea.
Hoping some of the TIPS experts here will help me.
This may be important: I don’t expect to need the 2036 $ for spending, but I will need to take an RMD. I think that I could transfer some of the 2040 TIPS from the IRA to the brokerage account to satisfy the RMD, but I don’t know the tax implications of doing that, or if it’s a good idea.
Hoping some of the TIPS experts here will help me.
Statistics: Posted by Hayden — Sun Jan 11, 2026 9:38 am — Replies 0 — Views 24