The answer in my case is sort of but only on the fixed income side because:
1. I am not adding to my tax deferred 401k
2. The increase in the stock market since my retirement in 2018 has caused the taxable and roth accounts to expand
3. Those two factors mean the 401k is now only about 33% of the total portfolio and can't fit the 40% fixed income so I have been lately using sgov in taxable and even roth to supplement
4. The inverted yield curve means that money market is paying a higher rate that the stable value fund which makes up half of the fixed so I am temporarily using mm for that portion
1. I am not adding to my tax deferred 401k
2. The increase in the stock market since my retirement in 2018 has caused the taxable and roth accounts to expand
3. Those two factors mean the 401k is now only about 33% of the total portfolio and can't fit the 40% fixed income so I have been lately using sgov in taxable and even roth to supplement
4. The inverted yield curve means that money market is paying a higher rate that the stable value fund which makes up half of the fixed so I am temporarily using mm for that portion
Statistics: Posted by placeholder — Sat Apr 13, 2024 1:16 am — Replies 24 — Views 1427