Non-US Investing • Why Bonds? (Australia)
Bonds yield less than cash right now. But they yield it for a longer time, whereas if/when central banks interest rates decrease, cash will start yielding less immediately.Understanding...
View ArticlePersonal Investments • Moving SWAGX funds
None really. You can buy immediately at the about same price you sell so you will still get any recovery the fund has over time. Say you bought for $100 in Roth and it’s down $10. You sell for $90 and...
View ArticlePersonal Investments • Should I Move 401k to an IRA
You keep mentioning age 59.5 but there's no legal restriction on rollovers and unlikely a plan restriction in fact people routinely do rollovers out of plans from companies they left at many different...
View ArticlePersonal Investments • Purchasing an crane at auction to flip at a better...
Spouse does not see any reason to do this as we already have enough. She is somewhat anxious about this big pile of dollars being, in her words, "Gambled with". She is only reluctantly supportive.To...
View ArticlePersonal Finance (Not Investing) • Does the money have to be in the IRA by...
Your Mom is probably a cash basis tax payer. If so, she needs to initiate the deposit by end of day Monday, either by having the ACH pull from her account before Monday, or write and mail a check by...
View ArticlePersonal Consumer Issues • Toyota 4Runner limited vs Land Cruiser 1958
Personally, the i4 looks anaemic for something as large as a 4Runner/LC. Maybe the hybrid part makes up for it though.Layering on the hybrid brings the torque figure to 465lbft. As a result, even in...
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Personal Finance (Not Investing) • Open Social Security Discount Rate In...
I'm new to Net Present Value (NPV) and didn't understand that the NPV of SS (or any annuity, like a pension) that starts in the future will start lower and increase until it peaks the year you get...
View ArticlePersonal Investments • Change of Funds Upon Retirement
The answer in my case is sort of but only on the fixed income side because:1. I am not adding to my tax deferred 401k 2. The increase in the stock market since my retirement in 2018 has caused the...
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Personal Consumer Issues • gutter guards
Two quotes so far....1. $40002. $2100 I'm convinced that gutter guards don't work / are a scam.I have 80 linear feet of gutter. Decades ago I bought some rolls of metal mesh gutter guard - might now...
View ArticlePersonal Consumer Issues • 3 D printer
I started off with an Ender 3 variant and then moved onto a Bambu P1S. If you’re okay with tinkering and more trial and error, the Ender will save you a lot of money. But dang the Bambu so much nicer...
View ArticlePersonal Finance (Not Investing) • How to fund and invest SEP-IRA with...
I have had a similar issue with the SEP IRA. I actually contacted Fidelity support, they said the SEP IRA just doesn’t have the ability to set up auto investment. BooStatistics: Posted by FIdreams —...
View ArticlePersonal Consumer Issues • Santa Fe Day Trip
Santa Fe to Bandelier and then to Valles Caldera with activities at each and then back to Santa Fe will be a pretty full day, and you haven’t had dinner yet. No mention of lunch. Maybe Bandelier has...
View ArticlePersonal Consumer Issues • Your favorite inexpensive (<$45) bourbon?
Someone will thank me.Benchmark bonded - under 20Benchmark full proof - under 20Benchmark is Buffalo trace distillery. Full proof is 125 proof. It's young Stagg Jr juice. It is epic.Bonded is a carbon...
View ArticleInvesting - Theory, News & General • Transferring traditional IRA from...
I have transferred assets between roth iras held at many custodians over the years to generate transfer bonuses and an online acats usually works flawlessly and quickly these days.Statistics: Posted...
View ArticlePersonal Consumer Issues • $150K Kitchen?
Is cheaper to remodel yourself than buying a remodeled house. I have a neighbor that just sold in a week at way over list and their house was redone. I had a prior house that when I sold was in a...
View ArticleInvesting - Theory, News & General • Problems paying taxes with Vanilla...
This year ACI gave me problems with Vanilla card and I was not able to use themSo it looks I can only use Pay1040 with Vanilla cardsStatistics: Posted by international001 — Sun Apr 14, 2024 12:51 am —...
View ArticlePersonal Investments • Where to invest after maxing out 401k and roth?
- I put aside 250/mo that stays in my primary banking account – a sort of treat yourself money I set aside to build up for vacations, etc - Guilt free spending on anything I want: 1,500 - I have 1,000...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
I use both. The Vanillas don't really work on anything but Pay1040, I normally use Blackhawks purchased at a grocery store for ACI and PayUSATax. Doctor Of Credit recently had a deal advertised for...
View ArticlePersonal Investments • $76,000 Gold Rolex Purchase - how useful as an...
I should have added: What's the point of wearing a watch these days? I haven't worn one for many years. If I need to know the time in any country, I just look at my phone. Now that I'm retired, I...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
That is true. But so would digital all over Costco POS. I assumed (perhaps wrongly) that the poster is a current Costco member.Yes. The $120 Costco membership makes sense to get the 2% executive...
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