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Personal Investments • Set & Forget Portfolio
It isn't that I am worried about LTCG in terms of supporting us in retirement, it is that I don't want to be in a position where I want to move to something safer and have to sell a large sum and take...
View ArticlePersonal Investments • Tech professional on sabbatical, highly skewed...
I’m curious. How did you find and invest in Bain Capital and in that Holiday Inn? How have the returns been for the Bain investment?Bain has returned around 14.5% IRR over the past few years - it is...
View ArticleInvesting - Theory, News & General • Vanguard 7 Day Hold
What would the fraud be ? They still keep control over whatever assets are purchased with the "new" money.Statistics: Posted by Thesaints — Thu Apr 11, 2024 1:23 am — Replies 13 — Views 770
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Personal Finance (Not Investing) • Tax Software Recommendations for Do it...
The IRS offers "IRS FreeFile Fillable Forms" you need to do a bit of math but it's kinda fun This is free for all taxpayersStatistics: Posted by barcharcraz — Thu Apr 11, 2024 1:23 am — Replies 7 —...
View ArticlePersonal Investments • Traditional 401k or Roth 401k? About to graduate...
As you will be in a very high tax bracket, you will want the up front tax savings of a Traditional account. It is nearly impossible for you to be in a higher bracket in retirement.Hi sorry. I never...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Also, TTTXX is the way to go if you don’t need FDIC insurance.I see lots of chatter here about TTTXX. If I read it correctly, the current yield is about 5.17% with a 0.17% expense ratio, so around...
View ArticlePersonal Investments • Behind and need help.
Not very specific advice, but just decide that you have a good enough residence and a good enough car, so you can now contribute more to your retirement savings. Consumer Reports monthly magazine has...
View ArticlePersonal Investments • Vanguard brokerage--where are inservice distribution...
If this is an i401k, here is a link to the “i401k distribution to a Vanguard account” form:https://personal1.vanguard.com/forms/s5 ... 2210210729Statistics: Posted by HomeStretch — Fri Apr 12, 2024...
View ArticlePersonal Finance (Not Investing) • tax brackets etc assuming TCJA sunset no...
In 2023 we were both working and were in the 32% bracket. Wife is now at least temporarily retired, and I might retire either late this year or early 2025. In 2025 our AGI could be below $100K...
View ArticlePersonal Consumer Issues • 3-4 weeks in SE Asia - Suggestions needed
Thailand... well, I wouldnt. From all I can tell the charme of the country lies in going there without family for those who fancy.This is just nonsense. Please consider Thailand as a destination....
View ArticlePersonal Investments • Can having wealthy parents be a justification for a...
I feel like I’m not communicating my question well haha but yes, maybe I just need to talk to a trust attorney re: the ins and outsThis is probably best as your question is a legal one.I don't...
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Personal Finance (Not Investing) • Direct debit from fidelity cash management...
You absolutely can keep $0 in the cash core position, hold SPAXX, or a number of money market funds in the CMA and use that for cash debit and ATM withdrawals. Fidelity will auto-liquidate the...
View ArticlePersonal Finance (Not Investing) • Foundation Inspection as Buyer - Has...
For my current house, our general inspector's report looked like this:Looks like you have a roof. A tile shingle is cracked. You should hire a roofing expert to ensure it is okLooks like there's...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
I haven’t looked at this thread in a long time, because really, it is at its foundation It is a Religious argument. throughout valid arguments to go all USA and valid arguments to go balanced...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Excuse me for asking a question unrelated to topic of conversation, but oneleaf, are you James Joyce in your profile image?Dmitri ShostakovichGood catch!!Statistics: Posted by oneleaf — Fri Apr 12,...
View ArticleInvesting - Theory, News & General • The silliness of the 4% rule - WCI
Hey guys...As a few others have said, most BH's will use the 4% rule as a guide as to the size required of your portfolio, rather than a hard and fast rule for how much you can safely spend. That's...
View ArticlePersonal Finance (Not Investing) • IRS Form 1116 (foreign income tax paid)
Are there any common cases where an ETF or mutual fund has holdings in multiple foreign countries but where it's not appropriate to use "RIC"?If you look at the back of your 1099, you should see a...
View ArticleInvesting - Theory, News & General • Risks of going all TIPS/i-Bonds for...
I participated in the last few TIPS mania, and snagged a ladder of TIPS with YTM 1.5%-2.0%+. At this point almost all my fixed income is in TIPS, and I'm 65/35 split between stock/bonds.I just wanted...
View ArticlePersonal Investments • Portfolio Overhaul Help Needed Due to Changing...
I agree that individual stocks is not the way to go for your family, at least not when it comprises 100% of your invested assets.I think you should consult with a professional who specializes in...
View ArticlePersonal Consumer Issues • Seriously considering an EV
Current owner of a 2017 Leaf. I wouldn't buy this car for a 50mi daily commute. You're going to lose range if you're driving on the highway. Loss of range when it's cold. Loss of range if you turn on...
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