Investing - Theory, News & General • Do you find a lot of fellow indexers...
I did. Was at a new job in New Mexico. The human resources representative proved to be not only an indexer but a Boglehead!! We chatted for about twenty minutes. Every time we saw each other...
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Non-US Investing • Should I open an IBKR account before being an expat.
Yes my IBKR account allowed me to buy/sell stocks, mutual funds, treasuries etc. without issues from abroad. Yes easy to link bank account to IBKR and transfer funds back and forth. I haven't found...
View ArticlePersonal Consumer Issues • Tesla self driving car
My big worry with taxi fleets is that the operators limit the areas they operate in. Same way ride share operators currently do. They just don't operate in sparsely populated areas, or areas with...
View ArticlePersonal Investments • Can you pay a Vanguard IRA account fee with Vanguard...
What kind of fees are you being charged?Statistics: Posted by placeholder — Wed Apr 10, 2024 12:57 am — Replies 11 — Views 1695
View ArticlePersonal Finance (Not Investing) • $2.5M networth under 40 now what?
In an era of high inflation a $ amount is meaningless. What matters is how many times living expenses do you have in the net worth (and don't forget to account for taxes and health care costs which...
View ArticlePersonal Investments • Which funds to sell first in retirement?
Yes, I am starting to get overweight in stock funds in my taxable account. Another thought I had is that I should turn off all the dividend reinvestments in my taxable account and direct them to the...
View ArticlePersonal Investments • Newly looking at Backdoor Roth - is my situation too...
There is no legal restriction on accepting pretax amounts from a traditional ira but some plans are still sticklers but the one thing that's unclear is whether you were able to deduct those...
View ArticleUS Chapters • Seattle Area Chapter Meetings - Master Thread
Is there an issue with just using email? We all have it, unlike some of the other options, and it does not require disclosing a phone number. I would prefer not to take on another communications...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
....But then I started thinking that, if inflation gets back down to 2% on average, these bonds would only be returning 3.3% per year. This seems really low.Low as compared to what? What are the...
View ArticlePersonal Finance (Not Investing) • Taxes for Roth IRA Recharacterization and...
Thank you for all of this guidance.To make things more complicated:In 2023, my wife also rolled over 13k from a previous employer's 401K and converted it to a Roth IRA. This was all pre-tax -> roth...
View ArticlePersonal Consumer Issues • Buy a used car now or wait?
Money cost is around 7%. Wait until rate drops to 4-5%. Dealer still charges mark up above MSRP. Wait until the price soft.Statistics: Posted by WhiteMaxima — Wed Apr 10, 2024 1:14 am — Replies 5 —...
View ArticlePersonal Investments • Money Market Funds vs US equities right now?
Just a quick look at the news today and we've got stories about the rapid democratization of military drone technology, escalating hacking threats to (and successful attacks against) critical...
View ArticlePersonal Finance (Not Investing) • Switch from Amex Gold to Chase Sapphire...
The math almost never makes sense for the Premium Rewards Elite vs the Premium Rewards ($95 card). The $95 card comes with a yearly $100 airline credit, so if you can use that, it's free. The Elite...
View ArticlePersonal Investments • CD barbell vs CD ladder vs bond funds in rollover IRA
I recently met with my Fido rep and told him I am thinking about moving some of my fixed income in my Fido rollover IRA into a CD ladder. He suggested a "CD barbell" with a portion in 6-12 month CDs...
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Personal Consumer Issues • Anyone use Windows OS on ARM?
If I sent my wife back to Windows we'd be done Statistics: Posted by twh — Thu Apr 11, 2024 12:28 am — Replies 19 — Views 1401
View ArticlePersonal Finance (Not Investing) • Simplification for banking and credit...
I would consider Chase + JPM because you can use their self-directed account to access money market funds without any fees.I have the Chase Sapphire Reserve and use First Republic which is moving over...
View ArticlePersonal Finance (Not Investing) • Comparing job offers..
I have two offers One job pays around 600k with a 401k plan with usual limit and employer automatic contribution of 8% of salary. The other job pays 500k (4day work week) and is a state job with a...
View ArticlePersonal Finance (Not Investing) • Hitting a wall with credit card churning
With 0% APR on opening accounts and a few banks or credit unions which are liberal with opening bank accounts on credit cards, you could make quite a bit of free money above the sign in bonus. A few...
View ArticlePersonal Consumer Issues • Brake Rotor Machining
You should measure the rotor thickness in a couple spots and see if they are below the minimum thickness. That is typically stamped on the hat of the rotor somewhere. You can also find it in service...
View ArticlePersonal Finance (Not Investing) • Looking for another CC - Visa or MC:...
or you could stay in the Citi Ecosystem and get a Citi Premier (Same $95 AF as Chase Sapphire Preferred). You can add a no annual fee Rewards+ card that gives 10 pts/purchase (great for < $3) and...
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