Personal Finance (Not Investing) • How am I doing ( relative to others) ?
How am I doing ( relative to others) ?Visit the "net worth progression" thread if you really want to play the comparison game viewtopic.php?t=139157&start=4250Statistics: Posted by bongo — Mon Apr...
View ArticlePersonal Investments • When to own bonds
...If the question had come up here or on Diehards years ago, there'd be dramatically less support for 100% equity. Of course now we have Bogleheads claiming they've held 100% equity continuously...
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Personal Investments • Portfolio Help
2.I need some advice on how to streamline our investments across accounts. I’d prefer to go as simple as possible and prefer Index Funds or ETFs. Does our current allocation make sense or can we...
View ArticlePersonal Consumer Issues • Costco Discounts? AAA discounts?
I have auto and homeowners insurance through Costco/American Family Connect. Being an Executive Member, certain things are automatically included eg roadside assistance on auto, key lockout on home,...
View ArticleInvesting - Theory, News & General • Taxation of Treasury bills, notes...
My question on the above, though, is why couldn't I deduct all of the accrued interest in 2023 since I have received interest this year on the bonds that mature in 2024?I misinterpreted what you...
View ArticlePersonal Consumer Issues • Autos Collecting and Selling Our Driving Info? Is...
It seems another use of data by insurance companies is to use aerial photography to assess the condition of oiur roofs and cancel the homeowner policies of those whose roofs don't make the...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
How much are y'all keeping in your Cash Plus account?I did some math and concluded that switching to Cash Plus would earn me less than $100 per year. How much are y'all earning with it vs moving money...
View ArticlePersonal Investments • Portfolio help request
I don't understand why a bond fund (such as BND) is recommended.The performance is dismal except when comparing it to period when stock prices plummeted.Is BND (and similar bond funds) just a very...
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Investing - Theory, News & General • How are your 1999 investments faring...
Statistics: Posted by doobiedoo — Tue Apr 09, 2024 12:44 am — Replies 5 — Views 342
View ArticlePersonal Investments • Helping a friend convert to the Bogle way
E. Help friend examine and understand the value of their retirement accounts, calculate net worth, look at opensocialsecurity.com, etc., and begin to map out a retirement strategy.I realize there is a...
View ArticlePersonal Investments • Feeling Mislead into Vanguard REIT fund
Fast forward to today, and two things are apparent:1. VGLSX has badly underperformed the total market over 2 decades.2. The advice has now changed. At least one of those authors no longer recommends...
View ArticlePersonal Investments • Understanding Return on VBTLX
It shows right above the ‘Product Summary’ as ‘YTD returns -1.86% as of 4/8.’Does -1.86 refer to the NAV only?Is there a metric that shows yield AND +- Nav change?I want to compare keeping $$ in the...
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Personal Consumer Issues • Your go-to grocery store
Winco Foods - best and cheapest private label productsALDI - good produce deals, interesting imported items, odd non-food itemsAsian markets - low-cost premium meats, seafoodFood City/Basha's - low...
View ArticlePersonal Finance (Not Investing) • Open Social Security Discount Rate In...
To remain consistent with the OSS's discount rate, you would calculate the present value of Social Security using that rate and simply count that as a bond in your asset allocation. The present value...
View ArticlePersonal Consumer Issues • Browser Password Manager
Even as I write this, my old PC with the unsupported W8.1 system is undergoing an hours-long drive-cleaning and I'm now using the Proton Mail, Calendar, Password Manager, Drive (cloud), and VPN...
View ArticlePersonal Investments • How to Invest Tax Savings Due to Traditional...
You could buy the VTI ETF where I believe the minimum is not more than one share and could be less some places. It is just a different form of the Vanguard total stock market fund...
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Personal Consumer Issues • Hybrid Car - Cost Savings?
I was told by the mechanic that a 50k brake job on a Prius was a little premature. Most get done around 80k around here, he said. So I tried to figure out why mine wore more quickly. I do lightly use...
View ArticleInvesting - Theory, News & General • Investing and Income Taxes
Whenever I talk to my broker at T. Rowe Price or Fidelity, they tell me it is against the law for them to talk to me about my personal income tax situation. But, neither of them is telling me what law...
View ArticlePersonal Investments • Advisor bought something I don't understand
It appears to be a closed end fund so all the oddities that come with those.OverviewThe Variant Alternative Income Fund, a closed-end interval fund, offers investors efficient access to a diversified...
View ArticlePersonal Consumer Issues • Is it worth traveling 3 hours to see the solar...
I bought eclipse glasses in the hope that I would be able to see our 75% coverage. However, with the cloud coverage, I couldn't even tell where the sun was in the sky.So I thought it was great when I...
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