Personal Investments • Thoughts on 401K transfer to new employer

I've never rolled over a significant 401k to a subsequent employer, I usually roll them over into an IRA.

A Trad 401k rollover to TIRA can be big impediment to a backdoor Roth, once your MAGI gets too high for the "front door'" regular Roth contribution.
If there's any risk of your MAGI getting that high, much better to keep 401k money in a 401k.

Statistics: Posted by Navillus1968 — Thu Feb 19, 2026 4:55 pm — Replies 6 — Views 458

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