Personal Finance (Not Investing) • Trust vs Will
We did have trusts drawn up but we cancelled them before they were to be filed. Why? We did not have trusted trustees and corporate trust companies were quoting us $60k PER TRUST as a fee. $60,000 per...
View ArticlePersonal Consumer Issues • Snake in the basement
The snake isn't the problem. The snake is just a sign that you have attractive food sources in your house (rodents? pet food? loose garbage?) that you need to control. I'd be particularly focused on...
View ArticlePersonal Investments • When is a short-term bond fund appropriate?
I have a short term horizon (1-2 years) for some 529 funds. Our 529 provider just added a new Short-Term Bond Fund. Is this a better option than an intermediate bond fund or money market fund if/when...
View ArticlePersonal Finance (Not Investing) • Brother Wrecked a Rental Car But Had Their...
Why couldn't hertz file directly with the insurance company just like you can file directly with at fault party's insurance in an accident?Statistics: Posted by barnaclebob — Fri Aug 09, 2024 3:08 pm...
View ArticlePersonal Finance (Not Investing) • Would you buy this business?
I'd be curious why you are hesitant? You already know the business. You already know whether you can afford it. An outside professional has told you it's worth what they are asking. You've had legal...
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Investing - Theory, News & General • "Global Selloff Intensifies as...
Unfortunately I can not see if the roller coaster will next take a 50% drop, or fly another 100% up in to stratosphere Statistics: Posted by Robin1234 — Fri Aug 09, 2024 3:09 pm — Replies 168 — Views...
View ArticleInvesting - Theory, News & General • Social Security taxation
If the tax were reversed it would throw trust fund into deficit even faster. So, are you saying that the taxes on benefits are put back in the Social Security trust fund. I was not aware of...
View ArticleInvesting - Theory, News & General • Why Mutual Fund Fees of 1% Are...
Rosie Q wrote:And then if you can only withdraw 4% per year safely but have to pay 1% to an advisor, that's a 25% pay cut in your retirement budget.I realized this while reading this forum about the...
View ArticlePersonal Consumer Issues • Where to Get Paisture-Raised, Organic Eggs
Definitely look around and see if any of the local farms and such have signs out or if there are farmers markets in the area.We try to get stuff from local small operators. Not far from us is a tiny...
View ArticlePersonal Finance (Not Investing) • Asking family about financial, medical and...
Some people choose not to prepare. If they choose not to, or are unable to, cooperate with Mr &MrsOP in terms of doing wills, POAs, or beneficiary forms, a last resort may be the county's or...
View ArticlePersonal Consumer Issues • Where to Get Free-Range, Organic Chicken Breasts
Hello BogleheadsI would like to eat free-range, organic chicken breasts. I currently buy "organic boneless chicken breasts" at Costco ($5.99/lb); however, the packaging doesn't say "free-range" on it,...
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Personal Finance (Not Investing) • Clothing - stepping up from Costco to Quince
I've decided I'd like to look a bit more chic. I have my first art exhibit under my belt, and I'm making more videos on social media that show me, not just my art.No shopping advice, just want to say...
View ArticlePersonal Consumer Issues • Trip to Ireland
^Thanks neilpilot! Noted.Statistics: Posted by Scassi — Sat Aug 10, 2024 2:54 pm — Replies 9 — Views 808
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Investing - Theory, News & General • Flexible Retirement Planner 10,000...
I read the documentation page for the Flexible Retirement Planner program to learn what the 10,000 sequences it runs through means. This is what I found: "Once you’ve successfully launched the planner...
View ArticleInvesting - Theory, News & General • “If you can afford to lose it, then...
The original saying was, “never invest money that you can’t afford to lose.” Specifically, it was: "Never invest in stocks more than you can afford to lose". It was from a time when individual...
View ArticlePersonal Investments • managing fixed income part of portfolio
Hello all,I need your wisdom on how to manage the fixed income part of our portfolio. Currently 55 years old with asset allocation of 57/43, which I am happy to let drift up to 60/40 but not much...
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Personal Investments • Unwise Time To Execute 401(k) Rollover?
This fear has been preventing me from executing a rollover for years . There isn't really a good time to do a rollover that I can tell. The fees at my old administrator are low enough that 1% of...
View ArticlePersonal Investments • Portfolio Review, Messy Now
1. Probably want to close my dads Inherited Merrill Account (they want me in high expense ratio 3rd party funds) and move it to my Vanguard Account. His stocks Cost Basis was stepped-up at April 15,...
View ArticlePersonal Investments • Re-Balancing when using Bonds (vs Bond Funds)
I don't hold individual bonds, but if I did, I would not want to cash in early to rebalance. Of course you would if bond NAV had gone considerably higher in the period of interest. In fact when that...
View ArticlePersonal Finance (Not Investing) • Doing taxes ahead of time
Agree with other posts, we use the prior year software and enter all the 2024 numbers. I can easily ballpark that the tax owed will be a tad lower due to the bracket inflation, but this gets you...
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