Personal Consumer Issues • Mens denim recommendations (2024)
Left Field or Naked & Famous have pretty good quality.Statistics: Posted by sweetmorty — Thu Aug 08, 2024 2:51 pm — Replies 56 — Views 3479
View ArticlePersonal Finance (Not Investing) • Inherit an old whole life policy or remain...
I'd keep it. 250 a year for 10 years gets you 2500 in principal. Even at the questionable rate of 8% growth it would take 28 years to break even with the 25k. For as cheap as it is it would be better...
View ArticleInvesting - Theory, News & General • The Day The Factors Died
Factors can't actually die because a subset of the mean will always behave differently than the mean when it was selected for different behavior. Their existence doesn't necessarily mean they will...
View ArticlePersonal Investments • Did I panic sell?
No harm no foul imo.Kind of yes, but one does want to develop good habits. What would have happened if he had been lucky and came out ahead? He would have learned the wrong lesson. That panic selling...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
You could also buy your own box spread, but you’d probably want to keep it until the options expire. Your gains would be 60/40 long/short capital gains.Are there brokerages that allow you to do a box...
View ArticlePersonal Investments • How to factor pension/SS into your retirement spending...
We counted our income streams as dbr suggested for planning purposes.Statistics: Posted by Wiggums — Thu Aug 08, 2024 2:54 pm — Replies 17 — Views 1278
View ArticlePersonal Finance (Not Investing) • The practicalities of wire transfers--is...
Given the frequency of real estate transactions for the average person, it is unclear to me why someone would not just hand carry a money order to a title company or pick up a paper check in person...
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Personal Finance (Not Investing) • pretend banks™
That's all fine...but Fidelity and Chase are not the same in more ways than one is a "real" bank. Fidelity has no monthly fees or minimums and Chase does. Fidelity pays almost 5% on a cash balance....
View ArticleInvesting - Theory, News & General • Sources for historical ETF holdings?
You likely want the annual 10-K reports filed with the SEC.They are available through the SEC's EDGAR system: https://www.sec.gov/search-filingsStatistics: Posted by 123 — Thu Aug 08, 2024 3:03 pm —...
View ArticlePersonal Consumer Issues • Prague or Vienna visit in early November
Toss up. I might suggest Budapest or even Bratislavaif time is short.Statistics: Posted by Striker — Thu Aug 08, 2024 3:03 pm — Replies 4 — Views 98
View ArticlePersonal Investments • Quantifiable criteria to “Need, Ability, and Willingness”
Unless you can quanitify your emotions, emotional factors outweigh all others when arriving at an asset allocation.+1WhitePuma, note the diametrically opposed but equally supportable suggested AAs for...
View ArticlePersonal Finance (Not Investing) • Citi Costco membership downgrade refund -...
My worry was they asked me CVV/expiry details (which I felt wasn't required for refund) and could always sell this info to other parties outside.I'm possibly paranoid at this pointIf you see...
View ArticlePersonal Investments • Should we start doing Roth conversions?
I have wrestled with this one too. Roughly, $500K per person (indexed for inflation) seemed to me like a good number. I think that would cover 3 years per person.It is likely good to have a reasonable...
View ArticlePersonal Finance (Not Investing) • What a great deal! The government pays...
This thread has run its course and is locked (not personal). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment...
View ArticlePersonal Investments • Moving 3M out of markets…..where to put it?
I wonder how this one finally ends. I felt as if watching very suspenseful and interesting movie but the stream suddenly ended and I had to make my own ending instead of what the director...
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Personal Finance (Not Investing) • Apple Pay: value vs. chip credit card
I don't trust the phone software security (Google or Apple) or the electronics hardware. Nothing is totally safe, but I chose to just reduce the risk.Not a bad idea.The convenience of using phones is...
View ArticlePersonal Finance (Not Investing) • What's Your Credit Card Rewards Strategy?
Though I'm brand new to this particular thread, I'd love some advice from you Bogleheads in the US:Is it worth paying $650 in exchange for 100,000 Membership points from American Express?The question...
View ArticleInvesting - Theory, News & General • Why is Larry Swedroe wrong about...
To be fair, if we are talking about factor investing, it’s not a question of if “Larry Swedroe” is wrong. It’s “is the vast majority of academic finance” wrong about factor investing. They may be or...
View ArticlePersonal Consumer Issues • Recommend a good VOIP service for elderly person
Use wifi assist on cell phone if poor coverage is the reason your friend keeps a landline.Yeh, the interesting thing is that she has a cellphone that she uses all the time but wants another phone for...
View ArticlePersonal Investments • Investment funds vs retirement funds
For investing, after reading numerous threads I have chosen Fidelity. I opened the Roths through them, and plan to open an investment account as well. For now I am putting it all in FZROZ through...
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