Personal Finance (Not Investing) • Minimize Taxes and Retirement Advice
I’m agreeing with arctic pineapple about deferring withdrawals from the inherited IRA until after you’ve retired and your earned income is lower. Check the annuities and see if there is an annual...
View ArticlePersonal Investments • Cost Basis For Kids When Gifted with Stocks
Will they then carry my original cost basis of $30?Yes.Or, does the Step-Up cost basis rule apply, i.e., basis reset to $100 which is the price at the time of transfer?This rule covers the case in...
View ArticlePersonal Investments • VTSAX Load/Breakpoint Discount?(Noob Alert)
Hello all My wife converted a 401k managed by Fidelity to Fidelity Rollover IRA a few days ago. It’s sitting in cash. We are waiting for additional funds to be moved to the Fidelity account from an...
View ArticleInvesting - Theory, News & General • How long should a retiree's TIPS...
It should probably be mentioned that until today, it was never assumed that a retiree would/should have a TIPS ladder. And realistically it still isn't, but it does seem to be the Boglehead...
View ArticlePersonal Consumer Issues • Solar powered generator info
I see the word "transfer switch" in your request. That means hooking it up to supply your house, or at least a subset of your house circuits. None of these are going to run your A/C, electric drier,...
View ArticleUS Chapters • NE Ohio (Cleveland Area) Master Thread
Next meeting is November 2 (Saturday) at 10:00 am. Same location as last time: Middleburg Heights Public Library.Statistics: Posted by Regal 56 — Tue Oct 08, 2024 10:29 pm — Replies 302 — Views 171659
View ArticleInvesting - Theory, News & General • Looking back at your asset...
For those of you who had a very high stock allocation throughout your investing lifetime, how happy are you now? Are you thankful that your younger self was willing to go for it?Nedsaid: I am pleased...
View ArticlePersonal Consumer Issues • What are you listening to now
As it turns out, I love country music!I too like some country music, mainly the classics like Hank Williams Sr., Patsy Cline, Johnny Cash, Willie Nelson. I don’t like the popular stuff of today though...
View ArticleInvesting - Theory, News & General • Why Include Bonds in your portfolio?
It seems the Debbie downers are out and about. The thing to remember is that if you're dead, longevity doesn't matter, and trust me, you won't care either way.However, if you do live long enough to...
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Personal Finance (Not Investing) • Fiduciary Obligation how does that work?
I am, yes. In my case, any/all questions/time whether via email/phone/meeting are simply tracked and I send out monthly invoices. No upfront fees. At risk of sounding like an advert [but hoping the...
View ArticlePersonal Finance (Not Investing) • Is Altruist a good custodian for me, the...
I would love to hear how Altruist has worked out for you.I joined here just to ask you this question, wahoowad.Thanks!Welcome to the forum. Looks like OP hasn't been active on this forum for 9 months...
View ArticlePersonal Consumer Issues • Fortifying House Ideas
They (not sure who) makes beds that help in an earthquake to keep you safer and could be added to your list. Some have space for water and other stuff inside.Statistics: Posted by rob — Tue Oct 08,...
View ArticlePersonal Investments • Retire with Less Than $1 million?
1 million is a “rich” retirement most do not enjoy.What would there be to not enjoy?Statistics: Posted by tesuzuki2002 — Tue Oct 08, 2024 10:51 pm — Replies 180 — Views 41747
View ArticlePersonal Finance (Not Investing) • Reasonable Wedding Budget
Planning a wedding this year. Top 5 from our budget are:1. Reception Food & Catering Staff2. Venue3. Tent, linens, setup (Outdoor reception)4. Wedding coordinator (Look at full-service vs....
View ArticlePersonal Investments • Fiduciary advisor recommending against TIPS ladder
I have been using an AUM advisor for years, and while I am approaching retirement and expect to have more time to self-manage our portfolio, up to this point I have been satisfied with the...
View ArticleUS Chapters • Forming Frisco-Mckinney-Plano-Allen Chapter
What would be involved to be a coordinator? Is there a list of duties that could be shared?Statistics: Posted by Newbie1900 — Wed Oct 09, 2024 10:26 pm — Replies 19 — Views 12774
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
The Old Man starring Jeff Bridges and John Lithgow on FX. The second season is more intriguing than the first. Afghanistan, Russian villains, an agent that absconded from the CIA, an FBI agent,...
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Personal Finance (Not Investing) • A few deferred income annuity questions
Update: Finally executed. Thanks for the recommendations, went with blueprintincome.One question though - the quote was given for an income amount, but after processing finished, the income amount is...
View ArticlePersonal Consumer Issues • Good idea to stay in Puerto Morelos, Mexico?
Thanks! Reviews are great and resort is 5 star "Ocean Coral & Turquesa". It has 4.5 rating with 20,000 reviewsI was just not sure about the 'location' as I heard first timeI have stayed at that...
View ArticlePersonal Consumer Issues • New car dealers still adding premiums to price?
I picked up my new Corolla today with no surprises and I was able to get it in the color and options I wanted at an OK price(see my post above) with about a two week wait.When waiting for some...
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