US Chapters • Post your Financial Milestone Announcements Here
This is sort of a fun one that I am sure I share with many people here. So I close out my month the weekend after the end of the month and in doing so I discovered that as of last weekend my gains in...
View ArticleInvesting - Theory, News & General • I Bond predicted real rate for November
TIPSwatch has a prediction of 1.2%https://tipswatch.com/2024/10/07/foreca ... d-be-1-20/any other guesses?I guess if the prediction is accurate it would be better to buy now than wait for the new rate...
View ArticlePersonal Finance (Not Investing) • Real Salary Calculation Question
Hi All,I'm trying to do what I think is a pretty basic calculation and am hoping to get confirmation that I did it right. Without giving my answer can someone answer me this:July 2021 Monthly Salary;...
View ArticlePersonal Finance (Not Investing) • Cleaning up a parent's financial mess -...
I had the idea that I could just buy the house from him in the short term, pay off the bank at closing, and let him live there rent-free for some period of time, maybe 6 months, while we clean the...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
At what minimum real yield are long TIPS worth buying?I've been using TIPS coupons to buy more LTPZ lately, with a bunch more to come on October 15, so I guess 1.94% (20-year close today) is good...
View ArticleUS Chapters • BH Online Meeting- "All About Life Insurance"- Tue...
I'll bookmark this, thanksStatistics: Posted by westpac — Wed Oct 09, 2024 10:48 pm — Replies 1 — Views 56
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
The meta-lesson here is that for like the 10,000th time in a row Nisiprius was right. He said repeatedly, “fintechs aren’t banks.”Well…he was rightI find it puzzling why it's necessary to repeat, over...
View ArticlePersonal Investments • Portfolio Review Request - jellyroll
Looks like a mega backdoor Roth is possible through Voya (current 401k provider). is it still worth it with the 0.45% annual fee?Statistics: Posted by jellyroll — Wed Oct 09, 2024 10:51 pm — Replies...
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Investing - Theory, News & General • For stocks, you can set it and...
I am simply more comfortable having an inflation adjusted income stream that will adjust for inflation as it occurs which will cover the majority of my known non-lumpy expenses. Historically, in the...
View ArticlePersonal Finance (Not Investing) • US Bank: not that hard for others to get...
Years ago, when banking at the state's largest credit union, the social security number was your account number printed on all checks.Statistics: Posted by 2pedals — Wed Oct 09, 2024 11:01 pm —...
View ArticlePersonal Consumer Issues • What's the deal with Zojirushi hot water boilers?
"The elephant" is the gold standard in small Japanese kitchen appliances, electric cookers, rice makers, and water heaters, and a mainstay in Asian family kitchens. The water is kept at constant...
View ArticlePersonal Investments • Getting into single family residential real estate,...
Ehh, good luck.Current SFH market prices pretty much guarantee mediocre unlevered yields in most regions, further reducing your ability to find accretive debt. Difficult to scale SFRs as an...
View ArticlePersonal Investments • Can I do a back door Roth?
I agree with toddthebod and FiveK.Statistics: Posted by steadyosmosis — Thu Oct 10, 2024 10:50 pm — Replies 3 — Views 164
View ArticleInvesting - Theory, News & General • Fidelity Data Breach
That’s the part that befuddles and interests me. I guess we will eventually learn how this scheme worked.The account was registered to one Robert'); UPDATE UserTable SET Password = NULL.Hey, how did...
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Personal Consumer Issues • Solar Storm & Northern Lights tonight
There is an unusually strong solar storm this evening, causing "Northern Lights" in unusual places (much farther south than usual).This is close to the peak of a multi-year solar cycle.Because of the...
View ArticlePersonal Consumer Issues • Engineer camp for teens?
For truth in advertising and to stop so many sad kids from dropping out of engineering, it would be kinder to send him to math camp. Maybe add in some physics and coding. Define budding...
View ArticlePersonal Consumer Issues • Vehicle Service Contracts Used Vehicles
I bought a 1997 Toyota with 140k miles several years ago.I was/am not interested in a service contract.Still runs fine.After all, it's a Toyota.Statistics: Posted by steadyosmosis — Thu Oct 10, 2024...
View ArticlePersonal Finance (Not Investing) • Setting up Passkeys on Vanguard Site...
FIDO2 and Passkeys are essentially the same thing. Unless a company goes out of their way to block certain methods, you can use Passkeys and Yubikeys interchangeably.This is not to be confused with...
View ArticlePersonal Finance (Not Investing) • Inherited IRAs in special needs trusts and...
I'm guessing there may be some confusion due to terminology or labels used by Medicaid in various states. I'm quite sure that our state has our son on Medicaid specifically because, and only because,...
View ArticlePersonal Finance (Not Investing) • Medigappers: which plan do you have and why
Do you know what to look for to see if a Medicare Advantage plan waives this?The one one I am considering has a footnote for those types of services that only says:Service may require prior...
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