Personal Finance (Not Investing) • Vanguard message on taxing capital gains...
Do you have a proper w8 on file showing zero withholding required? If not, I would not ignore the warning https://www.irs.gov/forms-pubs/about-form-w-8-benStatistics: Posted by nalor511 — Tue Oct 29,...
View ArticlePersonal Consumer Issues • Family-friendly Spring Break recommendations?
I've had to remove several posts from this thread. Please just report problem posts (no matter how insulting and asinine), rather than responding in kind.Statistics: Posted by Alex Frakt — Tue Oct 29,...
View ArticlePersonal Finance (Not Investing) • What is your time/money threshold for...
$10,000/yr is my threshold. I'm retired so have plenty of time. When rewards drop below that amount or I get tired of the chase, I'll probably just focus on cash back only. I'm projecting I have at...
View ArticlePersonal Finance (Not Investing) • Offering Owner Financing
Could you make the sale contingent on the buyer replacing the roof within 90 days?Statistics: Posted by Beeffarmer — Tue Oct 29, 2024 1:42 am — Replies 5 — Views 345
View ArticlePersonal Investments • Which to prioritize: HSA in California or mega...
You still get a tax deduction (fed) for the contribution to an HSA that you'll never get with a RothStatistics: Posted by nalor511 — Tue Oct 29, 2024 2:19 am — Replies 1 — Views 103
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Investing - Theory, News & General • VIG & VIGI: What's the catch?
That seems irrelevant given that both are bad funds for income investing. A bucket with one hole in the bottom carries water better than a bucket with 3 holes, but I don't want to really use either if...
View ArticleNon-US Chapters • Swiss Bogleheads Local Chapter Established
Revival of thread made me think maybe this is the place to ask:For those of you in CH with US citizenship… Have you found a good vested benefits account (Freizugigkeitskonto) that allows self-directed...
View ArticlePersonal Finance (Not Investing) • Anybody working for the same employer for...
Long time same company different projects… newer resources make it sometimes interesting or some times not practical or do not have a business basics.. but they come up with new ideas…Every Friday...
View ArticlePersonal Investments • Mega Roth Approaching yearly limits
With my plan, YES, you have to stop the after-tax contribution or they will keep taking it out and it will take away from what can be put in traditional and match. With my plan, I have to change the...
View ArticleInvesting - Theory, News & General • Using Best-In-Class ETFs to...
No need to many exotic coffee powder then mix it to get your blend, just get the blend you like and be happy… this is broker advantageous not sure how you benefit..Keep it simple, simplicity is...
View ArticlePersonal Finance (Not Investing) • Wells Fargo Online Banking error
Glad it got resolved. I tried opening a checking account online to start the bonus "run" but that failed since the system was not able to verify my identity. Later, got a letter in the mail saying it...
View ArticlePersonal Finance (Not Investing) • Should I buy a home now?
Renting vs buying is a lifestyle choice. You are trying to time the housing market and making the wrong decisions. If your only issue with renting is having guests over get a two bedroom. Owning a...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
I explicitly asked him if I can sell and withdraw in small amounts whenever I want to, and he said that is certainly possible. I asked the same question. However, I was told that it is not possible to...
View ArticlePersonal Finance (Not Investing) • Help me understand HDHP? Is it too good to...
I'm in the same situation, its enrollment time and I have the HSA option, my family max OOP is also less than the non-HSA, unfortunately my deductibles aren't as friendly as yours. For me I think it...
View ArticleInvesting - Theory, News & General • Goldman Sachs predicts 3%
Yardeni said with the US economy growing at a 3% clip year-over-year, combined with inflation moderating to about 2%, stock market returns should be closer to 11% on an average annualized basis over...
View ArticlePersonal Consumer Issues • Editing outside portfolio at Vanguard broken?
Just updated an outside investment this morning. Worked fine for me.This seems to be browser related. What browser were you using?-FramusEdgeStatistics: Posted by mpnret — Wed Oct 30, 2024 1:38 am —...
View ArticlePersonal Consumer Issues • Losing access to Vanguard account
Just to clarify a few points.When the account was established, her online access was never created because the agent at the time said I could manage her account through mine own account. Wonder if I...
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Investing - Theory, News & General • Modified versions of HFEA with ITT...
Some musings on interest rates and term premia from here https://seekingalpha.com/article/472837 ... -6-percentStatistics: Posted by comeinvest — Wed Oct 30, 2024 1:59 am — Replies 3268 — Views 754874
View ArticleInvesting - Theory, News & General • Vanguard to Close Legacy Mutual Fund...
Invasion of privacy? People who feel that way can quit their generally high paying financial services industry jobs if they want. Sheesh. Many of us have invasive requirements to obtain and keep our...
View ArticlePersonal Investments • Recently moved from Cash to I-T Bond Funds. Big...
You didn't say what specific bond fund you moved to, but most intermediate-term bond funds have average durations in the vicinity of 6 years. For example, the Vanguard Inflation-protected Securities...
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