Non-US Investing • Which equity indices are relevant for building a...
To make sure we're giving you good advice, could you confirm which country you're resident in, and whether or not you're a US citizen or otherwise a US taxpayer? (US connections make things...
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Non-US Investing • Interactive Brokers / Globally Domiciled Funds suitable...
Apologies, can’t figure out how to reply to an individuals paragraphs as many are doing before. I clicked the top right symbol to reply to “ yet it still hasn’t worked. My replies are embedded within...
View ArticlePersonal Consumer Issues • Frustration with Small Claims Court
I did speak with two of my local reps. The document states that the judge agreed that the county owed me a refund, but he also agreed that the county could not be sued. I may push this one again, but...
View ArticlePersonal Finance (Not Investing) • Did your retirement go as planned?
No. One year out of retirement my DH learned he has the same genetic disease that killed his brother. (His other 2 siblings escaped that fate). Expect a decline to death timeframe of 4-7 years.I...
View ArticlePersonal Investments • Moving Portfolio from Fiduciary Manager to Personal...
Schwab is a fine place to be, with one caveat - their core sweep fund, which is linked to dismal rate at Schwab Bank. Solution is to use a Money Market or Bond Fund and minimize what is kept in the...
View ArticlePersonal Consumer Issues • Suggestions on Where To Live Next?
If there is a place (or places) that offer a car-free lifestyle with access to an airport, I guess that would be fine too. At the moment, all that comes to mind are cities on an Amtrak or similar...
View ArticlePersonal Investments • Moving Joint Brokerage Account to a Revocable Trust
Will they allow me to transfer our brokerage account to a trust account in kind, so as to avoid a taxable event? Will I be able to title the account “John Doe and Jane Doe Revocable Trust dated...
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Personal Investments • Backdoor Roth vs Taxable ?
Yes, you are correct - I do not want to convert any of the $40k pre tax tIRA funds, I want to roll them into t401k, so that in future I can start the backdoor roth process on new contributions every...
View ArticlePersonal Finance (Not Investing) • seeking advice how to spend money
My default card is an Apple Card because I'm an Apple addict.do you recommend the Apple Card?It works fine for me. I use it mostly with Apple Pay or by giving the virtual card number to web sites that...
View ArticlePersonal Investments • 2025 one year investment
1 year treasury bond might be a good option. You generally don't pay state income tax on the interest, so it can have a higher effective rate than CDs. OP could consider a MYGA if they can find one...
View ArticlePersonal Consumer Issues • Oil change place left cap off... many miles driven
I see from your name that you must have familiarity with this area.However, one of the purposes of a checklist is to defeat distraction. The mechanic would not have been able to check off those items...
View ArticlePersonal Investments • Portfolio Review for Widow in Mid-40s
You’ll need his PIA from his Social Security statement, but it will illustrate the cash flows for the dependents.Dug through most of his old papers, but was unable to find an SS statement that was at...
View ArticleInvesting - Theory, News & General • Testing Fidelity's Lockdown Mode for...
Is it possible to do an ACH "pull" transaction from another bank directly from a Fidelity brokerage account?YesStatistics: Posted by ssel — Mon Oct 28, 2024 1:31 am — Replies 91 — Views 25209
View ArticlePersonal Consumer Issues • Should I be concerned about buying a Stellantis...
I might be the only person on the planet who doesn't know what Stellantis is. What is it?Your not the only person…I’ve never heard of Stellantis and I own a RAM pickup.Statistics: Posted by jcpct —...
View ArticlePersonal Finance (Not Investing) • rent vs buy again
The thing about most analysis of buy versus rent on the time factor is they will say renting is cheaper if you stay less than X years due to closing costs, etc. The problem with that is even if it...
View ArticlePersonal Finance (Not Investing) • Has my titanium Apple Card expired?
I happened to remember this thread when I was posting about my Apple card in another thread just now.My titanium card still works, even though the expiration date shown in the Apple Wallet app is...
View ArticlePersonal Finance (Not Investing) • how much do you think you need to retire?
It occurred to me how fluid one’s retirement number can be. About 15 years ago, I recall creating a budget based up $10K a month. A few years later, I changed it to $14K a month. Now retired, our...
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Investing - Theory, News & General • Treasury Direct e-mail: undelivered...
The phrase "purchase limit" is used 23 times on this page already, but actually does not appear in the code linked above § 363.52. Instead, the word "acquire" is used.Code: (a) The principal amount of...
View ArticleInvesting - Theory, News & General • For Over-Savers: Now what?
100% this. It's nice to just not worry about money on a day to day basis. It's very comforting to just not be concerned with what something costs.I've already lined up all my left over money going to...
View ArticlePersonal Investments • Mega Backdoor Roth/Roth IRA question
Let's say my IRR's non-taxable portion is $900 (Box 5 of Form 1099-R), and the taxable portion is $9 (Box 2a of Form 1099-R). When I roll them over from the Roth 401K to the Roth IRA, I am sure that...
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