Personal Investments • TIAA "advisor"
I have no comment on the assertion about profit margin on TIAA Traditional, but this is not a "real" news organization like the NY Times, which has research staff, and so on. It's an NBC article. The...
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Personal Consumer Issues • Electrical panel upgrade dilemma
The house I purchased this spring had cracked insulation on the feeder wires entering the weather head/mast and a 100 amp newer main panel. I upgraded to a 200 amp exterior combo panel with bypass and...
View ArticlePersonal Finance (Not Investing) • Injury at a business - thoughts on...
Whenever I've seen a doctor or urgent care for an "accident", they have me fill out a form to identify the time, location, and what happened. I get the impression that I may not be responsible for the...
View ArticlePersonal Consumer Issues • hikvision security system
I had a Hikvision NVR with Hikvision cameras and loathed it. No documentation, no support, super buggy, esoteric UI. I was about to trash the whole system but decided to replace just the NVR with Blue...
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Investing - Theory, News & General • FiCalc.app: VPW calculations,...
when I eliminate the income (SS) floor from the calculations, I still want to be able to support the scenario where SS doesn't start until some years in retirement. For example SS doesn't start for 5...
View ArticlePersonal Consumer Issues • Suggestions on Where To Live Next?
You made me look up the cities by population. Why not just say Santa Fe? A few reasons:I think, perhaps incorrectly, that saying where I live the way I said it makes it a bit harder for some bot or...
View ArticleInvesting - Theory, News & General • VIG & VIGI: What's the catch?
When I say massively, I guess I was looking at the risk involved as well. Max drawdown of -41% vs -50% with similar performance, is very attractive. Would you say this risk-adjusted return is a...
View ArticlePersonal Finance (Not Investing) • Roth Conversion w/Donor Advised-1st first...
Simply put I am trying to do two things create a DAF and do a Roth conversion while paying as little tax as I can.My hope was to be able to deduct the DAF funds from my taxes which would help...
View ArticlePersonal Finance (Not Investing) • Pralana Online Released - Impressions
I'm not aware of any tool that will automate taking a little from one account and a little from another. Raspberry-503 didn't explain why that's a good ideawell, I'm trying to figure it out myself,...
View ArticleInvesting - Theory, News & General • Cash is a terrible long-term investment
It's a wonderful long-term investment when used correctly, in that it keeps you from panic-selling your actual long-term investments when the market is doing distressing things.However on that subject...
View ArticlePersonal Investments • Making the decision to retire
I was just asking so that I could estimate my own expenses. I thought 7k is very generous estimate for base expenses without health care if real estate taxes and insurance are not outrageousI...
View ArticlePersonal Finance (Not Investing) • Resource for making Quicken simple?
You can have more than one Quicken file. Double click the file you want rather than opening the Quicken app.On a Mac you can also Control click on the Quicken icon in the Dock and then select the file...
View ArticlePersonal Finance (Not Investing) • Tax planning help
tryingtogetsmarter7, welcome to the forum.It probably would help get better responses if we knew what you need that none of these Tax estimation tools provide.Statistics: Posted by FiveK — Sun Oct 27,...
View ArticlePersonal Finance (Not Investing) • W4 Withholding - one spouse makes more...
You have received excellent advice regarding your options for correcting your current withholding shortfall for 2024. I wanted to address your general question about how to set up your W-4 for future...
View ArticlePersonal Finance (Not Investing) • yet another scam call variation
What age is elderly?What is the purpose of your question? As people get older, they tend to need more medical care, and also tend to be at greater risks of scams.I am just not sure what elderly is...
View ArticlePersonal Finance (Not Investing) • Considerations when moving from CA to WA...
1) Medicare - we've been using a Kaiser MA plan, having been satisfied with Kaiser for many years in the bay area. I know that there is a Kaiser option in the Seattle area, but it's not a...
View ArticlePersonal Consumer Issues • Recommendations for long sleeve merino base layers...
I bought some $2 arm sleeves from daiso, but they sell them plenty of places, at various prices and materialsStatistics: Posted by nalor511 — Sun Oct 27, 2024 1:29 am — Replies 21 — Views 1407
View ArticlePersonal Finance (Not Investing) • The Ultimate Safe Withdrawal Strategy
I struggled with this question myself. OP, your plan is comprehensive from a pure "will I run out of money" perspective, but I prefer an approach based on how can I reach an optimal tradeoff between...
View ArticlePersonal Consumer Issues • Miele OR Bosch Dishwasher?
We had a Bosch in our old house for about 17 years, it worked great and was quiet. A couple of years ago we moved into a different house with a Miele and we love the dishwasher. It is very quiet. The...
View ArticlePersonal Investments • Living off your brokerage account for 5-10 years
The composite rate of I Bond is not that attractive now compared to the yield of the other bonds. IMO the main advantage of using the giftbox to pile up I Bond is due to its tax deferred up to 30y. If...
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