Personal Consumer Issues • Thoughts on buying cheap, used,...
Seriously, that is just made up stuff. Nissan was not just a CAFE car. Nissan made a profit on their EVs a decade before Tesla turned a profit.Seriously, that is just made up stuff.The EV1 was...
View ArticlePersonal Finance (Not Investing) • Help understanding will execution with...
I am trying to understand how wills are executed when most assets are held jointly or in accounts with named beneficiaries. As a hypothetical (not my exact situation, but this will help me understand...
View ArticlePersonal Investments • How to invest $1M
If you retired tomorrow, how much would you expect spend on annual expenses? Include income taxes and health insurance costs.Multiply that figure by 10 and put it in a TIPS or CD ladder, and you’ll...
View ArticlePersonal Finance (Not Investing) • Windshield Chip - Insurance claim or Self...
Some posters have said that just asking questions about potentially making a claim can count against you. So it might be too late already, if that's actually true. It is quite sad if true. Might you...
View ArticlePersonal Investments • DIRECT PAY to IRS from bank account: Issues? Cautions?
No issues. I recommend DirectPay for everyone!Statistics: Posted by livesoft — Tue Feb 20, 2024 12:53 pm — Replies 6 — Views 248
View ArticlePersonal Investments • What are Good Investments for Someone with Low Risk...
There is a preferred format that people here are used to and find helpful, to help you.https://www.bogleheads.org/wiki/Asking_ ... _questionsHi.. Here's my info as per your format:Emergency funds:...
View ArticlePersonal Finance (Not Investing) • Making Estimated Payments for Small Business
Businesses should use EFTPS.There's no reason you have to. As Schedule C businesses there is no real distinction between business income and personal income. You can use whatever means is more...
View ArticleInvesting - Theory, News & General • Can you do better than BND?
As for the unusually high number of bond threads, no one can stop it, as this is all coming from folks who expect bonds to provide better than cash returns but without taking any downside risk at all....
View ArticleInvesting - Theory, News & General • Now that long TIPS yields are 60 bp...
You were asking someone else, but I've been selling TIPS almost daily, lately my Apr 2024s, to buy longer maturity TIPS for my ladder. I recall that your ladder was initially almost all relatively...
View ArticleInvesting - Theory, News & General • Trading Treasuries (nominal and TIPS)
My IRA is still with Vanguard and I use it to hold TIPS. Any idea why Vanguard never show any 1 unit quotes for 02/2049 TIPs?Any reason not to transfer my TIPS/treasury IRA to Schwab?Statistics:...
View ArticlePersonal Finance (Not Investing) • Wash sale shares to decrease loss on
RE: apply the rule chronologicallyandRE: If you have multiple losses from sales of the same stock, you look at the earliest sale first.Sorry, still ambiguous for me.There is chronologically relative...
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Investing - Theory, News & General • Webull 2% deposit / 3% ACAT transfer...
seems like they're responding to the Robinhood 3% IRA transfer bonus, got this email this morningDear Valued Clients:Thank you for being a part of Webull! Enjoy commission-free trading on a wide range...
View ArticlePersonal Investments • Combining Vangaurd Accounts
You need to elect with Vanguard to "assume" your wife's IRAs versus "inheriting" them. Vanguard's site says that you can do an "assumption" even after you have done an "inheritance". Once you have...
View ArticlePersonal Finance (Not Investing) • Distribution priority - Roth or 401K
In general is it better to withdraw contributions from a 401K, and save the Roth IRA for later in retirement, or the other way around?The correct answer is none of the above if you care about how much...
View ArticlePersonal Investments • Rescuing my mixed-up Traditional IRA
This is a good approach, although I would suggest one tweak. Since you are going to be moving $113k from (what is presumably invested in) stocks to cash, move the corresponding amount from cash to...
View ArticlePersonal Finance (Not Investing) • House purchase questions
Hello OP,I have some background on Mortgages and what not as I OPed a thread on Fatwallet to hunt down low rates and during the low rate times was able to refinance over and over (best run was 9...
View ArticlePersonal Consumer Issues • The Shrinking Lifespan of Large Appliances
There are some really good comments in the WSJ article. I am able to read this article & comments without a subscription.https://www.wsj.com/personal-finance/th ... g-e5fb205bStatistics: Posted by...
View ArticlePersonal Investments • Super beginner question about my current work...
I'll try and do a summary of replies right here. I'm definitely late to this process as I'm in my mid 30's.- The one through T Rowe price is almost certainly a standard 401k whereas I know for certain...
View ArticlePersonal Consumer Issues • Making high-quality book with text and photos
We make photo books every year for our parents, 80% of the pictures are of our kids over the previous 12 months. Been using Shutterfly and very happy with the finished product.Statistics: Posted by...
View ArticlePersonal Investments • Downside of claiming dependents on W4?
You could fill out your W4 as married without completing "spouse working or multiple incomes" parts - that way the withholding will be set as if yours is the only source of income.Then, add fixed $...
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