Personal Finance (Not Investing) • Anybody Else Having Trouble Connecting to...
Glad to see others are having the same problem (well, not glad, but happy to know it isn't something I'm doing wrong).I owe this year so I'm just printing the return, writing a check, and will drop it...
View ArticleNon-US Investing • Sweden resident - Holding investments in USD
Yes, the more I read this thread and research - it sounds more extreme to me. Perhaps I should just accept that one cannot plan for everything. The part about 'converting all the SEK to USD' seems to...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Just to address this one - I went back and looked at the list of all of the 100% reasons in the OP. Granted it isn’t all of the reasons out there, but it’s intent was to document all of the major ones...
View ArticlePersonal Consumer Issues • Contemplating new car purchase
If it were quieter, I'd probably stick it outThey sell liners that you(or someone else) can install that will quiet road noise. Also tires make a big difference, some tires are built specifically to...
View ArticleInvesting - Theory, News & General • LMP/TIPS Ladder Pros & Cons...
Specific question (a little late) about "accurately predicting retirement expenses" and sizing the LMP. Projected taxes are highly variable depending on assumed equity returns. One approach is to...
View ArticlePersonal Finance (Not Investing) • Step transactions, gift/loan, family
Thanks for everyone's responses so far. I guess the questions all boil down to this: If it satisfies the bank to funnel the $$ through us, and if the Parents still file a 709 (if gifting) or report...
View ArticlePersonal Investments • Solo 401k, SEP, Backdoor Roths, and TSP overlap
MySolo401k Financial has a set up fee of $525 & then $125 annually, but you also get a $1500 auto enrollment tax credit spread out over 3 years.Statistics: Posted by VCC — Tue Apr 16, 2024 12:32...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I received a bonus offer from E-Trade/Morgan Stanley, so I called my Schwab representative to ask if Schwab would match the offer. The representative didn't call me back or email me, as I had...
View ArticlePersonal Finance (Not Investing) • Should I sell term policy with 5 years...
Another way to save on the annual $3K premium is to cancel the policy. Curious why do you need a life insurance policy? Do you currently have dependents that would need the $500K if you departed...
View ArticlePersonal Investments • Should my dad just pay the taxes?
To address the worry, I would 1 - turn off dividend reinvestment2 - sell the shares with the least gains, such as anything bought more recentl.3 - leave the rest alone, reassuring myself that the...
View ArticlePersonal Finance (Not Investing) • Comparing job offers..
I think UC has a 401a option with the IRS 69k limit as well. Thinking back, I think the salaries you mentioned are irrelevant if you are going to production in year 2 or 3. You should be comparing...
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Investing - Theory, News & General • For Fun: Backtesting Portfolios of I...
You do realize that the $10,000 limit is nominal and not real and so has been shrinking in real terms over time. Ironic, since it's a real bond.Also while the limit has always been nominal, the limit...
View ArticlePersonal Finance (Not Investing) • Social Security: Windfall Elimination...
There is talk of changing WEP and GPO, but there has been bills introduced to this effect for literally the last decade. This is one instance where the forum rule actually makes sense since it never...
View ArticlePersonal Consumer Issues • Finding Furnished Rentals
Your extended stay hotels will often do this. Residence Inn or Embassy Suites on the high end, Candlewoods or Extended Stay America in the middle, and InTown, ValuePlace, or WoodSpring on the low end....
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Personal Finance (Not Investing) • Washington State Estate Tax / Gifting
confused on this one. Suppose I gift $1M. It is REPORTED to the IRS, but no tax is paid, or payable; it just reduces my lifetime $12.9M exclusion. so no impact in WA State. Or am I missing...
View ArticlePersonal Investments • Portfolio Overhaul Help Needed Due to Changing...
One other option I've considered, although it won't help with current gains, is to move the bulk of the money in the taxable account into the roth. I didn't make a contribution last year or this year,...
View ArticlePersonal Finance (Not Investing) • Vanguard consolidated 1099-DIV: government...
I think I may have found the answer....at least I'm very close.If I add all the "total dividends and distributions" in the detail section, subtract all the "long-term cap gains", do not subtract...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
I'm one of those nuts that try to take advantage of any bonus reward opportunity provided by credit card companies. The way I see it they are a good distraction / cheap entertainment and keep me from...
View ArticlePersonal Investments • Unable to import transactions into a morningstar...
I know a lot of people on these forums use morningstar as their portfolio manager and hence was wondering if I could ask about a simple problem I am having with importing transactions into my...
View ArticlePersonal Consumer Issues • Where do you buy eggs?
Pasture raised organic eggs from Whole Foods or sprouts. I buy them purely for the better treatment of the hens.Statistics: Posted by JS-Elcano — Wed Apr 17, 2024 1:28 am — Replies 65 — Views 2759
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