Personal Finance (Not Investing) • Do all beneficiaries need to be present...
Thank you for sharing! May I ask whether you know what the differences are between a Trust Account vs. simply listing the Trust as the beneficiary for all your father's accounts?I can answer this.When...
View ArticlePersonal Consumer Issues • Favorite Caribbean vacation destinations?
Aruba.Statistics: Posted by Old Guy — Fri Apr 26, 2024 2:02 am — Replies 32 — Views 5002
View ArticlePersonal Finance (Not Investing) • Life insurance settlement question.
It sounds like they did a partial surrender in 1987 based on what they are telling you. Will the insurance company not provide a copy of the signed document? Or are they claiming they don’t have it?...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
. . . and now even Zelle.Well, not really."The short answer: Fidelity debit cards are Visa Direct enabled, not Zelle-enabled specifically. Fidelity has not been allowed to participate in Zelle because...
View ArticlePersonal Finance (Not Investing) • Giving CenturyLink my bank account info to...
I don’t get the paranoia. To do a direct ACH you just give account and routing number. This exact info is also printed on the bottom of any check you’ve written. Would you be afraid to pay by...
View ArticleInvesting - Theory, News & General • Are You in the Slow-Go Years?
This is really a function of health. It can decline suddenly at any age, but that likelihood increases with each year.A friend/acquaintance recently passed away from stomach cancer. She was younger...
View ArticlePersonal Finance (Not Investing) • buying house at market peak
OP, we bought our first home in 1988, and that condo unit set a price record for that project. We sold it in 1992, and the sales price set a new record high for that project. Hard to make decisions...
View ArticlePersonal Investments • Talk to me about Qualified Charitable Contributions...
According to Fidelity & donors, if you make a QCD with them for under $3000/donor, you have to notify them that a donation was made by you to get the letter, as the check doesn’t list your bake...
View ArticlePersonal Finance (Not Investing) • Who has roadside coverage experience with...
We keep AAA — a joint membership for husband & me and another for son and daughter. Ours is just 5 miles towing included. Theirs is the 100 miles towing, which has been used. The “kids” have older...
View ArticlePersonal Investments • Die with Zero - opinions?
"there's no way to save enough money for a worst-case health scenario"Of course there is. You just have to want to do it and then go out and do it. If you don't want to, well, okay.Well…no. It would...
View ArticlePersonal Consumer Issues • Can't swim after 4 lessons at Y. Am I a bad...
I have never taught adults, but I taught hundreds of kids when I was a lifeguard. Some of them still had to be coaxed into the pool after the fourth lesson. Some jumped straight in before they had...
View ArticlePersonal Finance (Not Investing) • Crazy to LEASE a new Tacoma?
It's awesome you use your truck vs treat it like a glorified minivan.Tacomas generally lease well due to high residual values. I'd be careful about damage and mileage limits as notes before.Could you...
View ArticlePersonal Investments • US Treasury value lower than 100?
You received the market price at the auction. The yield rose later in the day and the price dropped slightly.If you're buying these and holding them for 4 weeks then your going to get your 100 back at...
View ArticlePersonal Investments • Making the Switch. Slowly or all at once?
I have a roth ira I generally lump sum max each year, and then my TSP and my wife’s 401k. But my old 401k which contains maybe 50% of our holdings I cannot add new money to. So the easiest thing in my...
View ArticleNon-US Investing • How to open a foreign brokerage account as a US citizen?
As an American living abroad my tax advisor advised me buying foreign domiciled financial assets could land me with over 100% of the invested amount in penalties. Yes you WILL lose all your money then...
View ArticlePersonal Investments • Is it time to sell out of bond funds?
No one knows the future. Being diversified means that part of your portfolio is always disappointing, but the key thing is no one can know ahead of time which part. Folks tend to think of markets like...
View ArticlePersonal Investments • Alphabet Google Now A Dividend Paying Stock
The $0.20 cash dividend will be paid on June 17th to shareholders of record as of June 10th for all three classes of company shares A, B and C.Statistics: Posted by mortfree — Sat Apr 27, 2024 4:39 am...
View ArticlePersonal Investments • Seeking advice on asset allocation
I am seeking advice on my asset allocation.I am 56 years old, single, no kids, would like to be able to retire now, while continuing to work as long as I like it. Current income is about $100K after...
View ArticlePersonal Consumer Issues • HVAC maintenance contract still worth it?
I do it and as noted above, I too had an issue with extreme weather and they came out. I also request the same person which makes it easier rather than someone who might be new.Statistics: Posted by...
View ArticlePersonal Investments • Which Funds/ETFs to Retain in Taxable Account?
Greetings! I anticipate maxing out my tax-sheltered (Roth IRA and HSA) contributions this year for the first time, and thus want to extend to investing in a taxable account. My tax-sheltered...
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