Personal Investments • Need advice with Portfolio
Welcome to the forum.I agree with the first response suggesting you should provide more information using the format in the responder's link.However, some initial thoughts below.They had our taxable...
View ArticlePersonal Investments • Opinions on 90/10 Portfolio by Warren Buffett
I understood he was recommending this allocation for the trust which will be inherited by his wife. There is probably so much money in it, I imaging the 10% in cash would cover more than what she...
View ArticlePersonal Finance (Not Investing) • Best way to be a first-time home buyer if...
Robert Shiller has shown that over the long term and across the world, house prices have increased roughly in line with inflation. This makes sense because the weighted average prices of all items...
View ArticlePersonal Finance (Not Investing) • Feedback on relocating(CA to VA) for...
- Given that you’ve solved the residency requirement for your d’s in-state tuition, can you sell your place in ca over summer and have your wife and d join you in va? The move is a non-starter for me...
View ArticlePersonal Consumer Issues • Wanting to buy the house next door
Consult with a real estate attorney who has experience with Medicaid liens/recovery from an estate. I don’t know if it makes any sense to also consult with an estate attorney who has experience in...
View ArticleNon-US Investing • Is a TIPS fund OK?
I'm 50 years old. I'm a US citizen living in the UK.I have roughly 10% of my wealth in VTIP (Vanguard short-term TIPS ETF). I also have about 15% in short-term non-TIPS bond funds, 12% in cash, and...
View ArticlePersonal Consumer Issues • Improving terrible WiFi Signal
Thanks all. Starting with the router and will proceed from there. Per one of the above recs, and reading some other reviews, I have this router arriving today.Thank you all. New router makes a world...
View ArticleInvesting - Theory, News & General • Jason Zweig on Bonds vs Bond Funds
I asked this question: viewtopic.php?t=421818I don't think it can be mathematically proven that holding a bond fund to its duration ensures that you will not lose your principal. That is the advantage...
View ArticlePersonal Investments • I have 20K I want to Contribute to an IRA. Any Advice...
This is not the forum for stock advice per say. I have < 100 shares each of nvidia, meta, google, lily, msft, appl, Amazon, and visa I have had for a good while. My stock portfolio is about 10-15%...
View ArticlePersonal Finance (Not Investing) • Auto insurance: minimum coverage if no...
My elderly mother has no assets (her only asset is $10,000 in a checking account) and limited income (Social Security benefits and a small pension). With respect to auto insurance, should she purchase...
View ArticlePersonal Finance (Not Investing) • Did you receive a letter like this from...
Yep. I've gotten this form every year since I opened the Fidelity solo 401k. It's merely informative.Statistics: Posted by TwstdSista — Sun Apr 28, 2024 5:00 am — Replies 3 — Views 880
View ArticlePersonal Consumer Issues • Hotel reservation -- $128 in fees??
Henceforth I'll just be booking directly with hotels, not third-party sites.This is the best takeaway.You rarely can save money from third parties these days - as you have seen - if they do claim a...
View ArticlePersonal Investments • Should I sacrifice ESPP in order to put more into MBDR?
You have a guaranteed MINIMUM 34% yearly gain on your ESPP you shouldn't ignore (a 15% discount is a 17.6% gain - and do that twice a year). You ONLY need the money one 6 month period as someone...
View ArticlePersonal Finance (Not Investing) • Washington State Bogelheads looking for an...
You are looking at 100 percent of poverty level, not 300 percent. And thanks to Mel’s words of wisdom about backing up the truck to buy i bonds back in the day and every year since, and holding off...
View ArticlePersonal Investments • Disposing of Terminated Registration Stocks
How does one dispose of stocks that have been issued SEC FORM 15 filings on them stating "Certification and Notice of Termination of Registration Under Section 12(g) of the Securities Exchange Act of...
View ArticleInvesting - Theory, News & General • Michael Green on Ratrional Reminder...
So what is his prediction of the future then? We are going to have 1929 -30 magnitude crash and that people will blame it on indexing. Then after that, people will give up on indexing saying it was...
View ArticleInvesting - Theory, News & General • safe withdrawal rates for less than...
I am using this calculator in addition to the plan outlined in the article linked below. In short, I reevaluate every year with maintaining a probability of success of over 80%. But not too worried if...
View ArticlePersonal Investments • Vipsx returns
Vanguard vipsx currently has a yield of 4%. If bought today would i always get at least the 4% return like I would in vtsax if it had that yield? Unsure of how tips funds work?Statistics: Posted by...
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Investing - Theory, News & General • the death of 60/40
yes. ditch 60/40OR ... consider bonds and gold to be interchangeable.Huh.I'm surprised a gold advocate would consider a hard asset and a fiat debt instrument interchangeable.Since the new millennium...
View ArticlePersonal Investments • Still worth it to buy iBonds yearly?
Can someone share with the fixed rate will be in May? Thanks.Only the Fed knows, and they will announce it on May 1st. Over at tipswatch, the best guess is that the fixed rate would be 1.2%, and the...
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