Investing - Theory, News & General • LMP/TIPS Ladder Pros & Cons...
Have TIPS provided returns that more closely match one's personal inflation (which typically exceeds the CPIU) than a TSM index over any 10-30 year period? If so how many times has it happened?Total...
View ArticleInvesting - Theory, News & General • investing in private credit through...
I recommend dumping your "advisor", then invest e.g. in OWL or KKR, which are the entities that collect the fees from publicly listed BDCs and private, fee-laden, advisor-distributed investment...
View ArticleInvesting - Theory, News & General • How important is management team...
Warren Buffett has said that, “When a management team with a reputation for brilliance tackles a business with a reputation for poor fundamental economics, it is the reputation of the business that...
View ArticlePersonal Finance (Not Investing) • Podcast for Young Adult on Basic Personal...
Dave Ramsey is a good introductory structure for budgeting and getting out of debt. I would agree to move onto other resources for investment guidance and philosophies though once you get to his Baby...
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Personal Finance (Not Investing) • umbrella insurance tiered pricing choices
I have a $3m umbrella insurance policy through GEICO. I spoke to them on the phone, and their latest quotes are: $2m umbrella coverage for roughly $560/year $3m umbrella coverage for roughly...
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Personal Investments • Munis in Taxable - Change My Mind!
@retired@50I sold off my tax-exempt bond positions in my taxable account after I retired.This may be a sign that I should do this now as opposed to waiting. I'm no spring chicken. It's not your age....
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Investing - Theory, News & General • Variable Percentage Withdrawal (VPW)
Hi SnowBog. I appreciate reading your inputs. However, it dawned on me, if this tool "doesn't work for me [in reference to you]," then why are you continuing to use it vs. various other models? And...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Hi there,I have the Vanguard Cash Plus Account for excess savings, very happy with it. My retired parents are selling their house in a VHCOL area and will likely be making a large profit in excess of...
View ArticlePersonal Investments • What did I do wrong to trigger the wash sales?
Look at your September 19th ITOT purchases.First consider the lot of 400 shares. Paid $39070.00. Basis on 1099-B: $39070.00, but $565.86 is disallowed.Now consider the lot of 363 shares. Paid...
View ArticleInvesting - Theory, News & General • Has passive investing broken the...
And "publish or perish" was a thing long before "click-bait" was a thing.So academic research is akin to click-bait? Is that really what you want to say?Sometimes it is. It's not unusual that "not...
View ArticlePersonal Consumer Issues • Any audiophiles on this forum?
Hi BH Audiophiles!I'm looking for some loudspeaker recs for a system that I'll be setting up soon. When my dad passed away, I was fortunate enough to be able to get his McIntosh components, which have...
View ArticleInvesting - Theory, News & General • Dot.Com Era/AI Era?
I think this AI thing might go somewhere but just like the Internet revolution I'm more excited for what it'll do to all industries rather than trying to pick winners and losers.For instance I just...
View ArticlePersonal Consumer Issues • Why different LED bulbs behave differently?
I had a similar thing happen when I tried to replace my old bulbs with LEDs. They can be picky, especially with things like motion sensors or if the light fixture is a bit different. I went through a...
View ArticlePersonal Consumer Issues • tipping shuttle driver ?
In 1990 I was between jobs and thought it would be fun to be an airport shuttle driver. We were paid a percentage of the ride cost and we did a lot of sitting around waiting for our next ride. There...
View ArticlePersonal Finance (Not Investing) • Is anyone here in proofreading or...
In addition to a person, try pasting it into chatgbp and asking for “feedback.” I did that a few weeks ago and the results were actually somewhat helpful. I didn’t take all the suggestions and I...
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Personal Finance (Not Investing) • preferred tax preparation software? [for...
Thanks you guys!One thing many people don't realize is that you don't necessarily have to list all the transactions, a summary of the totals is fine since the IRS gets a copy of the 1099-B anyway.This...
View ArticlePersonal Finance (Not Investing) • Health Insurance question for 22 year old.
[Topic is now in Personal Finance (Not Investing) - insurance question - mod mkc]Statistics: Posted by mkc — Mon Feb 26, 2024 2:27 pm — Replies 1 — Views 20
View ArticlePersonal Finance (Not Investing) • Tax return - Grantor irrevocable trust
[Topic is now in Personal Finance (Not Investing) - tax return question - mod mkc]Statistics: Posted by mkc — Mon Feb 26, 2024 2:28 pm — Replies 2 — Views 57
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
SCV has historically performed around 3-4% above the market, at an 80% win rate over the market.Maybe we need a thread similar to this one that captures the key pro and con arguments of an SCV tilt....
View ArticlePersonal Investments • General retirement questions...need advice
This asset class returns you've shared seem like you can't really predict something, and everything seems so random.Exactly. I’ve been following our multi fund portfolio for a couple years and it move...
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