Personal Investments • Tax-Advantaged Accounts in 30-40s
I feel like I should have a higher allocation of equities at this point, however, I’m very comfortable with holding cash in a high yield deposit account while my family grows (you never know when you...
View ArticlePersonal Consumer Issues • KT tape - decent alternatives (brands) to consider?
The tape helped me over the years to recover from various injuries. I bought knock offs on Amazon and they worked fine. Try smaller rolls of other brands of tape and see for yourself. I also found...
View ArticlePersonal Consumer Issues • Getting smell out of car?
Leaving vinegar in a cup overnight should help. It took about a week of doing it to eliminate the smell of food accidently left to rot in an old car.Statistics: Posted by itaos — Thu May 16, 2024...
View ArticlePersonal Finance (Not Investing) • IRS Form 1116 Foreign Tax Credit
VWIGX: Vanguard International GrowthVWICX: Vanguard International CoreIEFA: iShares Core MSCI EAFE ETFIEMG: iShares Core MSCI Emerging Markets ETFEMLC: VanEck J.P. Morgan EM Local Currency Bond ETFThe...
View ArticlePersonal Investments • Maxing out 401k is not always the best way, according...
It's all in the exact details of a person's individual situation. I've been maxing out my 401K, plus the catch-up allotment for the last few years before I retire late this year. I worked it out and...
View ArticlePersonal Investments • Automatic RMD Problems in Inherited Spousal IRA?
As soon as the surviving spouse submits documentation to establish an inherited IRA, they have full control over distributions, investments, beneficiaries, etc. from the inherited IRA, and from their...
View ArticlePersonal Consumer Issues • Birthday Trip to Charleston, SC?
Charleston is a great city to visit with a lot of options. We typically make reservations for lunch and dinner for the establishments that offer them. I've been to Savannah as well, but Charleston is...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Cash Plus does do several things really well - all from a single account:1) Its FDIC bank sweep beats the APY for most HYSAs and has a 1.25m in FDIC coverage.2) If you prefer, you can buy MMFs with...
View ArticlePersonal Investments • Innovator Buffered ETF's - Any Experience?
I wonder how many apologies we will get from the naysayers on this thread.Not holding my breath...Statistics: Posted by CletusCaddy — Fri May 17, 2024 10:18 pm — Replies 49 — Views 3496
View ArticlePersonal Finance (Not Investing) • Aging couple move from NV to CA? Worried...
I think you'd be much better off moving now while you're both capable, especially if there's a good chance that you're daughter will stay in her current area for the foreseeable future. Having a...
View ArticlePersonal Investments • Stock move calculation help needed
I won’t reveal the total dollar amount I had in the Roth in one stock. I will say it was more than my hypothetical example in the original question.I will not reveal the stock itself.I did sell 50% of...
View ArticlePersonal Finance (Not Investing) • Money market questions for Fidelity CMA
1) For my banking purposes, is it more streamlined to open a money market within the CMA than to open up a money market in a Fidelity brokerage outside the CMA?I just opened my own Fidelity account,...
View ArticlePersonal Consumer Issues • Medicare Referral Needed?
Shouldn't need a referral to see a specialist with a medigap plan. Only thing I ran into was when I needed a kidney stone blasted on I had to go see my cardiologist first to get the ok, but that's a...
View ArticleInvesting - Theory, News & General • Selling low yielding bond early
Am I missing something?I have one specific item and then just carrying that over to overall fixed income portfolio going forward.I have a 50,000 AAA corp bond yielding 3.125 that matures 11/25 with...
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Personal Finance (Not Investing) • About to FIRE, what am I forgetting?
So most of the FIRE wealth came from the startup equity itself? Curious what those numbers are in the ballpark of 5/10/25 million? Statistics: Posted by cosmos — Fri May 17, 2024 10:42 pm — Replies 7...
View ArticlePersonal Investments • Windfall, need a plan to allocate funds
Perfect candidate for SPIAStatistics: Posted by yogesh — Fri May 17, 2024 10:42 pm — Replies 28 — Views 1874
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Personal Investments • Does anyone else own Gold? Michael Burry just bought some
I've been copy trading Michael Burry's portfolio for the past couple months and it's been interesting to say the least. But I’m up roughly $13k (32% YTD) . Because of him, I'm now got over $3k...
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Personal Consumer Issues • Home Cocktail Bar Bottle Essentials -- $1K limit
If I go into a bar, I like having spirit choices being the same as what I have at home.That let's me tell the mixer ratios I want to the bartender based on personal experience with the product.While...
View ArticlePersonal Consumer Issues • Your favorite family vacations?
I'm planning our next family vacation(s) and have a couple things in mind but also looking for ideas. What have been your favorite family vacations and what made it so special / memorable?You know...
View ArticlePersonal Investments • Buy 20yr treasury and 10yr tres infl index reopen?
- 10yr US treasury inflation index REOPEN- yield 2.096 (do not understand the “reopen” “part) - is it better to buy this instead of VIPSX or VTAPX?The "reopen" means that the coupon rate has already...
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