Personal Finance (Not Investing) • Medicare Choices
A person can switch out of Medicare C plans to another Part C plan any Open Season with no underwriting. A person can also switch out of a Part C plan back to Original Medicare Parts A and B at the...
View ArticleInvesting - Theory, News & General • Which brokerage has the most...
Only have recently used Vanguard, Fidelity and Schwab. It isn't Vanguard. Fidelity and Schwab are both pretty good, but which is better depends on how you like things done and what kinds of activity...
View ArticlePersonal Consumer Issues • Bird singing in the morning
What does help is earplugs. However, I don't want to use earplugs every day as sometimes it gives me earache. Currently, I only use earplugs after I wake up from the singing/noise but it is getting...
View ArticlePersonal Finance (Not Investing) • Question on how my parents can make their...
[Topic is now in Personal Finance (Not Investing). Thank you to the member who reported it and explained this section was a better fit. - mod mkc]Hi, I've posted several times in the past about my...
View ArticlePersonal Finance (Not Investing) • Deciding when to retire...
I could no longer deal with people’s tales of woe and grief.Intellectual slippage.I was 72 with two pensions, SS, RMDs, and a similarly situated spouse.Enough was enough.Statistics: Posted by Old Guy...
View ArticlePersonal Investments • 13 year check-in
Fund new 401k distributions with fixed income, not VFIAX. You also have $100K in the HSA that could be a good fit for fixed income. I think 20% bond allocation for your age and portfolio size makes...
View ArticlePersonal Finance (Not Investing) • Getting rid of stuff
Anything of significant value I post on Facebook marketplaceIf I had a lot of stuff of value to sell I'd maybe do a yard saleanything of lower value, put it at curbside with a free signStatistics:...
View ArticlePersonal Investments • Where to park $1.8mil?
Go online and set up an account at TreasuryDirect.com link your bank or brokerage account, and put an order in for Treasury Bills and you can have them automatically reinvest as they mature and they...
View ArticlePersonal Finance (Not Investing) • Started a new job that warrants the...
OP: If you think that next year your business spend pattern would warrant the CSR, get a head start earning UR points with the Chase Freedom Unlimited. No annual fee and 1.5% earning on everything....
View ArticlePersonal Finance (Not Investing) • Potential job offer is asking if I want...
There isn't supposed to be a "choice" about whether a job is W2 or 1099.It would depend upon the type of job and the tasks/responsibilities.The IRS is pretty clear on this, and distinguishes the...
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Personal Finance (Not Investing) • WA Cares Fund & Universal Life Insurance
Thank you for the explanation.I just finished reading the last couple of pages of the lengthy thread. I'm leaning towards cancelling my policy. Like you said, $68k is not a lot of money for LTC. $450...
View ArticlePersonal Consumer Issues • EV Credits?
And to a prior comment here about equivalent of $1/gallon of gas - Sales people will tell you anything to make you feel good about your purchase.There's no fuel savings if you compare a highly...
View ArticlePersonal Finance (Not Investing) • did you work for/near the National Parks...
I worked for 3 months two years in a row as a volunteer with free housing at the Hawaii Volcano National Park on the big island. Found this job on "coolworks.com". They have both paid and volunteer...
View ArticlePersonal Investments • Roth 401(k) Mega Backdoor and Pro Rata Rule
@WestCoastPhan,Please check with your plan, but I believe that most 401(k) plans that do offer Mega Backdoor Roth, DO NOT allow investments to be different between Traditional and Roth 401(k). If your...
View ArticlePersonal Consumer Issues • Aluminum Patio Furniture
Why aluminum when you can get stainless steel?Room & Board Montego with Sunbrella fabric.Ours looks great after 12 years in the Mountain West sun.Statistics: Posted by PottedPlant — Sun May 19,...
View ArticlePersonal Investments • Setting up investments for 71 year old MIL
House (really a condo) is worth $215k according to Zillow......Emergency funds: $60k, guessing this is 12-14 months....Total Portfolio: $185K (not including two individual stocks she wants to keepIt...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
It doesn't show how to get beyond the 10 year limitation, even with subscription.The 10-year limitation is only on the free version.Statistics: Posted by CFM300 — Sun May 19, 2024 10:51 pm — Replies...
View ArticlePersonal Consumer Issues • Getting rid of stuff
This thread has motivated me to set up a daily reminder to discard one or more stored items a day. Today I found I would look in a closet and not want to part with anything, then went to other closets...
View ArticleInvesting - Theory, News & General • Am I thinking about the Back door...
I’ve recently been researching the back door Roth IRA concept. I believe I have a plan that works, but hoping to vet it with this community to make sure I don’t mess up. Here is the situation:1. I...
View ArticlePersonal Investments • Does IRA rollover into 401K make sense?
paddyj, welcome to the forum.My spouse has a rollover IRA (from earlier 401K) in Vanguard (balance below $100K).How much below? That matters because....does the benefit of being able to do backdoor...
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