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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
Elsbeth on CBS. It's a spin off from the Good Fight or is it the Good Wife?Tried to like it since the producers, Robert and Michelle King, have done good jobs with the other series. I just find the...
View ArticlePersonal Consumer Issues • Cigarette Smell In Now Former Rental Property
Ozone generator. Just be careful.Statistics: Posted by runner3081 — Sat Mar 02, 2024 3:25 pm — Replies 5 — Views 356
View ArticlePersonal Consumer Issues • Subaru Wireless Charging And Wireless Charging in...
A good quality case will allow it to sit flat, but wireless non-magnetic charging is always a game of trying to find the sweet spot.As mentioned, I'd get a genuine magsafe integrated mount and...
View ArticlePersonal Investments • 401K Administrative fees: Are there better options?
I work for a very small business. Last year, my employer switched from offering a Vanguard SEP IRA to a 401k managed by Capital Group (American Funds) at the advice of his financial advisor. My...
View ArticlePersonal Investments • Age 70s, retired, $360k, switching frOM UBS to Fidelity.
Kudos to you that you want to lower your costs.With a 1.5% AUM fee plus what appears to be an average 0.5% fee for your funds, you are giving up 2.0% of your portfolio, year after year, to your...
View ArticlePersonal Consumer Issues • Parents responsible for SSDI repayment?
but that would be an issue between the hospital and your BIL (and his responsible parties).Exactly, but the BIL died 7 years ago, would the MIL be the responsible party? I wouldn’t think so but it was...
View ArticlePersonal Investments • International ETFs
Thanks. My pension will be decent (probably 80% of an $80-ishk salary and I'll still be getting SS (plan to defer taking it). My ROTH should ideally be in the $1-1.5MM range before I start pulling...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
Reading through the terms a bit more. It seems like RMD's can be a problem with this offer causing the entire transfer match to be charged in an early removal fee. Am I reading this correctly? If...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
Infirst Federal Credit Union is offering 5x points on its Visa Rewards card for tax payments until 3/31/24. Not sure if there is a cap. Those outside the geofence can qualify through NARFE membership,...
View ArticlePersonal Investments • Portfolio Review - Help Needed
I would use the least expensive fund options in the 401k that fit your desired asset classes. I’d be using the S&P 500 and international index funds, but this is your choice. I wouldn’t bank on...
View ArticlePersonal Investments • Tax Efficient Asset Allocation - How Confused Am I?
I appreciate your concern for your family. I have a family member who is mostly dependent on me financially right now.One option I have considered, if needed: gifting them equities "in kind" as a...
View ArticleInvesting - Theory, News & General • Has investing conservatively ever...
An important part of investing is being comfortable with what you own, otherwise the investor won't be able to stick with their plan/allocation long termStatistics: Posted by hoofaman — Sun Mar 03,...
View ArticlePersonal Finance (Not Investing) • The Psychology of Retirement (Your thought...
Vast majority of my coworkers who after a year of getting everything done around the house now sit on their butt and watch TV and admit if they had to do it over again they would not have...
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Personal Consumer Issues • What have you baked recently?
... When I made it the other day, I rolled out a bit of almond paste very thin and placed it onto the tart shell before adding the apples and sugar and baking. It was delicious. A little almond paste...
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Personal Finance (Not Investing) • How much will you get as Costco Citi...
So only need the Citi Costco at gas in Costco. It was great 5 years ago, but a dodo now. Where I live, Costco gas is like 15-20% cheaper than anyone else which dwarfs the cash back considerations.I...
View ArticlePersonal Investments • Investment to pay for my annual Life Insurance Premiums
My employment doesn't pay much, so this is a way for me to pay for the premiums outside of relying on my salary. While my income is limited, I have a decent amount invested in retirement and taxable...
View ArticlePersonal Investments • Vanguard Wellesley
There is a new managed fund by T-Rowe PRCFX (Capital Appreciation and Income) that has a similar allocation as Wellesly. Its ~60/40 sister fund (PRWCX Capital Appreciation) seemed to navigate the bond...
View ArticlePersonal Consumer Issues • Question about Solar panels
If a portable generator is too muc bother (maintenance for example) and you do not want an EV which has the capability to feed the house (not all have this) , there is one other option, though I have...
View ArticlePersonal Investments • T-notes - secondary market, acrrued interest and taxes
Discounted amount is 330 x 97.795 = $32,272.35Thank you. So to clarify, the taxes at maturity on the discount would be $33,000 - $32,272.35 (discount value) and that is it correct?Yes, unless you tell...
View ArticlePersonal Consumer Issues • Window Warranty
The Renewal by Anderson $8,500 quote was double pane, argon.The DaBella quote for $3,500 was triple pane, kriptonDaBella windows appear to be vinyl windows make sure they are a good fit for your house...
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