Personal Finance (Not Investing) • Charitable contribution carryover when...
2022 we had an excess of charitable contributions and therefore a carryover to this year. This year we are taking the standard deduction, so cannot make use of that carryover. Considering we used the...
View ArticlePersonal Investments • Do dividend reinsvestments mess up TLH?
Or would it be ok since you're not actively buying more VTI in the IRA?For these tax purposes, there is no difference between "actively" and "not actively." Both kinds of buying are treated the...
View ArticlePersonal Investments • 2-3 Time Horizon, 35% Marginal Tax Bracket?
I need to decide where to invest funds across the next 2-3 years to achieve liquidity towards the end of 2026: - Each month I contribute $1,500 between now and Dec 2026 to this account- In March of...
View ArticlePersonal Consumer Issues • Bird watchers – what birds are you seeing?
Other recent sightings:2 different Cooper’s Hawks, an American Kestrel and many red-tailed Hawks.The other day, I thought I was hearing the squirrels alert on a nearby bird predator, where they mimic...
View ArticlePersonal Consumer Issues • Want to leave timeshare.
Interesting. The following is a joke: Maybe need to leave the timeshares to these companies as their "inheritance."Yeah, it's an incredible racket. I don't pretend to know all the details but based on...
View ArticlePersonal Investments • Balance funds - what are the good ones?
The only fund I know of that fits that is Wellington (VWELX/VWENX) which is currently at 12% ex-US equities.Huh? I'm seeing foreign holdings "6.4%" for Wellington (listed under Portfolio Composition,...
View ArticlePersonal Finance (Not Investing) • Father died and I'm totally overwhelmed on...
After my father died (the remaining parent), we cleaned up the home in terms of retrieving the important contents from the house and made sure to have homeowners' insurance on it while it sat empty....
View ArticleInvesting - Theory, News & General • Are We in a Stock Market Bubble?...
I agree with Mr. Dalio that we are not at present in a bubble that is about to pop when you look at the market as a whole. IMO there some mega-cap tech darlings are now magnets for performance chasing...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
My system now: direct deposit into an Ally MMA (4.4% APY) and have BofA Billpay draw from Ally checking account that overdrafts in $100 increments from the MMA. I am limited to 10 debits from the MMA...
View ArticlePersonal Investments • SS Delay Bridge - But how?
Here is a post about term certain annuities which is another option for SS bridgeviewtopic.php?t=418086Statistics: Posted by Johm221122 — Fri Mar 01, 2024 3:14 pm — Replies 10 — Views 616
View ArticleInvesting - Theory, News & General • "How much should I have in my...
It doesn't seem fair that access to retirement plans differs so much between employers, as a well off big tech worker, I'm allowed to put 69k into my 401k this year as they allow after tax...
View ArticlePersonal Finance (Not Investing) • Airline Miles and Hotel Points
I think the chase sapphire reserve card has some pretty good point transfer bonuses when you move chase points to specific airline systems. The system takes some learning but its supposedly one of the...
View ArticlePersonal Consumer Issues • Complain About Bad Boss?
Hello all,I'm an engineer working in a MegaCorp that I joined in April 2023.My boss, who hired me, has turned out to be someone who is very incompetent making work very stressful. Examples:She flip...
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US Chapters • Post your Financial Milestone Announcements Here
Today my portfolio broke 3 million mark, and closed 3.022 million. ATH been working for me..Today is my 1 year anniversary of my retirement. I just added up the numbers, and we have 14.5% more than we...
View ArticleInvesting - Theory, News & General • Vanguard Announces CEO Retirement...
I don't believe any of those asks require more money. A bad UX design isn't cheaper than a good UX design, for example.It does seem like Vanguard has historically avoided spending money on UX though....
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Investing - Theory, News & General • my 'that guy' Debbie Downer moment...
There is no "the." The U.S. dollar is not "the" reserve currency. There are eight of them. The U.S. dollar is by far the largest, and comparing the last five years is not in any imminent danger of...
View ArticlePersonal Investments • Apple ... stay the course or scale back?
Apple has had 2 downgrades this past week and the stock has taken a major drubbing the last 30 days. We've had major financial successes with the exception of these past 30 days. How are fellow BH's...
View ArticlePersonal Finance (Not Investing) • Idea: Partial Home Ownership as Investment
How does this plan compare to forming (or buying) an REIT? I believe there are some tax benefits for owner-occupied property owners; would those still apply if 30% of the property was owned by a...
View ArticlePersonal Consumer Issues • middle school science books
Thanks. I checked it out and looks like a great home school curriculum and guidance on methods of teaching and what to ask the student.Statistics: Posted by babystep — Sat Mar 02, 2024 3:18 pm —...
View ArticleInvesting - Theory, News & General • Market cap, portfolio balance, net...
Share price is a marginal value concept (bounded between the seller's and buyer's marginal utilities) and applies only to the next share traded (or most recently traded). It does not apply to the...
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