Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
I noticed a few weeks ago that the list of tax-exempt money market mutual funds listed on the ICCRateSheet file for MerrillEdge Cash Management Solutions had dropped several names. Today I got a trade...
View ArticlePersonal Finance (Not Investing) • deposit on new car
I wouldnt put down any deposit until a vehicle was found. It cant be that hard to find one if it exists.Statistics: Posted by barnaclebob — Wed Feb 28, 2024 3:07 pm — Replies 2 — Views 86
View ArticlePersonal Investments • Portfolio Review Request: New User/Recently Semi-retired
AllanS (OP)-My situation was similar to yours, with the exception that I’m the hands on type. I second the advice to limit or eliminate your involvement with Edward Jones. Their fees are way too high...
View ArticlePersonal Consumer Issues • Jeep Grand Cherokee problem with starting and quits
Need to know what the code was to have any idea where to start. If a mechanic tells you just resetting the code is the fix you need to find a new mechanic.Statistics: Posted by jharkin — Wed Feb 28,...
View ArticlePersonal Finance (Not Investing) • When did your Net Worth surpass your...
I gave this some more thought. I know I am not there nor will I ever get there - but then thought - "hey - would be interesting to see what the ratio is" - but then I realized I don't save records - I...
View ArticleInvesting - Theory, News & General • Do cap-weighted funds strictly align...
Please explain to me how owning cap-weighted index funds is not "picking stocks", because this seems like a glaring inconstancy to me. The total stock market fund is the portfolio you would have if...
View ArticlePersonal Investments • Portfolio Consolidation Advice
https://www.bogleheads.org/wiki/Tax-eff ... _placementStatistics: Posted by WeakOldGuy — Wed Feb 28, 2024 3:10 pm — Replies 1 — Views 51
View ArticlePersonal Investments • Bonus & Vacation Paycheck Roth, Trad or Cash
Retiring next month. My last bonus will be deposited next week, full vacation pay in a couple of weeks. Trying to decide if I should put all in 401K Roth or Traditional to get the tax break. I plan to...
View ArticlePersonal Finance (Not Investing) • 1099-DIV income taxed at 85%?
I cannot be sure what is going on, but you probably hit one of those tax cliffs that everybody writes about. These are often caused by loss of tax credits for income going over a limit.See, e.g.,...
View ArticleInvesting - Theory, News & General • What good is tax deferred?
I am retiring later this year. I'll be 64. Like many of my peers, I dutifully saved for retirement using traditional (tax deferred) IRA and 401K. In recent years, I have (strategically) converted a...
View ArticleInvesting - Theory, News & General • [Webull 3% Offer]
EliteZags, I split your post out to its own topic.Thanks to the member who reported the issue and explained what was wrong.Moderator MisenplaceStatistics: Posted by Misenplace — Thu Feb 29, 2024 3:15...
View ArticleInvesting - Theory, News & General • Is this a 4-week T-bill?
Hello,https://www.treasurydirect.gov/instit/a ... 0413_5.pdfCUSIP Number 912796CX5Maturity Date April 18, 2024I can buy this T-bill today through Fidelity.It says the settlement day is...
View ArticlePersonal Finance (Not Investing) • Ally Bank app on iPad (bug?)
I haven’t noticed this as I use the web interface on my iPad. No issues I’ve seen with that. Just in general, I seem to be using apps on my phone, but for my iPad especially for financial apps (Ally,...
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Personal Finance (Not Investing) • Fidelity Rewards Visa card + Empower Issues
I solved the problem. You need to actually create a login/account at https://login.fidelityrewards.com/ so that Empower can sync with it. Your regular fidelity investment account just shows the data,...
View ArticlePersonal Finance (Not Investing) • NY State tax treatment of Accrued Market...
North Carolina law is not sufficiently similar to New York law. As stated in the ruling by the North Carolina Supreme Court, North Carolina income tax law selectively incorporates definitions from...
View ArticlePersonal Consumer Issues • Sending foreign currency (Chinese Yuan) intra-US?
Here is my experience based on my trip in summer of 2023, and my daughter's in Jan 20241) You don't need a single RMB cash if you have either Alipay or Wechat Pay, provided they are working. (They...
View ArticleInvesting - Theory, News & General • Investing fear
I am sorry for your loss. What is the reason for this fear. If I need the money right now, then yes I would be fearful to put the money to VTI since if you don't want to access the money and have the...
View ArticlePersonal Investments • DRIP Broadcom denied and Vanguard Brokerage account
Interesting! Thank you for the insight. Yeah I am not happy about it. I am sure I am not the only customer that feels that way.At Vanguard? I bet the number of people holding individual stocks is...
View ArticlePersonal Consumer Issues • Neighbor Got Burglarized, How To Prevent
I agree with the posts above and basically think that deterrent would be the best option. Our house always looks like someone is in there which hopefully deter opportunistic robber. - Our outside...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
For those using Monarch, can you tell me if they only use Plaid for connecting with accounts? If so, that's a severe limitation because Plaid pretty much works only with banks, and usually only large...
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