Personal Finance (Not Investing) • How best to move a "larger"...
I think your wife's mother should open a Multimoney Prestia account at SMBC Trust bank. She should register your wife's US financial institution's USD wiring instructions. After this, it should be...
View ArticlePersonal Consumer Issues • logging with cranes -- any experience?
Had a neighbor do that recently. It was the absolute fastest tree falling I’ve ever seen. It was up out completely shredded up within probably an hour and a half.It also seemed to be much safer for...
View ArticlePersonal Consumer Issues • Self storage experiences?
About 20 years ago, I was at a meeting with some storage company corp executives. When I asked about the average life of a lease, they laughed and said it was about 13 months, adding that's how long...
View ArticlePersonal Investments • RMD Suggestions
I would aim for simplification. You seem to be headed that route.I would start with eliminating international bonds. Next I would eliminate a holding that has been more volatile.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Tech overvaluation
Does it ever make mistakes? If not then that's great. However, if there is a potential for mistakes in any given field then IMO this tech should not be foisted on the public without being carefully...
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
Dude, quit.You have all the money you need to live a good life. Just not the self control.Hire a financial advisor or something. Take a hit on the fee. Take a hit on the taxes. Just direct someone...
View ArticlePersonal Finance (Not Investing) • Is Home Insurance worth it?
Not sure if I should be bothering to get home insurance anymore and would be interested to know peoples thoughts. Here are the specifics:Home owned outright, around 15% of net worth. 1960s brick ranch...
View ArticlePersonal Investments • 30th Birthday Investment & Finance Checkup (Also...
Be sure to run the numbers regarding switching to a high deductible plan the year you give birth.Statistics: Posted by sailaway — Mon Aug 26, 2024 7:21 pm — Replies 1 — Views 64
View ArticlePersonal Finance (Not Investing) • Wedding gift
I'm amazed at how many people think not making it out to both of them is some kind of slap in the face.It's about Gramp's concerns about comingling and community property.At their wedding!Unless there...
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Personal Finance (Not Investing) • Contemplating Creating a Lifestyle That...
Of course if someone already has a lot of money - and wants to mooch off the rest of us taxpayers rather than actually work for themselves - I suppose they could figure out how to do this and feel...
View ArticleInvesting - Theory, News & General • Replacing Bonds with T-Bills in a...
It isn't necessarily worse, but in general, when we see folks advocating a *rolling* bond ladder, they seem to think they're getting some benefit unique to a ladder vs. funds with similar weighted...
View ArticlePersonal Investments • How do I figure out what to do with this T Rowe Price...
I agree with everyone that T Rowe Price isn’t evil, their funds have done well, and the Capital Appreciation Fund in particular is excellent.I would caution to be careful about comparisons. In fact...
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Personal Finance (Not Investing) • Need help deciding between a job with a...
I have the opportunity to switch jobs but I'm not sure which one I should take. Currently, I make around 78k, drive about 15 minutes to work, and will be vested in my pension in a few months. The...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
Signed up for a Medical Baseline Program to get an energy bill discount based on use of a CPAP machine. While we are fortunate enough to be able to pay full freight, the California Public Utility...
View ArticlePersonal Finance (Not Investing) • Form 5329 and Determining Penalty Fees
So is it correct that you made a $6,230 TIRA contribution in 2022, and that is the source of the excess? Because in that case, you absorbed the excess as a non-deductible TIRA contribution in 2023...
View ArticlePersonal Consumer Issues • Critique our post retirement plan in WA
I don't seen any holes in the plan, and buying the out-of-town place before the in-town place makes sense to me as a preferred order, since that provides the change in living environment that you're...
View ArticlePersonal Consumer Issues • "Disputing a bill" on a debit card?...
Many, many years ago (WaMu days) my debit card number was cloned and used to buy $600 worth of things from a tire shop.I went into the branch, filed an affidavit and they canceled the card. I got a...
View ArticleInvesting - Theory, News & General • 403b vs 457b, which is better?
* Tax on normal income(i.e. from your paycheck) * Tax on yield while holding the asset(dividends from stocks, coupons/yield from bonds). * Tax from any gains when you sell/withdraw the asset.A Roth...
View ArticleInvesting - Theory, News & General • Rule of 55 Question
No, regular Roth IRA contributions are available anytime without tax or penalty. They come out first.Conversions to Roth come out second in chronological order but must be held 5 years (or until 59.5...
View ArticlePersonal Consumer Issues • Resilience
The Book of Charlie: Wisdom from the Remarkable American Life of a 109-Year-Old Man From the book summary on Amazon: "... David Von Drehle came to understand that Charlie’s resilience and willingness...
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