Personal Investments • Insight and Advice on My Portfolio, Insurance Needs...
Welcome!Some initial comments:Portfolio* Could you elaborate a bit about the rationale and setup for your portfolio? - 401k: I assume for your 401k, the S&P500 is the closest available to...
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Personal Consumer Issues • Are these Mini-PCs any good? If you have one, any...
If you're not gaming, a mini PC should be good enough for most of your use cases. And they're really power efficient.Here's the ASUS line:https://www.asus.com/us/displays-deskto ... pn-series/The one...
View ArticleInvesting - Theory, News & General • Question on mechanics of bond funds
To me the biggest difference is that in retirement, to get spending money, you can’t just sell the mature bonds in a fund and let the ladder get a foot shorter. The fund is going to let that bottom...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Folks,I am setting the accounts up. I opened BofA banking account and I saw something like : if you deposit $20000 within 30 days of account opening, you will get preferred rewards status. I am...
View ArticlePersonal Investments • Portfolio Question - Newbie
I own my own business and have started a SEP account a couple of years ago (the only other thing this terrible financial advisor helped me set up – although now I’m so pissed that it will continue to...
View ArticlePersonal Finance (Not Investing) • Update trust but not wills?
Do you have a pour over will? Is there anything unique about your power of attorney documents?Assuming there Is nothing particularly unique about your situation as it relates to these documents, it...
View ArticlePersonal Finance (Not Investing) • How to add Testamentary Trust as Fidelity...
Use the paper form, name the trust exactly as it is specified in the will with no extraneous information (e.g., "as per my will"), and leave the date blank.https://www.fidelity.com/bin-public/060 ......
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Personal Consumer Issues • lifetime access to an oceanview villa (ship) $300k
Saw this in the news today...not a bad deal at all! A cruise set to sail the world for 3 years has been stuck in Northern Ireland for 3 monthshttps://www.fox5ny.com/news/cruise-sail ... rn-ireland...
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Personal Consumer Issues • Recs for impact driver for air compressor
I have a Rigid 6 Gal. Portable Electric Pancake Air Compressor. I wanted to buy an impact driver to easily remove lugnuts for DIY brake jobs and other things. Since I have air compresssor I figured I...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Going back to the original point (I did not make it): higher expectations are already reflected in US stocks' higher multiples today. For US to continue to outperform ex-US, the multiple either needs...
View ArticlePersonal Investments • Implications of rolling Individual 401k to Rollover IRA
Friends,I rolled my individual 401k assets to rollover IRA. I had 5 to 6 stock mutual finds and couple of bond funds. Do I wait till year end for any final distributions to complete or I can file...
View ArticlePersonal Finance (Not Investing) • Strategy for beneficiaries
Also, what about 529 accounts?Statistics: Posted by sirlot78 — Mon Sep 02, 2024 8:43 pm — Replies 1 — Views 8
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Investing - Theory, News & General • Christine Benz discusses her new...
LINK> Episode 73: Christine Benz discusses her new book, How to RetireChristine Benz discusses her new book, "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement," in Episode...
View ArticlePersonal Investments • should I one-time invest with random timing?
It's a psychological thing. Statistically, you're better off doing it all in one go. Mentally, many people aren't. You have to be able to jump in, and then to not react if the market drops right away...
View ArticleInvesting - Theory, News & General • Vanguard: "Important: We've...
This might be an old thread, has anyone correlated this issue to the $25 account fee recently assessed in August?I help manage several accounts for my elderly parents and have turned off paper...
View ArticlePersonal Investments • For those retired, what's your plan for non-stock part...
In my opinion,retirees who no longer have earned (and thus inflation-sensitive) income should concentrate on income flow, not on the market value of the investments that produce that income. It...
View ArticlePersonal Finance (Not Investing) • I don’t need a will, right? Unmarried,...
Lawyers don't charge a lot for one, they are hoping to make money later."Hoping to make money later" is something of a myth, or at least overstated....OK, I stand corrected and edited the post...
View ArticlePersonal Consumer Issues • Sydney CBD Hotel recommendations
There are many: Marriott Circular Quay, Four Seasons, Park Hyatt, Intercontinental, Langham, Sofitel Wentworth, etc. The Park Hyatt is often recommended but I think their rates have escalated along...
View ArticlePersonal Investments • Financial Review: Preparing for SAHM
Hi all,It’s been about four years since I last posted a financial review, and a lot has changed since then. I appreciate everything I’ve learned from this community and would be grateful for some...
View ArticlePersonal Finance (Not Investing) • Checking a few details of late-filing of...
@toddthebod Yes, I did a rollover.@realclemsongrad and @rady2retire My understanding is that 5500-EZ is required each year the December 31 asset value is greater than $250K AND the last year of the...
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