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Personal Investments • Replace Bond Funds??
Now that NAV's are starting to heal and distributions are starting to cool down with Bond Funds, I was looking for advice on whether I should replace my Bond Funds with something less sensitive to...
View ArticlePersonal Consumer Issues • Anyone with L2 charger at home and more than 1 EV?
I also think one L2 and one L1 standard charger is fine. We have a PHEV with about 47 miles electric range and a 2nd gen leaf with 86. One L2 charger. Leaf gets charged 1-2 times a week. PHEV gets...
View ArticlePersonal Consumer Issues • Anchor Holes in Drywall - Do You Actually Fill...
Yeah. I guess it depends on how much of a hurry you're in. If I just go around patching all the holes, I don't mind going back tomorrow to sand and (if needed) reapply compound. This way seems much...
View ArticlePersonal Consumer Issues • which used car to buy?
The two vans I am looking at are the same model and equipment. ...Any reason not to go with the newer one for a little more money?Be sure to check the specifications carefully since a lot of the new...
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Personal Finance (Not Investing) • Katz-Lacabe et al v. Oracle America
I have an email in my junk folder apparently for the Katz Privacy Settlement.The links all say www.KatzPrivacySettlement.comWhen I hover over the link to see what the underlying URL is, it says...
View ArticlePersonal Investments • AVGE vs VTI + VXUS in Taxable
Unclear question as AVGE is less tax-efficient than VTI+VXUS, by a decent bit, however that shouldn’t be a surprise as they aren’t comparable; they as a sum provide quite different things.If you want...
View ArticlePersonal Finance (Not Investing) • Trust Services: Fidelity v Schwab v...
The number 1 reason I don't want my kids to be the Trustees is I don't want the disagreement that comes around money. Example: Dad paid for your college it was $50k/year x 4 years, so he already gave...
View ArticlePersonal Investments • Retire From Military or Stay In Longer?
Retire. Join the Airlines. Live where you want.Statistics: Posted by raisinsaregrapes — Sat Sep 14, 2024 10:27 pm — Replies 58 — Views 5404
View ArticlePersonal Investments • Fidelity Wealth Management pitch
The year before retirement in 2023, I interviewed six companies including Vanguard and Fidelity (who reached out monthly once we had our assets there.) I also interviewed two local companies. In the...
View ArticlePersonal Finance (Not Investing) • Checking account cushion: keep higher...
You have two issues. Optimizing the interest on your money and being protected against fraud.It sounds like you are only figuring out what to do with around $5,000 so at 4% you might only miss out on...
View ArticlePersonal Consumer Issues • First car for a new driver
Have done #1 with our 2 drivers once buying used for us and another time new. Plan to do the same with 3rd kid. But our 2 hand me downs were a Camry with 235k miles and odyssey with 256k miles so was...
View ArticlePersonal Finance (Not Investing) • Is there a good way to determine if I...
We have a $340,000 house. I used a 0% down physician mortgage and then within about 2 weeks put in 250k when our previous house sold. That was last November. The rate is 7.65%. Since then, with...
View ArticleInvesting - Theory, News & General • Barrons: Jack Bogle was right about...
The article argues that ETF index fund investors underperform mutual fund investors by nearly 1% and places much of the blame on advisors. https://www.barrons.com/articles/jack-b ... LEADSUPP_1While...
View ArticlePersonal Investments • Can I FIRE now?
If I read this right you have 650k in tax advantaged accounts that really shouldn’t be touched till 59.5, yes there are ways to access but I would be looking at the 1.4 million in taxable ( assuming...
View ArticlePersonal Investments • Holding 100% VTSAX
If you’re going to stick with it, it’s been great.Statistics: Posted by TinyHouse — Sat Sep 14, 2024 11:09 pm — Replies 35 — Views 12382
View ArticlePersonal Investments • Consolidating portfolio, simplify investments
OP, if you decide to sell the shares held in the transfer agent accounts, it is likely cheaper to transfer the shares and sell them at a low-cost brokerage than to sell at the transfer agent which...
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Personal Investments • Portfolio Review Requested (40 yo Attorney Eyeing the...
4. What about private school tuition? We now pay $30k/year, and that amount will double when child #2 attains school age. 5. One non-portfolio question: I daydream about retirement. I also daydream...
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Personal Investments • Investing and Taxes for Young Children
I'm working on a checklist to ensure we're fully prepared to jumpstart our child's financial future....Read to your child, thus encouraging the child to be an early reader, because Early Reading...
View ArticleInvesting - Theory, News & General • Why the love for the 3 fund portfolio?
My biggest problem (and admittedly it's pretty small by itself) is target date/strategy funds have not been static over the years. They have changed their behavior/allocations depending on what "new"...
View ArticlePersonal Consumer Issues • Best Washing Machine
We have a 13 year old LG set. It worked beautifully in our old house, then again in the apartment we moved into for a few months. Then we moved here and began having the same trouble you are...
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