Personal Finance (Not Investing) • When to pull the plug - OMYing [One More...
4 more years! get that hefty pension! Donate the money to good cause if you so choose.Statistics: Posted by Metsfan91 — Thu Sep 12, 2024 11:00 pm — Replies 34 — Views 3393
View ArticlePersonal Consumer Issues • Any cons for being part of a class action
The biggest con is if you have a legitimate claim of your own which exceeds what you would get from joining the class. In this case, you get your own lawyer and go for it hoping for a big win. The...
View ArticlePersonal Investments • Portfolio Review: $7M NW, Early 40s with 2 kids,...
Yep. High income in tech and save most of it. Live a frugal life. Same house since 2012 and driving the same car since then as well. We live well with the $200k in expenses so I don’t feel we’ve short...
View ArticlePersonal Investments • help chosing which account to get cash from
If this is very short term money, house repairs until house is sold, there may be other viable options.We bought our last house with a cash offer, no contingencies. We were selling our then current...
View ArticlePersonal Investments • Dividend Income Advice Needed
Six value stocks do not provide enough diversification. Also in the past recessions value stocks have declined in similar manner comparable to the overall stock market.You have to remember that any...
View ArticlePersonal Consumer Issues • Lodging for a family of 6 - Santa Barbara, CA/wedding
In addition to Carpinteria, check out Summerland for vacation rentals.Pretty much, anything north of Goleta or south of Carpinteria is going to be too far.Statistics: Posted by Beensabu — Fri Sep 13,...
View ArticleInvesting - Theory, News & General • Wiki - Prioritizing investments...
snipIt'll take me up to a few days to respond to this. Standby.Statistics: Posted by fyre4ce — Fri Sep 13, 2024 10:50 pm — Replies 497 — Views 44755
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Personal Finance (Not Investing) • Help with understanding inheritance taxes
Selected answers:2. Correct as far as federal estate taxes go. There will be income taxes owed on the income, either on the decedent's final income tax return, on a 1041 fiduciary return, or on the...
View ArticlePersonal Consumer Issues • Medicare: Have you ever been denied getting a...
My partner was first exploring surgery but I insisted he look into Cyberknife and that required a consultation to see if he was a candidate for that treatment. So in effect he had two different...
View ArticlePersonal Finance (Not Investing) • Fidelity Cash Management Account vs online...
I've seen a few posters relate Fidelity's latest moves to the Chase check fraud, but it is not a very convincing argument when Chase's situation involved withdrawing funds before a check clears, while...
View ArticlePersonal Investments • UHNW Situtation
Thank you all again for your thoughtful and kind inputs. Looking into more on Exchange Funds, trying to understand what is the 7% compounded rate of return at the end of 7th year,by investing in EF vs...
View ArticlePersonal Finance (Not Investing) • Do LLC Expenses Reduce Our Overall AGI?
Your LLC will probably have to depreciate the tractor because it has a useful life of more than one year and it's over the de minimis amount. A quick Google search shows that it's either 5 year or 7...
View ArticlePersonal Investments • ETRADE Vs Vanguard
Vanguard has best sweep for cash, but you can manually sweep to same mmkt funds at Etrade.I prefer to have 2 brokerages, but in the end decided etrade was no longer going to be one of them. Nothing...
View ArticlePersonal Investments • <Solo 401k> Stuck with two plans; move from...
Make sure YOU get the check, made out to Fidelity and marked for the benefit of YOU. Then forward it to Fidelity yourself.Thanks for sharing your experience and for the suggestions, rjs5959. I was...
View ArticlePersonal Finance (Not Investing) • Lack of motivation during the boring middle
Just looking at the language with which you describe your life, work, and overall existence, the words you choose does make it sound quite mundane and dreary. I’ve been there with early career...
View ArticlePersonal Investments • What percentage of portfolio in Roth versus tax...
During my working life still in progress (age 51), it took many years to fill up the tax advantaged space available to me. Even now with the addition of catch up contributions and Mega Backdoor Roth,...
View ArticleInvesting - Theory, News & General • HSA accounts
I am not an expert but may be I should opt for HD Medigap plan and pay the deductibles from HSA account. My HSA has grown to $160k and so far I have only $12k worth of receiptsStatistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Negotiating Emplyment Agreements
If you're happy with the position, base, bonus and equity, you're about 99% of the way there. As noted above, in a PE deal they are not going to give a custom deal on the issues you mention as...
View ArticlePersonal Investments • ibond question
If the wife is listed as a co-owner, she can cash the I Bonds herself.Statistics: Posted by Mel Lindauer — Fri Sep 13, 2024 11:17 pm — Replies 2 — Views 307
View ArticleInvesting - Theory, News & General • Why "traditional" asset...
Who cares how many shares you have?And your $0.47/share stock B paid out a 6% dividend and remained at $0.47/share? Yay, free money!What I said is that you received more, and more stable, income with...
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