Personal Investments • Variable Universal Life Questions and Advice
I still have 2 years until the cash value = the surrender value so it might make sense to hold it for a while longer to not loose that money too.You said in your original post that the difference...
View ArticleInvesting - Theory, News & General • Barrons: Jack Bogle was right about...
The Barron's article seems to be based on a M* article from about a month ago? M* puts out "mind the gap" articles regularly about the measured difference between time-weighted and cash-flow-weighted...
View ArticlePersonal Consumer Issues • Maintaining a new Global Entry membership (USA)
The part that stumped me was that the TSA agent only wanted to see ID but not ticket. What if I didn't have a ticket. Could I still go through (say I want to wait with my kids for their flight)? No....
View ArticlePersonal Finance (Not Investing) • Anybody have experience working with...
Don't know either one but when I see "safe" in a name: "Safe Money", red flags pop up. I figure that they are selling high-cost annuities so you "won't lose a penny in the stock market".Statistics:...
View ArticlePersonal Finance (Not Investing) • BoA VISA Custom Cash vs Preferred Rewards
BTW, travel purchases made with the Premium Rewards card are eligible for certain protections like trip cancellation refunds, lost luggage cash assistance, rental car insurance coverage. Last I...
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Personal Investments • Pulling 20K (now 200k) out of my IRA for 1 month for...
Do you have an IRS reference for this view? Upthread the IRS reference citation when you go to the link has the following statement about the 60 day indirect rollover:The law:(i)the entire amount...
View ArticlePersonal Finance (Not Investing) • Should you retire early? A few notes, six...
... At the very least I got a new set of experiences and memories I never would have had in my old Groundhog Day existence. Yup. One of the things of which I most marvel, is how long our professional...
View ArticlePersonal Finance (Not Investing) • multi member llc health insurance
MMLLC's are treated as partnerships for tax purposes.This from the IRS: https://www.irs.gov/instructions/i7206# ... 1000134117I see this excerpt:For partners, a policy can be either in the name of the...
View ArticleInvesting - Theory, News & General • Cliff Asness's latest thoughts
https://elsevier-ssrn-document-store-pr ... 8cfada7277Garland WhizzerLink doesn't workSee ...Thanks for posting. I don't invest with Mr. Asness but I do enjoy reading his articles.I think this link...
View ArticlePersonal Consumer Issues • New (or used?) car (Honda?). Also, financing Qs
Comparatively, the new car market is softer than the used car market, and dealers are carrying a fair amount of 2024 new inventory. If he is felxible on color and features and can buy off the lot, he...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
I'm about half-way through Truman by David McCullough.I've read or listened to several books by David McCullough. He's a wonderful, award-winning author, and I highly recommend his books.Statistics:...
View ArticlePersonal Investments • Exchanging mutual Funds at Vanguard
Not available on mobile app, but can be done easily on their website (look for the 3 dots).Statistics: Posted by Doctor Rhythm — Thu Sep 12, 2024 10:21 pm — Replies 5 — Views 324
View ArticlePersonal Finance (Not Investing) • Financed car broken... Options?
Without warranty, my mechanic quoted me 2-4k to fix the car, however, it exceeds the value of the car at this point. You may want to try a different mechanic. Per KBB, a water pump replacement is in...
View ArticleInvesting - Theory, News & General • What Site Do You Use For Reliable...
MorningstarStatistics: Posted by valleyrock — Thu Sep 12, 2024 10:43 pm — Replies 8 — Views 412
View ArticlePersonal Investments • Lump Sum Pension into Solo 401k
It's been a concerning experience with my interactions at Fidelity because after multiple calls along the way, no one caught that this would be an issue.What do your plan documents say? My plan’s SPD...
View ArticlePersonal Consumer Issues • Moving to Colorado?
3. I know everything now is expensive but something that isn't crazy expensiveWhat is your budget? I lived in NJ, PA, WV and GA before moving to Fort Collins. AZ is really hot and more of a "dry heat"...
View ArticlePersonal Finance (Not Investing) • Denied comprehensive auto insurance claim...
This is also an example where spending $50 to put in a low end dash cam would save you some grief. I don't know anything about this dashcam, except that it's $40 and seems to have decent reviews:...
View ArticlePersonal Consumer Issues • [On-going Scams - Post them here]
Here is the info on the legit versions from the .gov site:https://www.census.gov/programs-surveys ... urvey.htmlStatistics: Posted by clip651 — Thu Sep 12, 2024 10:54 pm — Replies 1547 — Views 214098
View ArticlePersonal Investments • Selling spec-id fractional shares on vanguard brokerage
One can only sell whole shares of an ETF, unless the position is being liquidated.However, it is certainly possible to SpecID fractional sharesExample:Sell 3 shares of XYZSpecID1.6 shares bought on...
View ArticlePersonal Consumer Issues • Ever contest an incorrect credit card charge from...
Agree that it doesn't change the OP's question, but this stuff really irks me. It's not my responsibility to independently subsidize a restaurant's employee benefits. I am already doing so by choosing...
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