Personal Investments • Deep Dive: Poor Tax Efficiency of Vanguard...
I prefer Total Stock Market in taxable and International in tax-advantaged.What would you recommend for Roth? Total US Stock Market or Total Intl Stock Market or else?TISM in tax advantaged, Roth or...
View ArticlePersonal Investments • How is a broker going to make money off me?
Say you own TSLA stock within Fidelity. You do absolutely nothing with the stock and plan to hold it until you've exhausted your IRA and 401k in retirement. All this time, Joe and Bob and Ray all...
View ArticlePersonal Finance (Not Investing) • Layoff/regisn offer but employer won't...
Thanks, all. Wrapping this up. HR finally agreed to provide the language, and there wasn't anything concerning.Still, I'm glad for my own sanity that I didn't commit without knowing the...
View ArticlePersonal Consumer Issues • Bedroom air circulation - jumper duct?
This is another possible solution:https://www.tamtech.com/product/return- ... struction/Straight through the wall vent, but with baffling to reduce sound transmission.This is what one large home...
View ArticlePersonal Finance (Not Investing) • Paying cash for a house?
There is a lot to be said for having the peace of mind that your house is fully paid off and you have no debt.+1Statistics: Posted by UM70 — Tue Mar 12, 2024 6:27 pm — Replies 33 — Views 2232
View ArticlePersonal Finance (Not Investing) • Divorce settlement money from IRA, cash,...
Has the settlement been finalized? (Have both parties signed it and has it been recorded by the court?)What state are you in?In California, a QDRO is needed to divide a pension but not an IRA. Each...
View ArticlePersonal Finance (Not Investing) • One spouse retiring earlier than the other?
My parents, and therefore I too, had a sad experience. My father’s industry imploded around his ears when he was 63, and he was “retired”. My mother, who was younger, and who had only started to work...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I did a search of the thread, but after 10 or so pages of results I gave up. So please excuse me if this question has already been answered....My wife and I have a regular brokerage account...
View ArticlePersonal Investments • reverse rollover ira to 401k questions
Thanks for your response- to double check:You can leave the traditional IRAs separate or combine them, it doesn't really matter. It might make things a little easier to leave the non-deductible basis...
View ArticlePersonal Finance (Not Investing) • Best Credit Card for Purchase Protection...
The Citi Costco VISA has paid me about $2000 in extended warranty claims on a $4000 hot tub. It used to extend the warranty by 24 months, but this card no longer has any extended warranty as of now,...
View ArticlePersonal Investments • Keeping 5 years' expenses in cash/short-term vs. more...
The basic idea of holding a mix of a money market and short-term bonds in one’s fixed income mix during distribution is a strategy to minimize the potential impact of reverse dollar cost averaging...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Well I guess that’s what I will have to do if I want some international. Many say to put it in brokerage account because you can claim the foreign in tax credit but I see that doesn’t amount to much....
View ArticlePersonal Investments • 2023 contribution to Roth IRA after taxes filed?
nms2404, welcome to the forum.Complications:C1) I hired an accountant to help me with my 2023 taxes because of various complexities (international student, 2 state tax returns because of out-of-state...
View ArticlePersonal Investments • Vanguard or Fidelity
Vanguard customer for 30 years. Not a single problem. Web site is easy to use. Good selection of low cost funds (and none of the garbage like at Fidelity). No pressure or deceptive practices to buy...
View ArticleInvesting - Theory, News & General • Any investors from the 1981 - 1984...
Not responsive to the OP, but since the time frame is right:I recently rediscovered an old investment folder in my files. It contains correspondence regarding my very first investment. At Christmas...
View ArticlePersonal Consumer Issues • iPad Buying Question for Younger Kids
We homeschool and I’ve got 4 kids iPads. I suggest the 9th gen because it still has a headphone jack. This lets them plug in the iPad and use headphones at the same time. Also, if you ever plan to...
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Personal Finance (Not Investing) • Box-12, Vanguard 1099-B, FreeTaxUSA question
It's not complicated. Is your transaction in the section of the form with basis reported or not reported? That's your answerThis is complicated for me, please bear with me; in the past I just had...
View ArticleInvesting - Theory, News & General • Is Raymond James beating the SP500?...
How is a cherry-picked 10-year period ending 22 years ago, of actively managed stocks with high fees and uber-high risk relevant to compare to the S&P500?Unbeknownst to the common run of...
View ArticlePersonal Consumer Issues • Ooma Phone Service
Does Ooma work with a TP Link Mesh system? How does it hook up?"Ooma" doesn't care...But what matters is what Ooma hardware you have, and what it needs. It's been awhile since I've looked at their...
View ArticlePersonal Finance (Not Investing) • What do you keep in your safe deposit box...
+ backup Yubikey(s)+ "in case of death" instructions (not will, but practical)Statistics: Posted by gwanghoops — Wed Mar 13, 2024 6:47 pm — Replies 8 — Views 257
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