Personal Finance (Not Investing) • IRS disagrees with my submitted schedule SE.
OP here. Just a follow up. I wrote a letter to IRS and attached my W2. IRS wrote me back and admitted that they made a mistake.TREMENDOUS news! I join you in celebrating this news. Thanks for updating...
View ArticlePersonal Finance (Not Investing) • Business Tax Expenses just to get write offs
The 90,000 is taxable because since you deducted the 100,000 the tax basis of the vehicle is -0-.Statistics: Posted by Skyway — Sun Dec 01, 2024 8:40 am — Replies 13 — Views 900
View ArticlePersonal Consumer Issues • Hedonic treadmill regrets?
On Bogleheads, with its at-times fetishization for subsistence level spending amongst millionaires, asking the opposite question will get more interesting answersI agree. I'm the guy all you folks...
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Personal Consumer Issues • Black Friday Deals (2024) - Any Bogleheadish Deals...
Most deals don't correlate with Bogleheads...I think you have Bogleheads confused with Mr. Money Mustache. Bogleheads philosophy is about living below your means, not living as cheaply as possible....
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Personal Consumer Issues • TurboTax 2024 software offer
Who gets free TT from Fido is still a mystery. I asked Fido in their reddit and they couldn't give me a straight answer.I’ve given up trying to get this offer from Fidelity, so I’m definitely...
View ArticlePersonal Investments • Roth IRA
If you have funds that you feel that you may want to trade in and out of (generally don’t want to do that a lot) but those funds should go in your Roth, you can trade mutual funds in a Roth without it...
View ArticlePersonal Consumer Issues • What are you listening to now
Based upon podcast recommendations in another topic in this forum I found out about 100's of podcasts.This is the first one I decided to listen to:A History of Rock Music in 500...
View ArticlePersonal Finance (Not Investing) • question on IRS direct pay
I need to pay additional taxes for investment income. Can I make a payment to IRS Direct Pay at any time before 12/31/24 for this calendar year? or do I have additional time in January?Statistics:...
View ArticlePersonal Investments • [Fear of risk of future political and economic...
Sometimes staying the course gets you crushed.1966 - 1981 you would have been better off not staying the course in stocks and intermediate bonds.I don't see how the events that punished the markets in...
View ArticleInvesting - Theory, News & General • Small cap value stock premium -...
I think the explanation would be that small cap value has higher volatility, and to capture the premium you need to have a long time frame,....I agree that SCV has higher volatility. That means to me...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
That was how I resolved not spending $200 for that 64GB 9th generation iPad.Exactly, precisely what I did!I was looking for something lighter, of all things. Turns out this 9th gen iPad weighs about a...
View ArticleInvesting - Theory, News & General • SIPC - running out of brokerages to...
You don't consider SIPC insurance at all? <- Nope. So you happily keep all your investments at one brokerage? <- Yes. All at Vanguard, except for a small HSA (less than 1%) at Fido. See answers...
View ArticlePersonal Investments • How To Gift Shares to a Relative
Guessing you want to be within annual gift tax reporting guidelines?You mean keep it below the gift tax reporting level? No, I expect it will exceed that.In that case, check out the wiki page on gift...
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Personal Investments • Treasury Index bond fund
If you want to avoid the risk of price fluctuations, buy actual bonds and hold to maturity. You will collect interest (coupon) and get back your principal when bond matures. The price fluctuation is...
View ArticlePersonal Consumer Issues • Car accident Release Form sign or not?
Seeking advice after car accident.I was waiting at a red light, when it changed to green, the other driver, traveling in different direction, made a left turn towards me. A T-bone, total loss of my...
View ArticlePersonal Investments • HSA contribution strategy - married couple
You can't reimburse your spouse for Medicare premiums that were incurred before you turn 65. You can reimburse your spouse for any medical expenses that were incurred retroactively (aside from the...
View ArticlePersonal Finance (Not Investing) • is it a good idea to build generational...
Yes, earning wealth builds character, but it’s mostly good luck. Life isn’t fair and many people are smarter and work harder than me and won’t achieve the same level of success. I will be sharing my...
View ArticlePersonal Consumer Issues • What Are Your Favorite Podcasts? And Why?
1. All-In2. Radiolab3. Lex Fridman4. This Past Weekend with Theo Von5. Joe Rogan6. Dan Carlin's Hardcore History7. Honestly with Bari Weiss8. Revisionist History9. Cautionary Tales10. Against The...
View ArticlePersonal Finance (Not Investing) • Mechanics of using 529 for student loan...
I have a 529 of which I am both the owner and beneficiary. My adult daughter has outstanding student loans of about $20K. As I understand it, since she has never used any 529 funds to pay the loans, I...
View ArticleInvesting - Theory, News & General • Vanguard is creating a T-Bill ETF
So by switching from VUSXX to any ETF equivalent and use it like a savings account, do most just do limit sell orders with average cost?, to try to get the same return and easiness as if they held...
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