Personal Investments • Should I Open a Solo 401k?
I agree with this sentiment. I also have a Solo 401K for years, and looking back, I regret doing it. The rules are a minefield and the penalties are severe. I'm planning to close it now that Vanguard...
View ArticlePersonal Investments • Purchasing individual GNMA bond?
Why would you want to buy a specific bondrather than a diversified gnma fund?westpac - still on patrolStatistics: Posted by westpac — Sun Apr 21, 2024 2:01 am — Replies 1 — Views 224
View ArticlePersonal Consumer Issues • Paris 3 full days - Help plan please
Hi,We are going to Paris for 4 nights, 3 full days in June first week. we are staying at Holiday Inn, Grand Opera area. Day 1; St Mont Michael full day trip, 14 hrs Day 2: Louvre museum afternoon 2-5...
View ArticlePersonal Investments • New Boglehead ready to retire-maybe
I think you are good with your plan, assuming that Social Security plus another $40k per year is enough to sustain you at/after the age of 70. That $40k figure is 4% of the amount left (the 4%...
View ArticlePersonal Investments • Are t-bills not worth the effort now vs. VMFXX?
One other attribute of Tbills is that the income earned is only tax reportable in the year the bill matures. So choosing a Tbill that matures next year can be a way to defer some taxes to the...
View ArticlePersonal Finance (Not Investing) • Bank of America promo: extra 2%/2x credit...
The below seems similar to the previous 2 years Nov double rewards, with some changes. -----It's almost here! Double Cash Back Days are coming 4/29 - 5/10.Offer subject to merchant and program...
View ArticlePersonal Finance (Not Investing) • Accessing Fidelity from Europe
I live outside of the US but I retain a US Domicile. I use my US cell phone on VOIP (I have tello, you can get it for as little as $6/month, and it will work just like your US phone when you have...
View ArticlePersonal Investments • Fee Only Advisor for 8 Digit Club Investor?
A client I do consulting work for will be receiving an 8 digit windfall (over $10 million) due to the sale of their company....How can we go about finding a quality financial planner who has the...
View ArticlePersonal Investments • Disentangling Managed Portfolios
Thank you very much, dear repliers!Statistics: Posted by monkeytoad — Mon Apr 22, 2024 1:31 am — Replies 6 — Views 522
View ArticlePersonal Finance (Not Investing) • Organically giving money to nice people -...
There's a reason why TITHING of income has been around since the 6th century. Do you feel you would get a larger emotional payback if you gave your money away to people whom you personally felt were...
View ArticlePersonal Finance (Not Investing) • Trickle down from amending a tax return
Funny I haven't found any info about this subject.If you amend a filed, processed tax return, will it affect things such as IRMAA, safe harbor, possibly other things I can't currently think of? In...
View ArticleInvesting - Theory, News & General • the death of 60/40
Surveying the current scene, I'm more worried than most seem to be that the next decade will be one of strong inflationary pressures. The only fixed income I'd want are MMFs and short-term...
View ArticlePersonal Consumer Issues • Travel insurance: why ever buy a stand alone...
I've always purchased our non-refundable airline tickets using AmEx because I thought we were covered for the typical illness or death in the family related issues in case we needed to cancel. I did...
View ArticlePersonal Finance (Not Investing) • Just got laid off - Coast Fire and...
I was recently laid off and will receive severance of almost one year. I have been looking for a new job prior to the layoff, since January, but the job market hasn’t been great. I’m in the final...
View ArticlePersonal Investments • Tax loss harvesting and qualified dividends question
For tax efficiency reasons I'd like to move a chunk of international equities from taxable to tax deferred, and it turns out I can capture a capital loss at the same time.For the sake of this...
View ArticleNon-US Investing • Requesting investment help and advice from Sydney, Australia
I understand that the property market is terrible, but you need a house one way or another. And sooner than later because property won't magically fall with the enormous amount of immigration and...
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Investing - Theory, News & General • A tale of three fixed income return...
I thought it would be interesting to compare the 10 year cumulative total return of Treasury bills, 1 - 3 year Treasury Notes and 0 - 5 year TIPS on an after inflation basis. Here is the graph:The...
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Non-US Investing • Before filing I-407 and trigger form 8854 (am I missing...
I assume the house is in Norway? Are there any tax consequences of transferring ownership of the house to your US citizen spouse in Norway?No, but there may be some legal complexity as to who inherits...
View ArticlePersonal Finance (Not Investing) • Purchasing, financing or leasing an EV......
OP,Your thread subject says you want an EV, but your posts seem to be mainly mentioning Tesla.Are you open to other brands of EVs ?If so, consider leasing a new EV from a brand that will let you buy...
View ArticlePersonal Investments • Is it a good time to put money to 529 plan? Anyone...
I have a Vanguard 529 plan, as I'm sure many here do. I'm not sure how that will help you.Given where things are, Is it a good timeMost here don't believe in market timing. Pick an asset allocation...
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