Investing - Theory, News & General • Vanguard to Exit Individual 401(k),...
Hey Ascensus doesn't sound too bad compared to Employee Fiduciary who used to be recommended around here for employer plans.https://www.employeefiduciary.com/401k-plan-pricingIf you can make Fidelity,...
View ArticlePersonal Investments • Risks of Grandparent 529?
Are you sure FAFSA invisibility will matter to you?Good point. Is there a quick and dirty way to guestimate this. I presume most high-income professionals would not get any need based financial...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Don't think that adding this to the Wiki is merited at this point. Per the OP, thread ostensibly set out to list arguments supporting US or Non-US. That is a laudable goal, but don't think it's...
View ArticlePersonal Investments • Merrill vs UBS vs Schwab Roth IRA
Went to Schwab today in Honolulu and was able to speak face to face with their free Financial Advisor, who has worked there 27 years and is a VP. She was very nice and professional and was fine with...
View ArticleNon-US Investing • Where to break $500 Euro notes in the states?
I would start with local banks and ask them if any of them could change the bills. When we went to Japan, we specifically asked if we could have small bills when we got yen and they did their best to...
View ArticlePersonal Finance (Not Investing) • Help me optimize: banking, savings and...
For the second, yeah, I can't believe I missed it for so long myself, just add another linked account as a pay-from. Go to the manage accounts from other banks menu from the toolbar. Then add another...
View ArticlePersonal Investments • Stress Testing My Portfolio
One example of this is that I see more people now working past normal retirement age. Workforce participation amongst those 55 and over is down quite a...
View ArticlePersonal Consumer Issues • Seriously considering an EV
What about insurance. I heard EV has high premium. Tier wear out after 20k miles.Tire wear is an issue on certain EVs that have high HP and are heavy. But a Chevy Bolt or base Tesla weigh about...
View ArticlePersonal Finance (Not Investing) • Rent out my home??
I recently moved within my neighborhood to upgrade our home given a growing family. Our previous home in the same neighborhood is roughly valued 580 to 600k. I owe about 320k on it. . I currently have...
View ArticlePersonal Finance (Not Investing) • To What Extent Do You Subsidize Adult...
My kids were both grateful we didn’t have them take any debt to go to the college they chose. It was a stretch but they both thrived and loved their college. S got generous merit aid that covered...
View ArticleNon-US Investing • Managing Tax Liability under Canadian Departure Tax
Questions around Departure tax for IRS side:I record the value for the CRA to pay Canadian 2024 departure tax.What happens in the US when I actually sell?Do I show my Canadian 2024 tax return and...
View ArticleNon-US Investing • Annuity
Thank you very much for your valuable input. I will surely look into the government bonds.Statistics: Posted by Sardarafshar — Tue Apr 23, 2024 3:55 am — Replies 2 — Views 182
View ArticlePersonal Consumer Issues • Tesla price reductions - worth it?
It's OK to simply plug in whenever you have the chance, and not get a full charge (which would take c 15-20 hours for a Level 1 charger?). That seems to be the pattern here (London, UK - street level...
View ArticlePersonal Consumer Issues • Which Kindle?
I have been using my ipad mini with 8" screen for years now and it works great with epub books using the ibooks app or kindle through their app or hoopla with its and as I don't read in sunlight I...
View ArticlePersonal Investments • Please evaluate 2026 retirement plan/current portfolio
I’m currently considering retiring in March to May of 2026, shortly before turning 65. Factors making me consider working longer, perhaps to 2028, are: in 2026, two kids will be in college and the...
View ArticlePersonal Consumer Issues • Parent fell for Online Scam - Is there a Vanguard...
My 81 yr old parent apparently fell for the dang scam where a webpage pops up claiming your PC is "infected" and then they called the "Microsoft" number and away they went....Spent an hour on the...
View ArticlePersonal Finance (Not Investing) • FTC Announces Rule Banning Noncompetes
I worked for a state healthcare institution in California, and they had them. I guess I should have reviewed this more and made them enforce it.Statistics: Posted by cowbman — Wed Apr 24, 2024 2:56 am...
View ArticlePersonal Investments • Traditional IRA Advice Fidelity
Is there a particular reason to go with FZROX (Fidelity ZERO Total Market Index) over FSKAX (Total Market Index) or FXAIX (Fidelity 500 Index Fund) for the Tax Deferred 401k/IRA?Fidelity is waiving...
View ArticleInvesting - Theory, News & General • the death of 60/40
Certainly started my retirement with a 30/70 portfolio-“ fear?” which has seemed to work well over the last 21 yearsRtd at 57 now 78Currently 34/60/6 . 6= 2 years living expenses in cashEvery scenario...
View ArticlePersonal Finance (Not Investing) • Did you use Real Estate to build wealth?
Would you buy a mutual fund that has a 8-10% management fee (1) and a 10-15% fee (2) to sell?(1) https://homeguide.com/costs/property-management-fees(2) https://www.nerdwallet.com/article/mort ......
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