Personal Finance (Not Investing) • solo401k 5500-ez requirement for 2023....
Thank you! Do I need to wait for IRS response after (snail) mailing 2021? Or wait certain number of weeks after 2021 mailing and before electronic filing 2023?Any reason not to do in reverse - 2023...
View ArticlePersonal Investments • Berkshier Hathaway vs voo or vti in taxable account
Bogleheads are not into single stocks so most will tell you to go with a low cost index fund or ETF. It doesn't matter if it is VOO or VTI. I had a small position in BRK.B. It doubled and I sold. It...
View ArticleInvesting - Theory, News & General • "Stocks, Bonds and Future...
Hi,Very interesting ... but it looks like the link you posted doesn't work anymore..Could you repost a link to (hopefully an updated) dataset?Many thanks!Statistics: Posted by riskless — Sat Apr 20,...
View ArticlePersonal Investments • Backdoor Roth Question
Pro rata is not against the law it just means you'll pay taxes on the tax portion so if you put in a new amount and convert the whole not a dollar amount then it's tax on $3 or so.Statistics: Posted...
View ArticlePersonal Investments • Vanguard moving to Ascensus
thank you again for your advice. I shall wait to chance accounts from Vanguard, to see if this Acensus company works out. Not sure if I will be able to see my 401k (solo 401k) on Vanguard's websites,...
View ArticlePersonal Consumer Issues • Help a young Boglehead out: buy or rent?
Buy a condo. At least 2 bedrooms. Extra bedroom will come handy in future….Also, you will have no problem selling it if you need to. Watch for condo maintenance fees.Statistics: Posted by Metsfan91 —...
View ArticlePersonal Finance (Not Investing) • Property tax protest in Texas
Sales price has no direct impact on the valuation. Everyone is valued at the same time by the same vendor. You don't get a perverse situation, like in California, where someone is paying $1000/yr...
View ArticlePersonal Investments • Best place to hold cash at Schwab only..leaving Alliant
yes i saw they are sending checks. why is that?? i don't suppose there's a way to opt into electronic?It depends on who you are paying and how you enter their address and your account number. If it...
View ArticlePersonal Finance (Not Investing) • To What Extent Do You Subsidize Adult...
The only times I’ve subsidized an adult child was when they were unemployed through no fault of their own. I would pay their health insurance premiums, and medical expenses. Ten years ago, when one...
View ArticlePersonal Finance (Not Investing) • Spending 7 months in Spain, do I need a...
I was wondering the same thing. Although in Spain, it may not matter much.Length of stay rules apply across the Schengen zone, of which Spain is a part. You definitely cannot stay 7 months at a time...
View ArticlePersonal Finance (Not Investing) • What was your effective tax rate in 2023?
48% here in California, 36% is federal. And no... this is not marginal, this is average or effective.Statistics: Posted by mrspock — Sat Apr 20, 2024 2:17 am — Replies 67 — Views 3377
View ArticleInvesting - Theory, News & General • Math! And inflation decay of pension.
For the first several years the fixed pension more than covered my spending needs and now with inflation and an increase due to the new apartment I have started renting I have to dip a little into...
View ArticleInvesting - Theory, News & General • Is this a good idea?
It's classic performance chasing and misunderstanding of risk.Bond funds haven't done well over last 10 years so the recommendation is to replace the bond portion of your portfolio with a high...
View ArticlePersonal Investments • Inservice rollover from employer 401k
Here is my experience.Our 401k administrator would only issue a check. I supplied the name of the receiving broker (Fidelity), Fidelity account number(s) and Fidelity address that accepted checks....
View ArticlePersonal Finance (Not Investing) • Vanguard i401k, opinion letter?
As I am a sole proprietor, I guess I should put: "2E, 2J, 3B, 3D". Right?Those are the codes I listed.2. And then for line 12 regarding the IRS Favorable Opinion Letter: For the date I can only find a...
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Personal Finance (Not Investing) • Death Book and Safe Deposit Box
Thank you for the response. I tried to reach my estate attorney recently and found out that he had retired last June, without sending out letters to his clients. His former law partner said I would be...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Continuing to share my experience of migrating my transactional activity from Ally to Fidelity. All accounts are owned by our RLT.I decided to try out my new trust CMA account's debit card and...
View ArticlePersonal Finance (Not Investing) • Critique the approach - Reduce Primary...
I wonder if you can cash out the re-finance the rental and use that money for down-payment. Maybe this will reduce the taxable rental income since rental interest will be tax-deductible and you won't...
View ArticlePersonal Finance (Not Investing) • Able to Retire Early, but concerned with...
If you changed your age to 60, you might see the 1200/mo number.Yes, perhaps so, and that's kind of my point. For younger folks (and for single folks) the premiums could be much lower than what is...
View ArticlePersonal Investments • What happened to Vanguard's Portfolio Watch?
A relative of ours is thinking about moving everything from his bank to Vanguard. If he wants to set up a simple three fund portfolio, will Vanguard's Portfolio Checkup tool show him the aggregate...
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