Non-US Investing • [Canada - Home purchase question] Who has the right answer...
You've labeled this a financial situation, but this is really a family situation, and therefore any advice from strangers will likely not able to fully get at what you are seeking. I think as well...
View ArticlePersonal Finance (Not Investing) • Lump sum or monthly pension. Please advise
Thankyou, this is so helpful. My understanding is that this pension plan penalizes you for taking pension before age 65 so its a percentage of the full amount (hence the $1800 is just 2.6% return)....
View ArticlePersonal Finance (Not Investing) • Fidelity Non-Prototype Retirement Account...
For those of you who have non-prototype retirement accounts at Fidelity (i.e., MySolo401k) and have checkbook feature enabled, is your account number different than the formula 399000007 plus your...
View ArticlePersonal Investments • Place to Open Youth Account/App & Roth IRA
Best is to just add custodial checking at your bank. Then you can transfer money to them if needed and monitor account for problems. If they are under 18 they also need a custodial IRA, so that is...
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Investing - Theory, News & General • What's up (or down) with TIPS?
So, I'm looking at long term secondary market TIPS. Questions:- My understanding is that the yield assumes that the coupon is reinvested at the same rate as the TIPS?YTM assumes nothing about what the...
View ArticlePersonal Finance (Not Investing) • cell phone taxes
3.53 on a $25 monthly bill with Verizon. It depends on your locality but here there are levied taxes for emergency services and such on top of the local sales taxStatistics: Posted by WAROB — Sat Jun...
View ArticlePersonal Consumer Issues • [On-going Scams - Post them here]
I merged DarkHelmetII's thread into the ongoing discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Sat Jun 01, 2024 1:00 am —...
View ArticlePersonal Finance (Not Investing) • Parent being catfished - steps to take?
This thread has run its course and is locked (family / relationship issue, possible legal issue). See: Acceptable Topics and Subforum GuidelinesThis is an investing and personal finance forum. We also...
View ArticleInvesting - Theory, News & General • Gary Smith: LLMs Can't Be Trusted...
"LLMs Can't Be Trusted for Financial Advice yet"There, fixed it for the authorWhat is the measure for when they can be trusted, and how does someone soliciting the advice decide if they are getting...
View ArticlePersonal Finance (Not Investing) • Financial Planning Software - how accurate...
Based on feedback here, I’m waiting for Pralana web/platinum.I want one tool only. Perhaps there will be an ai tool that trumps them all!If you choose to use one of the complex tools (vs. say a...
View ArticleInvesting - Theory, News & General • Charley Ellis says "Too much in...
Calling stocks risky with a full TIPS ladder is nonsensical. That's my specific example from this thread. When assessing the risk of investment choices for some asset A, if our maximum possible...
View ArticleUS Chapters • New Spokane-Cd'A Area Chapter
I'm interestedStatistics: Posted by cowbman — Sun Jun 02, 2024 12:34 am — Replies 4 — Views 5683
View ArticlePersonal Investments • Buying A Colorado Ski Condo
Wrong fall, hurt my back, just make sure you can sell it when the time comes.Statistics: Posted by retireIn2020 — Sun Jun 02, 2024 12:50 am — Replies 65 — Views 4899
View ArticlePersonal Investments • Husband bought big in Nvidia last month ...now what?
Specifically, though, I think Nvidia will continue to outperform. And that is the equity mentioned in the original post. I think they have a reasonable valuation, amazing leadership, incredible...
View ArticlePersonal Finance (Not Investing) • What's your current savings rate?
-1.69%Statistics: Posted by William4589 — Sun Jun 02, 2024 12:58 am — Replies 137 — Views 10435
View ArticlePersonal Investments • Tough love needed? Looking for a check in on my progress
I will have a pension at that time between 50-60k. My wife will probably go until at least 55, when she'll have a smaller pension because she started later and took time off, ballpark between 25-40k.I...
View ArticlePersonal Finance (Not Investing) • Crazy Uber Story - Sponsorship I-130
The craziest stories I've heard have been from an Uber driver.If the Uber driver genuinely needed a few hundred dollars, why don't they simply work a few long days? Whatever happened to people working...
View ArticlePersonal Consumer Issues • Car buying? Factory installed accessories
Yes, I heard from friend, dealer knows these cars are in demand and given these options to buyer, he end up rejecting these addons, instead when they place order to factory they add all these...
View ArticlePersonal Consumer Issues • Experience cancelling trip last minute with...
I will try my doc first and use urgent care if necessary.Thanks.Statistics: Posted by hoops777 — Sun Jun 02, 2024 1:17 am — Replies 5 — Views 401
View ArticlePersonal Finance (Not Investing) • What Retirement Planning/Budgeting...
I'm using the RMD portfolio spending method because it is variable. It adjusts each annual withdrawal by using a slowly rising percentage of the recent annual portfolio value (plus spending annual...
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