Personal Consumer Issues • iCloud storage vs Dropbox
This topic is now in the Personal Consumer Issues forum.Statistics: Posted by ClaycordJCA — Sun Jun 02, 2024 1:18 am — Replies 3 — Views 316
View ArticlePersonal Finance (Not Investing) • Which Midwestern markets have...
I might be getting priced out of buying property in the coastal markets so I may have to settle short-term for buying property in the US Midwest. Which markets there have the highest price...
View ArticleInvesting - Theory, News & General • World Ex U.S has only returned 2.48%...
Yes, it is not 30 years.But it is CATASTROPHICALLY a worse scenario due to the sequence and the fact that returns were largely negative after inflation - because that sequence failed a standard 4%...
View ArticlePersonal Investments • Stan the Annuity Man is leading a webinar...
hopefully this is ok to post, if not, mods please delete:Found a webinar on annuities from Merriman's email that Stan (Haithcock) The Annuity Man will be leading, explaining annuities (webinar is...
View ArticlePersonal Finance (Not Investing) • Personal Umbrella Policy choices
I currently have a 1M umbrella with the insurance company that writes my auto and homeowners policies. But I was told that is the maximum umbrella coverage they write in my state.I would like to have...
View ArticlePersonal Consumer Issues • Espresso making. Pods vs. machine?
Meh, I often think that espresso machine forums are overtaken by bored engineers with more time than sense (try the roasting forums for that plus LOL). https://www.ranciliogroupna.com/equipme ......
View ArticlePersonal Finance (Not Investing) • Annette’s Excellent Real Estate Adventure
I met with them and saw the place again. The concern was genuine and diffuse (not specific to me) about being taken advantage of. And about my ability to afford. Understandable. They are just looking...
View ArticlePersonal Consumer Issues • What iPad & MacBook to purchase for a student?...
Hello BH,The day has come when I need to purchase an Apple product. We've always been with Windows/Android except for a refurbished iPhone 12 we bought for our student.I hope that you can help me with...
View ArticleNon-US Investing • UK Tax
Thank you all for your inputs.Statistics: Posted by Sardarafshar — Mon Jun 03, 2024 12:45 am — Replies 7 — Views 1282
View ArticlePersonal Consumer Issues • Portable Grill?
I am interested in purchasing a portable grill for picnics at the park this summer, as well as tailgating, etc.Presumably, a propane grill. I don't have much experience with grilling, but seeking to...
View ArticlePersonal Investments • How does one take RMDs from a TIPS ladder in a...
Assuming everything is in the one account the RMD must be taken from that account. If the account doesn't contain enough cash and proceeds from maturing TIPS it would be necessary to sell something...
View ArticlePersonal Finance (Not Investing) • Can I safely quit paying work?
to Avalpert1"Um, first, if you are doing double takes over $64k across 30 years I doubt you are making $168k a year at any point in your career. Second, you are looking at it wrong, a 62 year old can...
View ArticlePersonal Investments • Newbie Do we have enough to retire and how
Combined SSI: $3000In fall we will have a combined $1mil from the above in cash when the house sells. Will we be able to retire and how should I invest this?Husband 73Me 68It all depends on how much...
View ArticlePersonal Consumer Issues • Basement is freezing due to HVAC - thoughts/fixes?
adding a basement return should help yes. it should be greater than or equal to the basement supply registers. if you don't have basement supply registers and your goal is to have it fully...
View ArticlePersonal Finance (Not Investing) • help me decide if i should pay off car loan
It makes zero financial sense to pay off. I’m always puzzled with people stressing about low expense ratios .. but then say the three % spread here isn’t worth itIt’s 1% after taxes. And it’s on a...
View ArticleInvesting - Theory, News & General • The perfect portfolio doesn't exist....
After reading Scott Cederberg's paper on the case for 100% stocks and focusing on things like total return and less of a care for sharpe, I began reflecting... instead of buying into a single strategy...
View ArticlePersonal Finance (Not Investing) • Proposed new wiki page: Retirement...
As noted in the first post of this thread, the draft pages are here. (The full page titles are shown.)- User:FiveK Retirement income planning ("User:FiveK" means its a draft page created by FiveK)-...
View ArticlePersonal Investments • Stressful job, can we FIRE?
Op,It might extract a high price from you to stay in your current job for 3 to 8 years longer, so it behooves you to reflect and weigh up such a cost benefit - yes even at the expense of your dream of...
View ArticleNon-US Investing • Does the cost basis for UK CGT reset when becoming a UK...
For investments owned before becoming a UK resident, do I owe UK capital gains tax on the entire gain from acquisition to disposal, or only on the portion of the gain that accrued during my period of...
View ArticlePersonal Consumer Issues • Water Pressure Regulator
I had to replace mine recently.As said, get a cheap gauge at HD or equivalent.100 psi isn't good for anything in the house.At 100 psi, if you have a hot water expansion tank, it may be ruptured as...
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