Personal Finance (Not Investing) • Inherited IRA and Secure Act Rules
Comment on the potential big tax hit. The hit would be strictly limited to the marginal tax rate of the inherited dollars. Worst case approximately would be you clear 1/2 of the inherited amount. That...
View ArticleInvesting - Theory, News & General • Approximately How Many Total...
Also, have a Chase checking and savings, but closing them this week. Just opened them to get the sign on bonus.I had Chase also for the bonus and closed them already. Don't forget you'll get charged...
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Personal Investments • 100% in stocks. 15 years to retirement. Too risky?
I don't fully understand the distribution of monthly mutual fund/ETF VOO returns but let's assume that it is normal.It probably is normal, because the distribution of annual stock returns for the last...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
I looked into LTPZ but balked at the 0.2% expense ratio for managing just 18 bonds, so I decided a single longer duration TIPS could be a lower cost alternative to increase my overall TIPS duration at...
View ArticlePersonal Consumer Issues • All DIY lawn weed control sucks. Change my mind.
Solarize it and start over with something besides a pointless monoculture.Statistics: Posted by HawkeyePierce — Fri May 31, 2024 12:29 am — Replies 41 — Views 2932
View ArticleInvesting - Theory, News & General • Low fee direct indexing options
Let us assume direct indexing is tracking S&P 500. After N years of direct indexing and TLH, you are left with M stocks from S&P 500 or whatever. I change my mind now and want to go back to...
View ArticlePersonal Consumer Issues • Albuquerque 5 days
Lots of good info here. I'd add the Telephone Pioneer Museum. I went mostly as a goof, but it was really interesting, largely because of the docents.Statistics: Posted by Minty — Fri May 31, 2024...
View ArticleInvesting - Theory, News & General • Inherited S-corp stock basis
The troublesome part is figuring out the per-share price since it's not publicly traded. Does the bank assist with figuring out the valuation?Statistics: Posted by llin — Fri May 31, 2024 12:47 am —...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
I think I have some fundamental misunderstanding of how TPAW work, maybe you can help me.I was simulating a few examples with about $3mil net worth, immediate retirement scenario. The one thing that I...
View ArticlePersonal Finance (Not Investing) • Does an estate have to pay CGT on precious...
Yes, both Australia and Canada can be a little tricky in google searches, in part i guess because both use dollars (although their $$$ are not worth the same as our $$$). And of course Canada often...
View ArticlePersonal Consumer Issues • Whirlpool Icemaker Won't Reset
Our Whirlpool Side-by-side has wires that go up into the freezer door from the bottom by the door hinge. We've had many severed wires over the course of 3 years which I've spliced to enable things to...
View ArticlePersonal Consumer Issues • lamb ribs
Just about any Greek/Mediterranean restaurant will have at least a couple lamb based items on the menu. Grilled rack of lamb and braised lamb shank being most common.Statistics: Posted by MA405 — Fri...
View ArticleNon-US Investing • US resident with INR(rupees) where to invest.
Sorry, no empathy from me. You can always transfer the money to the US. They become US dollars and you can invest as you please. You won't do it. You want to cut and eat your cake. Indian government...
View ArticleNon-US Investing • UK Tax
To clarify, my situation I described above was when the whole family was resident in the UK. I can't comment if you are not UK resident.Statistics: Posted by glorat — Fri May 31, 2024 1:12 am —...
View ArticlePersonal Investments • VLGSX - Gut it Out?
Well you know, i (and many others) have a fair bit of VBTLX in our portfolios (either alone or as part of balanced funds), and VBTLX has a fair bit of long bonds in it. So we're all in that same boat...
View ArticleInvesting - Theory, News & General • Earn 5.50% with GM Financial Right...
Per the prospectus: "The Notes are not equivalent to a deposit or other bank account, and investments in the Notes are not insured by the Federal Deposit Insurance Corporation or any other source. The...
View ArticlePersonal Consumer Issues • High-Quality Successor to First Republic?
There is an article in the Wall Street Journal about some people being unhappy with the transition to JPMorgan. It says Citizens Private Bank is trying to scoop up JPMorgan customers. I'm a happy...
View ArticlePersonal Consumer Issues • Visiting relatives - stay at their place or hotel ?
Where would you prefer to stay?If it's with your relatives, then stay with them for no longer than 3 days. Bring them a nice hostess gift and treat them to some meals out.If it's a hotel, and you can...
View ArticlePersonal Investments • Taking IRA distributions
1) Look at your desired asset allocation. Sell from the asset class where you are overweight. After you take the distributions rebalance in the retirement accounts if you need to.mbr2000: I do similar...
View ArticleInvesting - Theory, News & General • Interactive Brokers (Best Kept Secret)
I leave $5 in IBKR mostly to keep access to their iPhone app and the quotes and charting, but most of my business is now elsewhere. The scope of products is unmatched, though.Statistics: Posted by...
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