Personal Investments • Husband bought big in Nvidia last month ...now what?
If he wants to hold and you want to sell, then the compromise is to sell enough to take out his original investment and he gets to keep the balance in Nvidia.So if he invested $100,000 and it’s now...
View ArticlePersonal Consumer Issues • Are digital water meters accurate?
The meters are usually accurate to within something like 1.5%, and there are regulations and standards covering such things. But it is possible for some of them to be defective, and from everything I...
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Personal Consumer Issues • Weighing credit card/lounge access options
My advice - forget about AMEX Platinum. Their lounges are packed - I have waited over an hour in Denver to get into their lounge. There are two different lines to stand in just to get inside. Had to...
View ArticleInvesting - Theory, News & General • Wes Gray Investment Philosophy
Thanks for the information, Yes, I cant imagine that Dr. Gray, an Alpha Architect, finance PhD, would be content with holding a bond fund.Statistics: Posted by Fat Tails — Wed Jun 05, 2024 2:01 am —...
View ArticlePersonal Consumer Issues • What iPad & MacBook to purchase for a student?...
We sent our CS major off with an m2 MacBook air with 24G of RAM, and that's been sufficient thus far. We waited a semester to see if an iPad would be useful for notes, and it turns out it was, at...
View ArticleNon-US Investing • UK : Using 30 day wash rule to my advantage before moving...
I guess this is an international tax question. Or perhaps I should have posted on one of those tax forums.In any case, If you sell an asset and buy back the same within 30 days in UK in a taxable...
View ArticlePersonal Finance (Not Investing) • How to value LTIs - 3 year vesting
For what it’s worth, my wife has had these as RSUs since a promotion in 2020, vesting annually over 3 or 4 years. This far she’s vested about $53k and she’s had about $180k listed in the past 4 years...
View ArticlePersonal Consumer Issues • How to travel using points?
OP I burn about a million points a year on travel (as a mostly solo traveler) and my advice to most folks is unless you see this as a hobby and really want to learn the ins and outs of booking on...
View ArticlePersonal Finance (Not Investing) • Long Term Care for MIL...
I don't have much more to add than what's already been posted, except that you're probably going to need to consult with an eldercare attorney soon. A net worth of $100K doesn't last very long when a...
View ArticlePersonal Investments • Simple IRA vs Roth IRA vs 401k
Be aware that your new plan if used this year would aggregate with your 401k as far as the total deferral limit:IRC Section 402(g) limits the amount of retirement plan elective deferrals you may...
View ArticlePersonal Consumer Issues • How do you find a payphone today if you needed...
Saw some at Caesars Windsor, which was odd to me. Maybe for those that don't/didn't have Canada roaming available on their cell phones. (Casino is right across the river from Detroit).Statistics:...
View ArticlePersonal Investments • Mutual fund to and ETF?
I went to exclusively etfs years ago for ease of transfer between accounts and this has added thousands of dollars to my portfolio through transfer bonuses: viewtopic.php?t=196884Statistics: Posted by...
View ArticlePersonal Investments • Best time of year to pull IRA RMD's?
Couple of other ideas/things to consider when taking RMDs (as I'm working on my Dad's right now):If the brokerage holding/servicing the IRA withholds state/federal tax (at the account holder's request...
View ArticlePersonal Consumer Issues • The EV Life Cycle?
Unlike cell phones, cars are not cheap enough for consumers to accept an explicit end of life. If any manufacturer* tries that, Toyota will eat their lunch, should they ever decide to make an electric...
View ArticlePersonal Consumer Issues • Bird watchers – what birds are you seeing?
I've been enjoying the robins hunting for worms and grubs in in our lawn this year. Also, have seen a few bluejays make an appearance. I'm also a fan of the common grackles, crows, house finches,...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
Apologize if I'm asking a question that has been answered in this thread previously. I'm interested in adding more inflation protection to my fixed income portfolio. Historically, I built out 10 year...
View ArticleInvesting - Theory, News & General • Can deferred income annuities (DIA)...
A problem with DIAs is that the duration may be longer than can be matched with a bond portfolio. The insurer will not want to take the uncovered risk, so there should be additional premium in the...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I am considering my first MYGA in California since I want to lock in an attractive rate now before any Fed rate decreases later. An agent I have dealt with in the past, presented an option from...
View ArticlePersonal Finance (Not Investing) • Proposed new wiki page: Retirement...
Optimizing for heirs often goes hand in hand with having more "unavoidable" income than expenses. For that we have articles such as Roth conversion, Tax-efficient fund placement, etc.Here's how I see...
View ArticlePersonal Consumer Issues • booking a kaiseki restaurant through pocket...
We are taking a friend to Kyoto in August. She wants to try a Kaiseki restaurant. When we went several years ago, we were able to ask our hotel to reserve a place two months in advance. This time...
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