Personal Finance (Not Investing) • Silver 10 ounce bars
I have no doubt at all now, sir that loan was paid off six months ago. I’m in good financial shape.Statistics: Posted by riptide — Mon Aug 19, 2024 5:31 pm — Replies 8 — Views 510
View ArticlePersonal Investments • National Muni fund tax question
Yes, I am aware of the CA options. After reading many posts on this forum, it appears one should not hold more than 50% in a state muni for risk purposes. This is why I wanted to see how a national...
View ArticlePersonal Consumer Issues • Exercise programs for longevity
I’ve recently added “hanging” to my exercise repertoire. Hoping it will relieve some shoulder impingement and help with posture. I mention because it’s a bit unusual, although I’ve also heard that...
View ArticlePersonal Finance (Not Investing) • Post-NAR Settlement Buyer Commission...
I would question this. Chinese buyers - who are wealthy enough to pay cash for houses in the United States - don't know how to use the internet to search for houses? I suspect wealth is fairly well...
View ArticlePersonal Consumer Issues • Medicare non-participating
Google search says - Non-participating providers can charge up to 15% more than Medicare's approved amount for the cost of services you receive (known as the limiting charge). This means you are...
View ArticlePersonal Finance (Not Investing) • New S CORP owner
When the owner/employee also has a separate fulltime W2 job through which they hit the social security tax cap (like with the OP). In that case, with an S-Corp, the business will still pay the...
View ArticlePersonal Finance (Not Investing) • pretend banks™
SIPC insurance.I believe that SIPC insurance only will cover it if the intent of the deposit is to buy registered securities, or the deposit is the proceeds of a sale of or distribution from...
View ArticlePersonal Finance (Not Investing) • Some banks now using Paze
Neither rep knew about PAZE. There's still a chance that it's legit - Chase is a big enough company that one hand may not know what the other is doing.But yeah, I would NEVER click on a link in an...
View ArticlePersonal Investments • Portfolio Review: $7M NW, Early 40s with 2 kids,...
Agree. The work of PAS.Yikes. But good to know. Have no need for them but this is disappointing especially in taxable where it can be harder to clean up.If any of them have losses or very low...
View ArticleInvesting - Theory, News & General • Is a 50% savings rate impossible...
My pre-tax rule including 401K company contribution:1/3 taxes + 1/3 savings +1/3 expensesThis must only happen in a very narrow band with specific instances.Please help us out to understand what these...
View ArticleInvesting - Theory, News & General • Is a bear market even possible anymore?
Along with shoe shine boys giving stock tips, this thread title is a sure sign that the market will collapse in the near future.Exactly! This is the sign I am looking for to go all cash. (Of course...
View ArticlePersonal Finance (Not Investing) • Delaying Medigap
I see no benefit to delaying the Medigap signup. As has been stated, if one has traditional Medicare and no Medigap insurance, then they are on the hook for the 20% deductable that Medicare does not...
View ArticleInvesting - Theory, News & General • 70/30 has almost the same return as...
The question, as always, is what allocation gets you where you need to go when you want to get there, and not the potential return. For some people, that may be 100/0. For others, it might be 30/70 or...
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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
It is certainly one of my favorites. Enjoyed the character development of Dick Winters in the series. I try and watch it every few years when it comes around. My late Dad was a vet and I watch this...
View ArticlePersonal Investments • Girlfriend and I are blessed by my family buying us a...
Be sure to get a cohabitation agreement that lists the property belonging to you. You could specify that you would both keep your assets in the event of a separation/divorce. Otherwise, she could...
View ArticlePersonal Consumer Issues • Garage Masonry and Foundation project questions
If this were mine and I didn't want to spend a lot on the floor, I'd add tapered piece to the bottom of the garage door to fill the gap and repoint the mortar where required.Of course this depends on...
View ArticleInvesting - Theory, News & General • Maybe we should invent a new...
I think spending is implied in SORR.I don’t have the portfolio to look at the numbers and pat myself on the back. I want to convert it to spending.Statistics: Posted by Dottie57 — Tue Aug 20, 2024...
View ArticlePersonal Investments • Vanguard Annual Account Service Fee Not Annual
Were you planning on leaving Vanguard or closing your account before Sept. 25 of 2024? If not, I'm not sure I'd call this a "problem". Welcome to the forum. Regards,Statistics: Posted by retired@50 —...
View ArticlePersonal Consumer Issues • Shower no longer have hot water - need advise on...
I have had to replace this same Kohler valve so many times. Just seems to be a flawed design. To Kohlers credit, they will give you a new one for free, but I'd rather have that didn't seem to need to...
View ArticlePersonal Finance (Not Investing) • Turned down for promotion/raise at work :...
This was me 3 years ago and advice people gave me is to focus on job search and do the minimal viable while doing so.There were promotions and higher paying job outside of the company but most require...
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