Personal Consumer Issues • Anyone use Proton, or other privacy related services?
I had my identity stolen and luckily nipped it in the bud but created a dedicated email with protonmail for all my financial services accounts after that, my Fidelity rep was impressed when he noticed...
View ArticlePersonal Investments • Transferring 403b to Vanguard
My sister is in the very beginning stages of transferring her 403b to Vanguard. She’s having some issues. The company holding her 403b right now is Equivest. She said they basically just gave her a 7...
View ArticlePersonal Finance (Not Investing) • ACA insurance subsidy -> Gold, Silver,...
COBRA costs a lot more than the ACA insurance with subsidy. COBRA is about 18K per year.I figured that's what the issue would be.Good LuckI think of COBRA as a tax on those who can't figure out the...
View ArticleClik here to view.
Personal Finance (Not Investing) • Taking Social Security at age 70
All SS checks for December being received in January receive the COLA. It doesn’t matter that it will be your first payment. Thanks. I will not be filing a formal complaint about that. Statistics:...
View ArticlePersonal Consumer Issues • Best places to stay in visit to Dallas and Austin
Great advice above. Adding votes for the Stockyards in Fort Worth; the Sixth Floor Museum, Texas State Fair, and UT-OU football game in Dallas; Town Lake (kayaking, walking/running the trails) in...
View ArticlePersonal Investments • Retirement Strategy
Hello, a little about myself, 32, employed(90k/yr), married(combined income 120k/yr), no debt besides home, emergency fund(15k).My question: I currently manage my own Roth IRA and brokerage account...
View ArticlePersonal Consumer Issues • HVAC: Single vs Dual vs Variable Stage - Need Help...
I would have paid probably $1-2k - not $10k or $20k - for two-stage, but it simply wouldn't fit physically because I wanted to upsize. Well, 2-stage could have been tortured into fitting but I didn't...
View ArticleInvesting - Theory, News & General • Connection between Fed rate cuts and...
How are they connected? To be specific. Fido Premium MM rate is currently 5.15%. Has not gone down in a long time, even as the 10 year rate has dropped significantly. So if the Fed drops rates...
View ArticleClik here to view.
US Chapters • Post your Financial Milestone Announcements Here
$6M investable assets.Outstanding Statistics: Posted by ruralavalon — Wed Aug 21, 2024 6:14 pm — Replies 3855 — Views 630303
View ArticlePersonal Investments • Has anyone successfully moved their solo 401k from...
LadyGeek, actually, would you consider allowing us to have two separate megathreads? Originally this thread was for discussing what to do as the July transition loomed; one megathread was effective...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
valgen630's question has been moved back into a separate thread. See: Has anyone successfully moved their solo 401k from AscensusStatistics: Posted by LadyGeek — Wed Aug 21, 2024 6:16 pm — Replies...
View ArticlePersonal Investments • Berkshire Hathaway Cash Position effect on Personal...
I count the cash in my mutual funds, but not the cash held by the stocks in my mutual funds.Statistics: Posted by rkhusky — Wed Aug 21, 2024 6:17 pm — Replies 22 — Views 1017
View ArticlePersonal Investments • Do TIPS funds protect against inflation like TIPS...
I think I understand how owning a TIPS bond and holding to maturity provides inflation protection. I don't understand TIPS funds as well. Do TIPS mutual funds and ETFs accomplish that same function?...
View ArticlePersonal Consumer Issues • Bathroom work - how much dust?
This sounds like a typical valve replacement in a tub or tub/shower that's tiled.Can be done from the tile side.Sometimes the back side with drywall may need to be accessed.If this is the case, the...
View ArticlePersonal Investments • VFIAX vs VOO
Agree. I am totally satisfied with VG. Just thinking about my wife if she survives me.I feel more comfortable with Vanguard handling my wife’s accounts than other brokerages, even if they suggest...
View ArticlePersonal Finance (Not Investing) • Trust as IRA beneficiary - problem?
Thank you, JBTX. The reason given to me for the revocable living trust was to keep assets out of probate and make things easier on my personal representative (aka executor). There's a pour-over will,...
View ArticlePersonal Investments • Advice on picking funds for 3 Fund Portfolio
Target date funds are great options, and I think should be the default option for workplace retirement savings plans.* I think the potential advantages are:-- One size fits most; it will never be the...
View ArticlePersonal Investments • Vanguard is asking for a "limit" number to...
Hello. I recently transferred over about $14k in ESPP stock from Computershare to Vanguard. I am trying to sell it and buy back into VTI, but it's asking me to put in a value for limit price? I have...
View ArticlePersonal Consumer Issues • Solar payment schedule
25% payment at signing50% payment at start of project25% at peermission to operateStatistics: Posted by baddog — Wed Aug 21, 2024 6:21 pm — Replies 13 — Views 1482
View ArticlePersonal Finance (Not Investing) • Beneficiaries of IRAs: different...
the beneficiary designation should name the trust, not the trustee. The financial institutions should support it, if you have questions you should call the institution that holds your IRA(s)and ask...
View Article