Personal Consumer Issues • Anyone become "nomadic" in retirement??
Me. I am 50 and retired this year, more of a retirement trial than a full commitment to it, meaning I may come back to the workforce later.I sold all my stuff, car included, and now I only own a...
View ArticlePersonal Finance (Not Investing) • buying house at market peak
Hi there,2) Contrary to popular belief, it does not help in anyway. In fact it is a hindrance. Again, unless you have overbought shelter (and plan to downsize later), or own investment properties, you...
View ArticlePersonal Finance (Not Investing) • Medicare or Advantage
Not many doctors take this Medicare/Medicaid anymore in the area; so forced to move to Advantage. What are the pro/con in this.I would never sign up for Medicare Advantage unless I couldn't afford...
View ArticlePersonal Consumer Issues • Car batteries: Any experts here?
If your battery reads 10 V, it likely means a cell is dead. Had this happen recently and jumping wouldn’t start the car. Got 120K miles and 8 years from that OEM battery.Statistics: Posted by rkhusky...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
Anyone that did webull taxable offer have any issues with cost basis transfer? I've had to fight with Apex Clearing on multiple occasions regarding cost basis for what should be covered shares. Really...
View ArticlePersonal Finance (Not Investing) • Is Ramsey right about long-term care...
I removed a post making unfounded accusations against Dave Ramsey. As a reminder, see: General EtiquetteAttacks on individuals, insults, name calling, trolling, baiting or other attempts to sow...
View ArticlePersonal Consumer Issues • Flaunt Your High-Mileage Car
2010 Nissan Altima bought used in 2012, 250k miles, all highway until Covid. Still in reasonably good shape but repairs are starting. Would like 5 more years or 300k.Last car 1997 Nissan Maxima,...
View ArticlePersonal Finance (Not Investing) • KF Roth Conversion Plan
Would it not be prudent to maintain some tax-deferred money for LTC expenses later in life and not have to pay taxes on that money? Or do you have LTC insurance?Statistics: Posted by BernardShakey —...
View ArticlePersonal Investments • Stepped up cost basis
If you wanted to keep an inherited position, there’d be no reason to sell it, convert it to cash and then re-buy it.But there’s generally no reason to hold a newly inherited publicly traded security...
View ArticlePersonal Finance (Not Investing) • Opening a Joint investment account with a...
Belated thanks to all those who responded. Fidelity youth account did the trick -- but with the tax flowing through the child's SSN. As someone had mentioned it does have the advantage of some...
View ArticlePersonal Finance (Not Investing) • Can my partner loan me money?
….Can I tie my personal checking account at bank 1 to my joint checking account at bank 2 and ACH pull?I can’t imagine why not. Give it a try. CheersStatistics: Posted by Silk McCue — Sat Aug 24, 2024...
View ArticlePersonal Investments • Please Pressure-Test the Retirement Plan
Thank you BH nation for your ongoing engagement and wisdom. I am preparing to retire from GoliathCorp in about 22 months, and would like you to pressure-test what I think is a pretty strong retirement...
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Personal Finance (Not Investing) • Silver 10 ounce bars
Thank you for all the responses. I laughed out loud, when reading how silver is no good for kids as a gift to inherit, and i understand this. I can sell these Silver bars in a few years, and forget...
View ArticlePersonal Finance (Not Investing) • Secure Act RMD age by birth year, no info...
Thank you! At least Fidelity has the correct information in the RMD calculator, showing distributions starting at age 75 for someone born in 1960...
View ArticlePersonal Investments • Wellington in decumulation?
My annual total return since mid 2018 is 9.5% with VWENX (Wellington Admiral, Rollover IRA). Very happy with the choice. Would be happier if 2022 never happened.Ain’t nothing wrong with...
View ArticlePersonal Finance (Not Investing) • Check-in: Feedback on Financial Picture
I was thinking about maybe using VMRXX within my Cash Plus account. I am now curious as to why you say VMRXX is sort of a sinking fund? Is it something to avoid and if so, why?A "Sinking Fund" is an...
View ArticlePersonal Consumer Issues • Scam/identity theft: how do people protect...
Thank you all for the helpful replies. We have frozen all credit sources.Any opinions as to the value of the commercial monitoring services?Thx so much.They are all scams, mostly useful to give to...
View ArticlePersonal Investments • What to do when investing timeline is murky?
but for sure, I need our college funds to grow … It's too late for that. At least money market has had decent returns the last few years. And at least you have a conservatively invested account to...
View ArticlePersonal Finance (Not Investing) • COBRA Question
My employer allowed us to make the same type of annual selections for COBRA as if we still worked there. So I think you can make such an election when you sign up, and again when other plan...
View ArticlePersonal Investments • September losses
Curious if anyone has seen an on-line back tester than could answer the question - S&P and relax vs. S&P, sell Aug 31, buy it back Oct 1.That would be a fools errand. The stock market doesn’t...
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