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Personal Finance (Not Investing) • Bank of America promo: extra 2%/2x credit...
Here's a screen shot from my CCR account - [/quote]Why wouldn't property tax default to the 1% "all other purchases" category?Since property tax usually doesn't qualify for any category on the CCR,...
View ArticlePersonal Consumer Issues • Pre-built Gaming PC - Current Gen Intel or AMD?
There are other brands other then what you mentioned that are just as good or maybe better. Gaming needs powerful video cards and can have lower end CPUs. Having a next tier down CPU from top of the...
View ArticlePersonal Investments • Roth conversion after retirement - Seems common?
I am rolling over all my pretax tax advantaged 401(k)s to a Roth IRA. I am early in my career and just graduated medicine. I should’ve done this before in residency where my income was well but I will...
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Personal Finance (Not Investing) • Is my child living beyond her means?
I appreciate your comments, and I do get it, however, this is my concern. She is not accumulating;Yes, she is. She's building equity in a house that's probably worth more than yours. She is building...
View ArticlePersonal Investments • Has anyone paid off a house then taken out a mortgage...
I paid off my mortgage in 1997.In the last 27 years, I have NEVER considered taking out a mortgage.Statistics: Posted by doobiedoo — Sun Nov 03, 2024 1:36 am — Replies 3 — Views 359
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Personal Investments • So much bond negativity
But the conditions that made the 2022 bond drop with stocks could occur. What would be the indicators, and if bonds and stocks both drop in tandem during drawdown, what would be the hedge?You could...
View ArticlePersonal Investments • when/how to separate from sibling financial advisor
Late to the party.Keep things as simple as possible, until you know enough to make an educated guess about what might work better for you.Simple.--A TDR fund is the simple answer, as it contains...
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Personal Consumer Issues • What's the deal with Zojirushi hot water boilers?
2 billion people make tea every day. They boil water in a pot or bowl. To pay that much for this simple service is ridiculous.This is something to be sold not bought.The same for to computerized rice...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I think the VIP app may be very slightly less secure than open TOTP if anything, but I don't think the difference is significant.Statistics: Posted by Northern Flicker — Sun Nov 03, 2024 1:09 am —...
View ArticlePersonal Consumer Issues • Kitchen Range Replacement 2025
We had an electric oven and a "professional" gas cooktop. Replaced the cooktop with the Frigidaire Professional model a couple of years ago(with knobs), has worked without hiccup and heats my...
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Personal Investments • Beginner Investor :) Need Feedback/Criticism
Thank you everyone for replying It is a little discouraging that I don't need to hold that many stocks.For the past month, I've been trying to learn by reading "Investing 101: A crase course in...
View ArticlePersonal Consumer Issues • Ultra widescreen monitor for office use? (49"+)
Windows 11 has a feature where you click and hold with your left mouse button on the top bar of any application, drag it to the top edge of your screen and choose from a variety of orientations from...
View ArticlePersonal Finance (Not Investing) • Working 4 Days A Week once I hit $2 Million?
If I were in your situation, I would not take the foot off the pedal just yet. I would think about switching to part time after I pay off the mortgage and both kids are in school. How much is left on...
View ArticlePersonal Finance (Not Investing) • Amazon Credit Card, which is better?
I'm considering getting an Amazon CC as the 5% cash back would quickly add up since I buy so much from Amazon. I see there are two cards available. Can someone tell me the difference between them? One...
View ArticleInvesting - Theory, News & General • Instead of SWR, why don't we do what...
During the BH conference, I learned that endowments are taking a totally different approach to their sustainable withdrawals.Instead of SWR method, which is taking a certain percentage and adding an...
View ArticleNon-US Investing • Figuring out bonds - Europe version
3) given unease with bonds, there might be a case for certificates of deposit if you can get some at good rates in your country, and always staying below the limit guaranteed in your country (for...
View ArticlePersonal Finance (Not Investing) • Pralana Online Released - Impressions
Does anyone have any recommendations for how to best model a standard 3-fund portfolio in Pralana? Specifically:1. Do you use estimated real or nominal growth rate values? Any reason to do it one way...
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Personal Consumer Issues • Buying Bed For Apartment
What is this "one model ... that is literally as hard as a granite plank"?No idea what the mattress’ model name is. I laid on it and there was no deformation at all, no give, no softness, nothing. The...
View ArticlePersonal Finance (Not Investing) • How to figure what percentage to tithe if...
I think this is a great question. This year I have transitioned to having more of our living expenses covered by my wife's SS and pension than my own income. So I have been asking the same question...
View ArticlePersonal Finance (Not Investing) • 40% Homeowners Insurance Increase with Amica
Thank you everyone with your feedback. the other option if I want to stick with Amica is to increase my deductible.Whenever my home insurance has risen substantially I shop around. Sometimes I end up...
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