Personal Finance (Not Investing) • Do you tip hotel staff when checking out?
Sorry, I don't see cleaning hotel rooms as a hard job at all, which is probably part of why they aren't paid much. Make up a bed, wipe down the sink/shower, rinse and repeat. Monotonous maybe, but far...
View ArticlePersonal Finance (Not Investing) • Calling All Academics - What's Next
If your family wants a stay at home parent, it can be done on your current salary. You likely need to make changes to your budget but it could be worth it. Maybe even move to a cheaper house. The...
View ArticlePersonal Investments • Career ending, getting fired. Can we FIRE ?
Given everything else going on in your health, career etc I think that in the short term, you are probably best staying in your house. Anything else is stress.Yes.It's not obvious to me that there is...
View ArticlePersonal Investments • In-Service Rollover from Voya 401k to Individual 401k
I’m not entirely sure what specific rule you might be alluding to here — I wasn’t planning to take a distribution, but instead rollover to a separate 401k.A rollover is a distribution and is not...
View ArticleNon-US Investing • Courage to Invest in Equities
Think about what you're saying: you're 95/5, on short-term disability, and "not a gambler." You may want to start a separate thread for a portfolio review. It may help you a lot.I do have one, started...
View ArticlePersonal Finance (Not Investing) • 12 months from retirement what do you wish...
Whaaaat??? I didn't think any company/institution, even the military, let you accumulate THAT much PTO/sick days. I would have been coming down with every malady in the book.Holy moly--160 sick days?...
View ArticlePersonal Finance (Not Investing) • Capital gains loss carryover if you sell...
If so can I still deduct $3k this year from my ordinary income or can I only deduct that if I make any kind of capital gains?The $3000 limit applies only to regular income.Your capital loss (including...
View ArticlePersonal Investments • Dividend warning when buying
That’s odd, considering that dividends are magical free money with no downside. Joking aside, I’d rather buy just post dividend than just before, if I was planning to buy quite soon. Better to avoid...
View ArticlePersonal Consumer Issues • What Toys Have You Bought That Have Been Worth it?
Ultralight backpacking equipment purchased in early retirement, was my best ever toy investment. Now in my 70s, there is still some residual health benefit of continuing to not be overweight in spite...
View ArticleInvesting - Theory, News & General • Silly TLH games
The good news with total market and large cap funds is there are quite a few funds you can do this with. So you could easily loss harvest 5-10 times in a month without having a wash sale. You just...
View ArticlePersonal Finance (Not Investing) • Need help! do I owe this much in taxes?
I just went to do taxes and my accountant is telling me that I owe taxes on $16,338 of my ROTH IRA account. Below are the details from my tax documents.APEX C/F ROTH IRAROTH OR ESA CONTRIBUTION 2023...
View ArticlePersonal Investments • When one is ready to retire and pull out of the market.
When I encountered that situation, I reduced my equity portion from 60% to 55%, and just kept driving. A 30% drop in equities now would definitely ruin an otherwise nice week, but have relatively...
View ArticlePersonal Consumer Issues • When brand names matter and when they don't
No one has mentioned Kerrygold butter! Or several other premium butters.Statistics: Posted by heartwood — Fri Mar 22, 2024 8:54 pm — Replies 77 — Views 3471
View ArticlePersonal Finance (Not Investing) • Does schwab provide auto daily liquidation...
and it irritates the living crap out of me...So why not just move to Fidelity, if that feature is so important to you?Statistics: Posted by jeffyscott — Fri Mar 22, 2024 8:55 pm — Replies 6 — Views 956
View ArticleNon-US Investing • [As a G4 visa holder in the US - Looking for help with...
I am an indian citizen, all my investments are in the USStatistics: Posted by kyleplaytime15 — Fri Mar 22, 2024 8:56 pm — Replies 3 — Views 104
View ArticlePersonal Finance (Not Investing) • Please help me help my uncle with an...
Thanks to all who have offered advice and/or related their own experiences, it helps knowing this situation isn’t that out of the ordinary. Presently the death certificate count is 7 in hand, 3 in...
View ArticlePersonal Finance (Not Investing) • Abode, or Domicile, or Statutory...
I think you've put yourself in an awkward position. You've been domiciled in GA for many years but 3 years ago you declared to SC that your SC home had become your primary residence, in order to...
View ArticlePersonal Finance (Not Investing) • Medigappers: which plan do you have and why
UHC in NJ is community rated as well. They have a large discount the dwindles each year, for 2024 they revamped the amount and how it dwindles at least in my zip code.I'm curious how that "discount"...
View ArticlePersonal Investments • Pulled out of Target Fund 2045 to rebalance, more...
I am currently around 128k and climbing.1) What is your annual savings/investment?2) What is your current annual expense?3) If you do not save enough, more aggressive does not helps you.4) If you save...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Like the WSJ alluded to, my understanding is that monetary policy can just re-allocate wealth in the short run - re-allocate between owners of real and paper assets, and/or between present and future...
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