Personal Investments • Equiy Indexed Annuity using retirement money
He states there are no other fees (other than capping gains). 1. Now that vasaver has shown you there are other fees what do you think about what your advisor "stated? vasaver showed you the...
View ArticlePersonal Finance (Not Investing) • a question regarding deductions or credits
echobird, welcome to the forum.Traditional IRA and/or HSA contributions, if you are eligible, are two that come to mind.Note that neither of those will work if your earned income alone has you over...
View ArticleInvesting - Theory, News & General • More Evidence Against Factor Investing
I don't think that's diversification. You could divide stocks along every line, and rebalance, and probably all you'd wind up with is a very complex implementation of an Equal-weight portfolio.I mean...
View ArticlePersonal Consumer Issues • Bavaria Christmas Markets
I just want to say Nuremberg is our least favorite Christmas market in all of Europe. It’s entitled Americans pushing around and vendors hawking over you because so many have theft issues. It’s a...
View ArticleInvesting - Theory, News & General • Is active mutual fund’s capital gain...
Active mutual funds tend to generate capital gains due to redemption needs or fund managers’ investment decisions. Many people loathe the capital gains because of taxes which ensue. What if the...
View ArticlePersonal Consumer Issues • Question re: mattress research/choices
I always thought I wanted plain latex and cotton but I'm now more interested in the 'regular' or a blend type (hybrid). I have a sleep number store nearby but read things online about how parts and...
View ArticleInvesting - Theory, News & General • Newbie here: Not clear on ETFs vs...
In my opinion, mutual funds are better because (1) you can invest any amount into them and won't have cash turds left over in your brokerage account, as you do with ETFs, and (2) you don't see the NAV...
View ArticleInvesting - Theory, News & General • Basket of Stocks
I continue to be completely baffled as to why any functional investor considers deflation to be an investing problem. (A social problem, yes). An investment that matches deflation is functionally OK;...
View ArticleInvesting - Theory, News & General • Are TIPS funds useless?
if to be useful means that the investment must track inflation upward and downward as inflation occurs,That is exactly what I was hoping for when I bought my first TIPS fund many years ago. It didn't...
View ArticlePersonal Finance (Not Investing) • Gifted cash for home purchase to single...
Probably considered joint property in some states if the girlfriend pays rent towards the mortgage or pays utilities, etc. If he needs help from you, he probably will need help from his girlfriend. It...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields are 60 bp...
Question, Kevin:The Oct. 2024s are selling for less than 100.Wouldn't you do better to sell Jan 2025s (if you own any), since they are selling for more than 100?The shorter the maturity, the less...
View ArticlePersonal Investments • Calculating Income Earned from Fund Government Bond...
Each of your responses make sense to us. Thank you for the prompt reply!Statistics: Posted by Mag18Nus19 — Thu Mar 21, 2024 8:36 pm — Replies 3 — Views 120
View ArticlePersonal Consumer Issues • 4-6cyl turbo suv
Re: Mazda CX-5I would avoid the 2018-2023 non-turbo models due to use of cylinder deactivation. Some of these developed cracked cylinder heads. The 2024 model year does not have it if the 8th...
View ArticlePersonal Investments • Merrill Edge Tax Statement Error
Seems every brokerage makes a few goofs -- there are other threads about wrong 1099 from ETrade, Schwab, Vanguard, etc.Hope you get a corrected form. Even without one you can always file a return...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
The post you quoted is 10 years old. I'm not sure #2 is accurate anymore. At least the part about X free trades is outdated - free ETF trades are now unlimited.I wasn't charged anything in the past...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
I downloaded all the mint transactions this morning, for archive. Then I deleted all the cc/bank accounts I was linked to, then and only then asked Intuit to delete all remaining data. Hopefully, this...
View ArticlePersonal Investments • Using target age portfolio in 529s
We started moving 529 funds into cash equivalents when the beneficiary started high school. We had everything in cash equivalents by the time college started. We were using stock and bonds funds up to...
View ArticleInvesting - Theory, News & General • Dangers of excessive optimism?
A history of markets would suggest the optimists are right a lot more often than the pessimists.Agree with WCI. You can think about it as a system with a high probability of long term growth &...
View ArticleInvesting - Theory, News & General • Trading Treasuries (nominal and TIPS)
I talked with Fidelity and they said you can buy on the same day as maturity.Statistics: Posted by gavinsiu — Thu Mar 21, 2024 8:53 pm — Replies 4138 — Views 459334
View ArticlePersonal Finance (Not Investing) • Long-Term Care/Protecting Assests
“Yes, OP would like to shelter assets from the medical industrial complex and pay LESS. You seem to have been offended?”The assets are not being “sheltered” from the medical industrial complex . The...
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