Personal Consumer Issues • Improving the sound from t.v.
This is the unit I bought two years ago which is currently not working at all.https://zvox.com/products/accuvoice-av1 ... oice-boost"AccuVoice hearing aid technology with 12 levels of voice...
View ArticlePersonal Finance (Not Investing) • CitiBank "Simplified Banking"...
Been using Citibank as one of our households local bricks&mortar bank however Citi is on the cusp of changing everything over to their "Simplified Banking" which to me is far from simplified....
View ArticlePersonal Consumer Issues • Need recommendations for dollies for use on stairs
I find the one with air filled tires are great for stairs. Adjust air pressure to handle weight while still providing shock absorption.Statistics: Posted by StevieG72 — Sat Mar 23, 2024 9:11 pm —...
View ArticlePersonal Investments • Paying off 115K in Debt Using an IRA BDA - Should I Sell?
Hello:I inherited an IRA BDA via Fidelity in August 2020 with an original value of $160,215. I made a withdrawal of $33,200 in December of 2022. Currently the account is at $178,534.00. It is split...
View ArticlePersonal Finance (Not Investing) • Family Loan Agreement for Mortgage Tax...
You need to talk to these folks: https://www.nationalfamilymortgage.com/I worked with them and they are great for this situationStatistics: Posted by dual_citizen — Sat Mar 23, 2024 9:16 pm — Replies...
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Personal Consumer Issues • How to avoid getting ripped off on urgent home...
Everyone brings up good points. I guess paying 50-100% more for an emergency repair is just part of homeownership. Thankfully we can afford it, but it still irks me. As much as the big companies seem...
View ArticlePersonal Consumer Issues • Flash drives vs external HDs?
Every day? Couldn't you do it on a day off?I do use the computer every day, yes. The full backup day isn't fixed either. It depends on total backup size on the NAS. I use Acronis true image 2019 for...
View ArticlePersonal Consumer Issues • Paying Electric Bill With Checking
For everything I pay on a monthly basis - credit cards, electricity, internet / Phone, TV, Medigap - I have them automatically charge to either my credit card or withdraw from my bank account. Been...
View ArticlePersonal Finance (Not Investing) • Use of LLCs and Trusts for Primary...
Doesn’t using an LLC prevent you from claiming any mortgage interest or property tax as a deduction on your taxes?I think in most cases either a revocable (grantor) trust or single member LLC would be...
View ArticlePersonal Investments • Can I use copycat active ETF to do Tax-Loss Harvesting?
They look like essentially the same fund with essentially the same performance (https://www.portfoliovisualizer.com/bac ... iSNFytIzLj). Their top 10 holdings are identical. I wouldn't want to defend...
View ArticlePersonal Consumer Issues • Best file encryption software?
Came up in another thread; wondering what others have used and how happy they were with it? Ideally, I'd love to find something which:1 - Allows me to encrypt specified entire folders, as well as...
View ArticlePersonal Consumer Issues • Walmart Plus Feels Like A Scam
Target introduced a new service where you get free delivery, and I think in many markets it's same day. I've been using their drive-up pickup since COVID and it's been great. They always get the order...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
“Raiders of the Lost Ark” (1981)One of my favorite all time movies. Cannot believe it has been 43 years since its release. I recall seeing it at a theatre in the summer of 1981, the memory is still...
View ArticleNon-US Investing • Where is the best place to park some cash as a...
Looking for experience with places that 1. Give the best interest and 2. Accept W8-BEN forms, and 3. I don't have to pay taxes on the interestUse European-domiciled USD money market funds. These yield...
View ArticlePersonal Finance (Not Investing) • Timing my retirement date
I worked through january of the final year to both have some some roth ira money and to be able to put the prior year bonus into the 401k .Statistics: Posted by placeholder — Sun Mar 24, 2024 9:35 pm...
View ArticlePersonal Finance (Not Investing) • IRA Distributions of US Govt Interest are...
I’ve recently come to learn that interest/dividends derived from U.S. Govt obligations held within a pre-tax 401k or IRA are exempt from state tax in Wisconsin and Oregon when a distribution is made...
View ArticlePersonal Finance (Not Investing) • 401(k) to Roth 401(k) Rollover as...
Thanks to you both for the input. Alan, I have come to this realization with great chagrin, as it would've avoided the complications experienced right now. Sadly, due to my astronomical tuition bills,...
View ArticleInvesting - Theory, News & General • 10% cash position excessive?
I agree with diversifying but gains are so large it would be a big tax bill. Only QQQM position is in an IRA and honestly I just leave it there set to DRIP and I never touch it.One option is to simply...
View ArticlePersonal Finance (Not Investing) • Can I really really afford a 3 million...
You want to pay $3M for a townhouse where you share a wall with your neighbor? That's bonkers. I would do absolutely anything to avoid that situation including switching careers. But that's me. To...
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Personal Investments • Please hep me organise the fixed income part of my...
Thanks . That is the conclusion I am coming to- half in TBM and half in TIPs fund .Except whether to use a short term TIPS like VTAPX to decrease volatility but sacrifice returns or whether to use...
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