Personal Finance (Not Investing) • One more year or four more year -...
Go for class of 24! Curious, Can you share your rough expenses and liquid net worth?Providing these for the younger generation to think and use in their lives...on our financial independence...Regular...
View ArticlePersonal Consumer Issues • Fidelity Credit Card for Best All Around Card?
How easy, convenient and customer service is at Merrill compared to Fidelity? I have all assets at Fidelity and use a Fidelity 2% credit card, but I am thinking of moving $100k in assets to Merril...
View ArticlePersonal Finance (Not Investing) • Missed estimated tax deadline - does it...
Anyway you could bump up withholding which is not calendarized to pay the rest?Statistics: Posted by CAsage — Wed Jun 19, 2024 2:19 am — Replies 5 — Views 550
View ArticlePersonal Consumer Issues • T-MOBILE 5G home internet service, any users?
Another T-Mobile user here. Faster, less expensive, more reliable than cable or copper (which I've had)! My children (I guess I can still call them that even though their fully grown), brag about...
View ArticlePersonal Finance (Not Investing) • [Another] Per stirpes and Vanguard question
(As an aside, and this may cause #threaddrift, but why can't per stirpes be applied to a class containing a single individual? Is there some ambiguity or paradox that could result? I can't imagine one...
View ArticlePersonal Finance (Not Investing) • Better without Roth conversions?
It's interesting that I would pay less tax over 17 years than if I did the Roth conversions (76K less).Qualitatively, your Roth conversion plan is hobbled by two things:Social securityRMDWhy ? the...
View ArticleInvesting - Theory, News & General • Rolling deep ITM LEAPS calls on SPY...
The percentages "10-20% in LEAPS" mean nothing; your exposure would depend on which strike price etc. You have to specify your asset allocation in terms of net risk exposure, i.e. for options in delta...
View ArticleInvesting - Theory, News & General • European corporate bond funds vrs...
Hello,Wanted to know if anyone is versed in the performance difference/history between European (ex U.K) and U S. corporate bond funds. Is the corporate 'culture' concernng bonds very different...
View ArticlePersonal Investments • To sell all bonds or not
.. I am wondering what other investors have done with their bonds ..I sold my bond funds in Feb-Apr 2022.Statistics: Posted by doobiedoo — Wed Jun 19, 2024 2:59 am — Replies 16 — Views 1020
View ArticleInvesting - Theory, News & General • Emotional detachment from investments
It's interesting that women are accused of being more emotional, but it's always the men who commit suicide when faced with financial ruin. Rather than focusing on Stoicism which in our society would...
View ArticlePersonal Investments • What Spreadsheet or Software Do You Use To Track
What is there to track that my broker can’t show me?The cumulative effect of the fees you are paying. When I worked at a fee only planner we never showed the client that amount. lol. On a more serious...
View ArticlePersonal Finance (Not Investing) • Are solar panels a good investment
I'm talking about solar panel installation for my house. If I invest in the solar panel installation, the quote I get is around ~20k for the whole installation w/o battery backup, after federal tax...
View ArticlePersonal Finance (Not Investing) • No college choice really
My daughter took the then full tuition Presidential Scholarship at Alabama over an acceptance to Notre Dame! We had saved the money with to send her to ND for four years. Since we only had to spend a...
View ArticlePersonal Finance (Not Investing) • How to get over losing a LOT of money?
Staying busy and trying to appreciate all we have in the way of family, friends, and health may help. A professional may help too. Sorry for your loss.Statistics: Posted by Parkinglotracer — Wed Jun...
View ArticlePersonal Investments • Determining the ‘buyer’s yield’ ex-inflation for a...
As OP, adding a clarification to my previous post: Perhaps the term "buyer's yield" is not helpful after all. Allow me to rephrase and improve. Although I have read a book on TIPS, they still seem too...
View ArticlePersonal Consumer Issues • Data/Voice Plans for International Vacation
I've used Airalo, US Mobile, and GigSky, all with eSIM on an iPhone. They all work fine, but US Mobile has I think the most cost-effective plan: 5GB, covers the UK and a bunch of other European...
View ArticlePersonal Consumer Issues • My New Car Buying Tips
I've been casually looking at my Honda dealer page since I'll be in the market for a replacement car before too long. I noticed that all of the new cars have the designation "FINAL PRICE." This just...
View ArticlePersonal Finance (Not Investing) • Credit Card Question for College Freshman
If you have no income, Discover offers a decent no fee student card, I think it’s the Discover It Student Cash Back. If you have income, get the CapitalOne SavorOne for restaurants and groceries and...
View ArticlePersonal Investments • 2yr Temporary Assignment in UK. How to invest while in...
Transfer your GBP salary every month to your US bank account and continue investing as long as you have a US address.Statistics: Posted by kojima — Thu Jun 20, 2024 2:10 am — Replies 4 — Views 409
View ArticlePersonal Investments • Rebalancing or Market Timing
My target AA is 60/40. Right now I am just a tad rich in stock, around 60.9%. My stock fund is up about 16% ytd with S&P 500 near record highs and the future is looking brighter for bonds. I have...
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