Personal Investments • Ass-u-me ing there is a USD & Stock Mkt Crash in...
I will have $3MM in cash after liquidating all assets in this Scenario. Where should a person "Park" those after tax funds when a USD and Stock/Bond Mkt crash happens? I know... Not Boglehead thinking...
View ArticleInvesting - Theory, News & General • Is 10 years a long time in stocks?
As a recent example, a 100% stock return -2.73% for the 10 year period between 2000 to 2009. While you are likely to come out ahead in stock in stock in 10 year, you might not.A mix of stocks and bond...
View ArticlePersonal Finance (Not Investing) • Is owning a business required to be wealthy?
Buying a stock index fund = owning businesses. And not just any businesses, but the biggest and most succesful ones in America and around the world. I am content with this method of owning...
View ArticleInvesting - Theory, News & General • NIXT, Rob Arnott’s new ETF
I'm glad I was busy today and now have the opportunity to read all of your thoughtful replies. It's definitely a unique ETF, and newsworthy because it's the first ETF put forth by...a guy in finance...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
I freely acknowledge the benefits of "hedging", which is why I've not sold-off my ex-US holdings, and have no intention of doing so. It's akin to buying car insurance. I don't expect for my car...
View ArticlePersonal Investments • What is the Most % the Stock Market Could Drop?
How much COULD they drop? Obviously, to zero. We could have a communist revolution. We could create superintelligent AI, robotics, and limitless free energy that eliminates scarcity and we transition...
View ArticlePersonal Investments • At what point do I really need a taxable account?
I would prioritize Roth IRA contributions over a 401K (either pre tax or roth) - especially if no match. Taxable after those when you have more income.But what about lowering AGI? I’m pretty sure my...
View ArticlePersonal Investments • Large capital loss carryforward - implications for...
^ I think you have completely misunderstood OP's question. The "tax free to me" means he wants any cap gains since he has a well of cap losses that turns it all into tax free income. Also, individual...
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Personal Investments • Why is my employer using this new approach for selling...
Don't get hung up on "immediately"...If a "wash sale" is created - the "loss" is offset against the "new" shares. When the "new" shares are sold - and there are no remaining "offending" shares (bought...
View ArticlePersonal Finance (Not Investing) • Fidelity ERROR on Rollover - Having a...
Won't the IRS see the new 1099-R?At the beginning, you told us that Fidelity wouldn't issue another 1099-R:Due to the age of the distribution, Fidelity cannot issue an amended Form 1099-R tax...
View ArticlePersonal Consumer Issues • Luggage where two bags can be handled as one
If you're over 50lbs in a suitcase you likely have some dense items (boots, etc) rather than just a lot of clothes. What if you get a very small and light duffel, put your heaviest items in it, and...
View ArticlePersonal Consumer Issues • Insurance adventure electrical panel
We live in California and many insurance agencies are pulling out. We were notified awhile ago by our agency and our insurance agent had us set up with another company. They had us take pictures in...
View ArticlePersonal Investments • Short-terms savings, dealing with taxes
(reply removed)Statistics: Posted by steadyosmosis — Fri Sep 20, 2024 12:03 am — Replies 1 — Views 100
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Personal Consumer Issues • Hotel recommendation (or at least what area) in DC
I would *not* recommend that tourists take the Metro green line south of NAVY YARD station (one station beyond WATERFRONT) for any reason, as street smarts are essential in the areas served. There are...
View ArticleInvesting - Theory, News & General • Larry Swedroe's latest article on...
Thanks OP, good article. I think it's quite interesting how ETFs have democratized access to different types of strategies, at a relatively cheap cost compared to before.Years ago retail investors...
View ArticlePersonal Finance (Not Investing) • SSN lock vs credit freeze
Several threads in here on thisviewtopic.php?t=438297I did it - it did take a few steps to do but wasn’t terribly difficult.Statistics: Posted by JBTX — Fri Sep 20, 2024 12:05 am — Replies 4 — Views 699
View ArticlePersonal Consumer Issues • Bad luck with bluetooth earbuds
My wife complains that she can hear the headphones, which means I can't use them in bed.At night, I use SleepPhones.I have both wired and wireless but mostly use wireless/Bluetooth.So comfortable and...
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Investing - Theory, News & General • Market all time high - great ! But...
Best not to question the generosity of your corporate overlords.That is a very interesting statement. I detect a note of factitiousness. Statistics: Posted by retireIn2020 — Fri Sep 20, 2024 12:08 am...
View ArticlePersonal Consumer Issues • Amazon privacy...leaving???
One random day, I could not log into Amazon any more. I couldn't create another account using any address from my domain. So, I stopped doing business with Amazon and became a happier person for it....
View ArticlePersonal Finance (Not Investing) • Rule of thumb for when to refi?
Go to The Mortgage Professor calculators. See: https://www.mortgageretirementprofessor ... lator.html. Plug your numbers in for the Fixed Rate to Fixed Rate, ARM to Fixed Rate, etc. There are lots of...
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