Investing - Theory, News & General • Vanguard to Exit Individual 401(k),...
I just saw in the thread above that Fidelity will be adding a Roth option by 2026--great to know. The Roth was one of the few things that was pushing me toward Schwab over Fidelity and I won't be...
View ArticlePersonal Consumer Issues • When to rent a car (vs. drive your own)?
I don’t understand the rental thing.Watch this show and you'll understand.https://www.history.com/shows/the-mega- ... /episode-7Statistics: Posted by retireIn2020 — Fri Sep 20, 2024 12:27 am — Replies...
View ArticleInvesting - Theory, News & General • "T+1" Settlement times and...
Wow, I guess I am spoiled.When I sell an ETF (which is always between 0930 and 1600 ET on a weekday)(aka when markets are open), the proceeds are available for me to buy something else within 5...
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Personal Investments • BND vs VMFXX for money needed in 2026
I have a related question but I don't have a definite time period to spend the money as it is sort of the emergency fund bucket. Currently VMFXX seems to be giving 5.19% yield while BND is giving 3.6%...
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Personal Consumer Issues • Selling a used car to a dealer
Why are you only interested in selling to dealers? I've found that selling via private sale brings in more money. I've done this also back in the day; however, my son attempted a private sale for his...
View ArticlePersonal Consumer Issues • EV / Hybrid basics?
Sorry if this has already been suggested in the thread, but with only 4k miles/year, you certainly don't need level 2 charging. Level 1 does just fine for typical daily usage of up to around 40-50...
View ArticlePersonal Investments • Sell stock to pay off mortgage now?
While I’d love to be debt free, I’m ultimately choosing to keep the mortgage because I value the liquidity. As I ponder a potential layoff in the near future this becomes a no brainer. Liquidity in...
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Personal Finance (Not Investing) • Thoughts on earning associates degree in...
As others have mentioned, I would ignore the Associates designation. Rather, focus on the overall education progression. Is the accelerated timeframe right for the student.When I was in high school 20...
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Personal Consumer Issues • Las Vegas Recommendations
Y'all pay for food in a casino? Weird.I imagine you pay for the food one way or another.Unless you're winning, of course.It wouldn't be gambling if I always won. It's less risky than the stock market,...
View ArticlePersonal Investments • Portfolio Review
...I have a question regarding switching to bonds in the tax-deferred space. What are the advantages and disadvantages of waiting until you are closer to retirement before converting stocks to bonds...
View ArticlePersonal Investments • Sitting on lots of cash - advice
What county or city in SoCal can you buy a decent house for 600K ? It seems like anything around 1,700 sf older home is above 700K in a decent neighborhood in City of Corona(Riverside...
View ArticlePersonal Investments • "No-brainer" to get out of stocks - I love...
Now, if I was 100% stocks this whole time, I'd be even richer... I will admit that's true. But I would lost ALL my hair by this time (instead of just some of it). Instead I felt pretty comfortable the...
View ArticlePersonal Finance (Not Investing) • Fidelity security update (yubikey)
I see there's been no further movement on this by Fidelity.I hope they start allowing Yubikeys soon.Statistics: Posted by southerndoc — Fri Sep 20, 2024 11:48 pm — Replies 39 — Views 10844
View ArticleForum Issues and Administration • Boglehead Keeps Logging Out
I don't have a problem with my computers, but my phone keeps logging me out each time I visit, despite saying to "keep me logged in".Statistics: Posted by Mel Lindauer — Fri Sep 20, 2024 11:55 pm —...
View ArticleInvesting - Theory, News & General • Something I Have Never Quite Understood
What you say makes sense. I have never bought into the small company value being undervalued picture. The entire market should be the playground where we are at.It is true that I have reduced my...
View ArticlePersonal Consumer Issues • Inexpensive laptop for general browsing/printing
Best buy has pretty good prices at least on most computers. You have the option to go and get hands on. With cheaper laptops you want to know if the touch pad is garbage or good ditto for the...
View ArticlePersonal Investments • Using up large accumulated capital loss with treasury...
Late to the party. I think this is correct. Corrections requested so I learn and don't mislead.Brilliant work, OP. Thanks.Noticed many questions so gathered some background information to hopefully...
View ArticlePersonal Investments • I-Bond redemption issues
Yup - TreasuryDirect is going the way of the dodo-bird. I’ve got the same issue with receiving a timely e-mail response - to inquiries - we are understaffed and may not be able to respond to your...
View ArticlePersonal Investments • Direct deposit to VTSAX replacement
I received an email today from vanguard stating they were starting a direct deposit into vanguard ETFs. If you go to https://autoinvest.web.vanguard.com/etf you can set it up. You have to already own...
View ArticlePersonal Investments • For Retirees. How simple are your portfolio's?
Except for cash and a tax managed balanced fund all my ira and roth ira money are in TDFs at Vanguard and SchwabStatistics: Posted by Cannoli — Sat Sep 21, 2024 12:36 am — Replies 101 — Views 6919
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