Personal Finance (Not Investing) • Fidelity as a one stop shop
In any case, I'm happy not to have to use Symantec VIP.Agreed and I am 100% for sites using a standard open TOTP solution, I think I am up to 28 TOTP seeds stored now in my Google Authenticator app...
View ArticlePersonal Finance (Not Investing) • Should I switch from Medicare Advantage to...
The real question is whether I want to pay extra to be on original Medicare with Medigap and Part D.You should check with an expert to confirm this, but it was my understanding that if you had...
View ArticlePersonal Investments • Growth Index Fund vs. S&P 500: Allocation For Long...
This won’t be a popular opinion here but put all of it into which is doing best over the last year at any given time. This will normally be large growth and will give you more gains. If you slide it...
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Personal Finance (Not Investing) • Account locked at Treasury Direct and...
It is amazing to me that "security question" procedures don't fold everything to lower-case and strip all but alphanumerics--AND TELL YOU. Or warn you that it IS case-sensitive and spacing-sensitive.I...
View ArticlePersonal Investments • A hilarious "managed" portfolio from Fidelity
I get nagged at least once a month from my local Fidelity advisor. From his profile I see no indication that he is a fiduciary / CPA etc. so I just ignore his inquiries.Why do you allow this? Help us...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Watched the three new Hallmark Christmas movies this weekend. The one that took place in Ireland was the best of the three. The name escapes me right now.I watched one last night, My Norweigan...
View ArticlePersonal Investments • Portfolio Review Request Please
Emergency funds: 7 monthDebt: NoneTax Filing Status: SingleTax Rate: 24% Federal 4.7% StateState of Residence: MSAge: 72 retiredDesired Asset allocation: 65% stocks / 35% bonds; Desired International...
View ArticlePersonal Finance (Not Investing) • Can an American citizen open a banking or...
I have a bank account ("Girokonto") in Germany. I opened it when I lived there, but they know I'm a US citizen and don't have an issue with it. I still occasionally use it.Investment accounts in...
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Non-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
Oh boy, that can be painfully frustrating. Having been thru such pain, I can sympathise. You could call the representative whose contact I had sent you in a PM. While that is not a solution for the...
View ArticlePersonal Finance (Not Investing) • [Pension beneficiary option with spouse...
I decided to make my wife the beneficiary. I think that’s a very good decision. Best to you.Statistics: Posted by Stinky — Sat Nov 16, 2024 6:08 am — Replies 14 — Views 1213
View ArticlePersonal Investments • Portfolio and plan review... What say you?
Welcome to the forum.Budget/Expenses- $50K/year until age 70, then $75K/year (senior living or additional help some day?)- I actually spend <$40K now, but prefer to plan for $50K and come in under...
View ArticleInvesting - Theory, News & General • Has your lived experience influenced...
Yes. Was invested 100% in equities from age 27 to just a few years before expected retirement. Am now advising my 20-something kids to do the same.Statistics: Posted by dogagility — Sat Nov 16, 2024...
View ArticlePersonal Finance (Not Investing) • Dentist to Become "Unrestricted...
My dentist dropped out of network for Delta a couple of years ago, citing the reasons others have noted in this thread (and others) - poor reimbursement rates.My wife's dentist did likewise this...
View ArticlePersonal Finance (Not Investing) • Fidelity won't let me buy an ETF after hours?
What does that mean? I feel like I've always placed Vanguard trades at night before bed or early in the morning. Should I only be doing this during market hours?“ Don’t Trade Near the Open—or the...
View ArticleInvesting - Theory, News & General • Mental Tricks To Help Stay The Course
The problem with mental tricks is that you know you're doing them. It's like that guy we all know who set his watch 5 minutes early so that he's never late for anything. The problem is that he KNOWS...
View ArticlePersonal Finance (Not Investing) • Probably Need to “Lose” ’$525,000: Buy...
To get/keep health insurance subsidies, mainly. Putting money in a zero-interest paying account lets us keep the money (which I like), but we obviously don’t earn anything on it (which I’m unsure if...
View ArticlePersonal Investments • Would you invest in xAI?
I was at a local car wash waiting for my car to be finished. Speaking with a woman who brought in a large, very fancy pick-up truck. I was making small talk about how "neat" it looked in the back. She...
View ArticlePersonal Investments • Bombed in Supermicro
I remember thinking "It can't keep dropping further". Then it did. Again and again. Life lesson learned which included: Sure, its exciting to see something sky rocket in gains. But theres nothing...
View ArticleInvesting - Theory, News & General • Gold Beat US Stocks: Last 25 Years
So then why has gold outperformed stocks during your period mentioned? Does an asset need interest or earnings to be worthwhile of holding? Why hold gold at all? Is it a diversifying asset away from...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
.....From my calculations, ....This is the key, as anon said, YMMV. But it is a fair point, with many 2% and 3% no annual fee cards out these, someone could average roughly 2.5% on their spend with...
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